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Find a money transfer location near me

Discover brick-and-mortar stores and why sending online may be a better option.

COVID-19 update

Your nearest branch may not be open, so call ahead for its hours of operation. However, opting to send money online or with a money transfer app might be safer and easier than heading to a physical location.

Money transfer companies allow you to send funds from one country and have your recipient pick it up in cash in another. It may be you want to find your nearest money transfer location in order to pay in cash, ask an agent questions or send money for cash pickup. However, not all providers will offer a fair exchange rate, and you may find that visiting a location in person will cost you more in fees. Let’s take a look at how to find money transfer locations near you, and why it may be a better option to use an online provider.

How to find a money transfer location near you

You can search online to find a provider with agent locations in your neighbourhood.

    1. Use our table below to find a provider that offers agent locations.
    2. Visit the provider’s website for extra details.
    3. Look for a link to the Find a location page, typically located on the homepage.
    4. Enter your ZIP code or address to confirm the hours of operation for the location nearest you.
    5. Visit the agent location in person, making sure to bring identification and enough money to cover fees.

Who offers in-person money transfers?

There are many nationwide chain retailers and grocery stores which have exclusive areas dedicated to providing money transfers using MoneyGram or Western Union. Lots of popular money transfer services also have brick-and-mortar locations.

There is also the option of your local bank. But while an international bank transfer is a reliable option, you will most likely end up paying more in fees, and receive a weaker exchange rate than if you were to use a money transfer service. If you want to learn more about how exchange rates are calculated, take a look at Exchange rates explained.

Who offers 24-hour locations for transfers?

It may be that you need to make an urgent money transfer. If this is the case, then some of the larger money transfer networks like MoneyGram and Western Union offer 24-hour agent locations in most major (and even some smaller) cities.

Make sure to check online or call ahead to confirm opening hours before visiting, especially if you are going in the middle of the night.

What do I need to send money in-person?

What you will need to send money will depend on how you’re transferring money. However, in general you will need to take the following with you:

      • Photo ID. A driver’s license, a passport or another other official government issued ID should work. If you are unsure about your type of ID, call ahead to ask whether or not it will suffice.
      • Recipient information. The name and contact information of the person receiving the money. The name provided must exactly match their ID.
      • Amount. Work out the amount you want to send ahead of time, keeping in mind that fees will be added on top of your sending amount.
      • Payment method. Most agent locations will accept credit and debit cards, but may also allow you to use cash, checks or bank transfers.

To send money to a bank account, you’ll also need:

      • Recipients bank information. You will need to provide the receiving bank’s name, address and SWIFT code, in addition to your recipient’s account and routing numbers. Learn more about SWIFT and IBAN bank codes if you’re having trouble locating this information.

How do I keep my cash safe?

When you find a money transfer service near you, it’s important to keep in mind some safety tips when picking up your money:

      • Call ahead. Call to confirm an agent’s location and opening hours.
      • Be aware. Avoid agents in high-crime or unsafe areas.
      • Bring a friend. Ask a friend to come along for the pickup.
      • Hide it. Keep your cash hidden and avoid carrying it around for longer than necessary.
      • Secure it. Deposit your funds into an account as soon as possible.

Compare money transfer services with agent locations

Use our table to compare services which have in-person locations, and click Go to site to find a money transfer location near you.

Name Product Min. Transfer Amount Transfer Speed Services Description Online Transfer Fee Rate Amount Received
Western Union International Money Transfers
Same day
Online, Phone, Agent, Bank Account to Bank Account, Cash Transfer, International Money Order
Western Union sends money online to friends and family in 200+ countries around the world.
MoneyGram International Money Transfers
Within an hour
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
The ‘Rate’ and ‘Amount Received’ displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention “Finder” before you commit to a brand.
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Can you save money by sending your transfer online?

Usually you can save yourself money by using an online money transfer service, compared to visiting a physical location.

      • Fewer fees. Agent locations typically add on extra fees, which helps them to keep their doors open. Online providers offer the same services without the additional cost.
      • Zero transit costs. When you transfer money from your mobile or desktop, you avoid having to spend anything on gas, bus fares or subway tokens to travel to the agent location.
      • Wider range of providers. Visiting in person means you are limited to the rates and fees of agent locations. But shopping around often leads you to a better deal on your transfer.
      • Easier comparison. You can compare any of the services in our comparison table to find the best deal for your transfer.

Compare services which offer alternatives to sending cash

If you decide not to send cash, our table lets you compare the alternative services you can use to send money abroad. Take a look at a provider’s transfer speeds and fees, then click Go to site when you’re ready to send.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 10 Within an hour HKD 70.00 0.128 USD
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
USD 10 1 - 2 days HKD 25.00 0.126 USD
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
SGD 1 1 day HKD 21.00 0.128 USD
你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
象徵式收費以及中間價匯率,可匯款至高達30多個國家。 SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
Go to site Show details
USD 50 Within an hour HKD 17.50 0.128 USD
使用優惠碼「FINDER」可於首兩宗HK$1500或以上的轉賬交易獲得HK$100折扣優惠。Use code FINDER to get HKD 100 off on first two transfers on a min transfer of HKD 1500.
InstaReM 提供簡單的匯款服務,大部分的匯款劃一收取0.5%的手續費。InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers.
Go to site Show details
GBP 5,000 1 - 2 days HKD 0.00 0.126 USD
可匯款至20+個國家,無手續費。 CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace. Go to site Show details
USD 2,000 1 day HKD 0.00 0.126 USD
TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。 TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Go to site Show details
Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

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