Review: Paybis cryptocurrency exchange

Paybis is a quick and easy way to buy Bitcoin and several other cryptocurrencies with your credit card.

  • Good for fast purchases of major cryptocurrencies using fiat currency
  • Not so great for high fees when you buy with your credit card

Check out our full list of pros and cons or read on.


Fiat currencies




Product Name Paybis Cryptocurrency Exchange
Fiat Currencies EUR, GBP, USD, AUD, CAD, PHP, SGD, CHF, HKD, JPY & 30+ more
Cryptocurrencies BTC, ETH, BNB, BCH, XLM, EOS, DOT, LTC, ETC, FTX & 390+ more
Deposit Methods Bank transfer
Credit or Debit Card
Trading Fee Fees vary
Deposit Fees Fees vary
Withdrawal Fees Fees vary
Disclaimer: This information should not be interpreted as an endorsement of cryptocurrency or any specific provider, service or offering. It is not a recommendation to trade.

Which fiat and cryptocurrencies are supported?

  • Supported fiat currencies: EUR, GBP, USD, AUD, CAD, PHP, SGD, CHF, HKD, JPY & 30+ more
  • Supported cryptocurrencies: Approximately 405 cryptocurrencies

Which payment methods are accepted?

  • Bank transfer
  • Cryptocurrency
  • Neteller
  • Skrill
  • Credit or Debit Card
Go to Paybis's website

What’s it like to use Paybis?

Fees and limits

The fees below are accurate as of 16 February 2022.

Platform trading fees

Buying fees
TransactionPaybis feesPayment processing fee
Credit/debit card
  • 2.49% (No fees on the first credit/debit card transactions)
  • USD, EUR, GBP and JPY: 4.5%
  • Other currencies: Up to 6.5%
Bank transfer
  • EUR: 0.99%
  • GBP: 1.29%
  • EUR: 0.05% (min 2 EUR)
  • GBP: 0.05% (min 2 GBP)
Skrill / Neteller
  • EUR: 2.49%
  • USD: 2.59%
  • EUR: 3.5% to 4%, depending on the amount spent
  • USD: 5.4% to 5.9%, depending on the amount spent

*Fees may vary slightly based on the cryptocurrency being purchased.

Selling fees
TransactionPaybis feesPayment processing fee
Bank transfer
  • EUR: 0.99%
  • GBP: 0.99%
  • EUR: 0.05% (min 2 EUR)
  • GBP: 0.05% (min 2 GBP)
  • EUR: 1.49%
  • USD: 0.99%
  • EUR: 1%
  • USD: 1%
  • EUR: 1.49%
  • USD: 0.99%
  • EUR: 2% (max 30 EUR)
  • EUR: 2% (max 30 EUR)

*Fees may vary slightly based on the cryptocurrency being purchased.

Transaction limits

TransactionMin. amount per transactionMax. amount per transactionOther max limit
Credit/debit card
  • 5 USD
  • 20,000 USD
  • Daily: 20,000 USD
  • Monthly: 50,000 USD
  • 50 USD
  • 200,000 USD
  • Daily: 200,000 USD
Bank Transfer
  • 240 USD
  • 1,000,000 USD
  • Monthly: 1,000,000 USD
  • 50 USD
  • 25,000 USD
  • Daily: 250,000 USD

How fast will my funds be available?

The speed of your transaction varies depending on the payment method you use. If paying by credit or debit card, most transactions are completed within 15 minutes.

However, if paying by bank transfer, the transaction could take 1-5 business days.

Is Paybis safe to use?

  • Regulation. Paybis is a legal entity registered in the UK. It is licensed in Estonia to provide virtual/fiat currency exchange services and offers a virtual currency wallet service. It’s also registered as a Money Services Business with FinCen in the US.
  • Know Your Customer (KYC) and Anti-Money Laundering (AML) policies. Paybis has KYC and AML policies in place to help prevent illegal activity. Customers must undergo a verification process before using the platform and all transactions are monitored for signs of suspicious activity.
  • Verification process. You’ll need to complete a verification process before you can buy Bitcoin with a credit card on Paybis. You’ll need to provide your name, address, date of birth and proof of ID.
  • Security features. Unfortunately, Paybis does not support two-factor authentication for extra password security. However, this exchange platform doesn’t actually store the cryptocurrency you buy, so you’ll need to set up your own wallet separately. Check out our guide to the best cryptocurrency wallets for more info on choosing a wallet.

How do I create an account at Paybis

Go to Paybis's website

What else do I need to know about Paybis?

Paybis was founded in 2014. Its founders hail from Latvia, but the company is registered in the UK and has an office in Glasgow.

Paybis also boasts an impressive average score of 4.5/5 on TrustPilot with 16,132 reviews (as of 16 February 2022).

In a nutshell


  • Offers quick and easy cryptocurrency purchases
  • Several payment methods supported, including credit card payments
  • Fees are outlined upfront
  • 24/7 customer support available


  • Doesn’t offer any advanced trading features
  • High fees when you pay with a credit card
  • Other exchanges support a wider range of cryptocurrencies
  • Doesn’t store cryptocurrency for you – you’ll need to create a wallet elsewhere

Compare Paybis against other exchanges

Name Product Deposit methods Fiat Currencies Cryptocurrencies
FTX Cryptocurrency Exchange
Credit card, Wire transfer, Silvergate Exchange Network (SEN), Signature SIGNET


Sign up through Finder for a 5% discount on all trading fees. T&Cs apply.
FTX is an exchange built by traders for traders, with a range of derivatives markets such as options and futures with deep leverage, in addition to standard spot markets. Note: Not available for US customers.
Binance Cryptocurrency Exchange
Bank transfer (ACH)


Finder Exclusive: Get 10% discount on your fees when signing up through Finder.
Trade an extensive range of reputable coins on this world-renowned exchange, popular for its high liquidity and multi-language support.

US residents: As of September 2019, US-based users can only trade USD on the American dollar onramp of Binance, Binance.US.
UK residents: In addition to normal crypto trading services, Binance offers margin lending. As this is a regulated activity which they are not authorised to offer in the UK, we advise you not to use this service. If you're interested in margin trading, see authorised providers. Cryptocurrency Exchange Cryptocurrency Exchange


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Frequently asked questions

Go to Paybis's website
Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.
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