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How to send money to Zimbabwe

Here’s how you can send money quickly, simply and affordably from Hong Kong to Zimbabwe.

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If you need to send money to a loved one in Zimbabwe, you might find yourself confused as to what type of currency to send since the Zimbabwean dollar was disbanded in 2009. Since then, a number of currencies can be used as legal tender in Zimbabwe. This includes the US dollar, which is the official currency for all government transactions in the country.

What currency is used in Zimbabwe?

Following a period of instability and hyperinflation, the Zimbabwean dollar was phased out and is no longer accepted as legal tender as of 2015. Currencies that can be used include the South African rand, Botswana pula, British pound, the euro and the United States dollar.

This has several implications when you need to send money to Zimbabwe. While some banks and money transfer providers exclude Zimbabwe from the list of countries they send funds to, a range of popular currencies are now accepted as legal tender. This means that there are still options available when you need to send money to Zimbabwe.

Some of the banks and providers that allow you to send money from Hong Kong to Zimbabwe include WorldRemit, Western Union and MoneyGram.

Compare money transfer services to Zimbabwe

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 10 1 - 2 days HKD 140.00 0.129 USD
1,272
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
USD 5 1 - 2 days HKD 25.00 0.128 USD
1,274
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
SGD 1 1 day HKD 42.00 0.129 USD
1,285
你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
象徵式收費以及中間價匯率,可匯款至高達30多個國家。 Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.
Go to site Show details
USD 50 1 day HKD 35.00 0.129 USD
1,286
快捷又簡單的國際匯款服務,大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details
USD 1 1 day HKD 0.00 0.127 USD
1,271
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用超過130種貨幣匯款。 Send money in more than 130 currencies.
Go to site Show details
USD 1 Within an hour HKD 20.00 0.129 USD
1,283
提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
USD 100 1 day HKD 15.00 0.127 USD
1,269
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 Send money in 45 currencies.
Go to site Show details
GBP 5,000 1 - 2 days HKD 0.00 0.127 USD
1,271
可匯款至20+個國家,無手續費。 Transfer money to 20+ countries with no transaction fees. Go to site Show details
USD 2,000 1 day HKD 0.00 0.127 USD
1,271
TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How to compare transfer companies when sending money to Zimbabwe

  • Exchange rates. Even a small difference in rates can add up to a large amount when you calculate the total cost of a transfer, so see how the rates of each provider stack up against one another.
  • Fees. It’s a good idea to compare the fees that apply to an international money transfer, and some companies will offer free transfers if you send more than a certain amount.
  • Transfer methods. Compare the options available for placing transfers: online, over the phone, using an app and/or by visiting a branch.
  • Transfer options. Can you lock in an ideal exchange rate now and transfer the money later, known as a forward contract? Does the institution offer limit orders, which allows you to take advantage of changing market conditions by executing the money transfer when a certain exchange rate is met? Can you schedule recurring payments?
  • Turnaround time. Compare the processing times of different providers to determine how long it will take for your funds to arrive.
  • Minimum amount. If a company imposes a high minimum limit on the transfers it handles, this can be restrictive if you don’t want to send a large amount of money.
  • Pickup methods. While some companies allow your recipient to collect cash in person by visiting an agent location, others offer transfers direct to your recipient’s bank account.
  • Customer service. Will you be able to access phone, email and/or online support if you need help with a transaction?
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Foreign exchange rates explained

Exchange rate is an important factor for most transfers because it determines how much one currency is worth against the currency of another country. Because Zimbabwe accepts a number of currencies as legal tender, understanding the global economics that impact exchange rate is important. When a country’s currency is strong, it will yield more money when exchanging it in a country with a weak currency. Inflation and interest rates play a part in exchange rates, so be sure to look at the trends of the last month before making a transfer.

How to send money to Zimbabwe from Hong Kong

  • Bank transfers. Some Hong Kong banks will offer transfers to banks in Zimbabwe, so you should check with your financial institution for more details.
  • Online money transfer providers. Companies like WorldRemit allow you to make fast and easy online transfers to Zimbabwe.
  • Money transfer companies with cash pickup options. Companies such as Western Union and MoneyGram allow you to transfer funds that can be picked up from a number of local agent locations in Zimbabwe.
  • Checks. Sending an international guaranteed check to Zimbabwe is a slow but secure money transfer method.
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How to send money to Zimbabwe

Whichever option you choose for your money transfer, you’ll usually have to sign up for an account with the provider before you can send your funds. This will involve providing your full name, address, contact details and your government-issued ID.

Here are the basic steps:

  1. Find a money transfer company from the table above.
  2. Compare fees and processing time before making an account.
  3. Click Go to Site, enter your information and your recipient’s information.
  4. Choose the method you’d like to have the money transferred.
  5. Pay for your transfer and save the tracking number.

Once your transfer is complete, check back to make sure everything goes smoothly and your money is safely delivered to your recipient.

Emergency cash transfers in Zimbabwe

If you need to send an emergency transfer to Zimbabwe, be mindful that you will likely have to pay extra to get your funds to your recipient as soon as possible. Always read the fine print and make sure you’re fully aware of exactly how much your transaction will cost. If possible, waiting a day or two can save you money and get more cash into your recipient’s hands.

Tips for picking up cash in Zimbabwe

As theft is a common occurrence in certain areas of Zimbabwe, you should be cautious when you pick up cash. Take someone along with you for added protection and avoid any areas that are known for being unsafe. In addition, you should keep your cash and your wallet concealed so that you don’t advertise your money to thieves. Deposit the cash into your bank or put it somewhere safe as soon as possible.

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