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How to send money to Tunisia

Are you looking for a way to send money to Tunisia without spending too much in fees?

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Sending money between Hong Kong and Tunisia doesn’t have to be difficult or expensive. Our guide on money transfer services, fees and cash pickup in Tunisia will help you find the best service for you when you’re looking to exchange Hong Kong dollars for Tunisian dinars.

How do international money transfers work?

International money transfers can be done either through a bank or a transfer service. It’s a simple process that involves entering your and your recipient’s personal information and the amount you want sent. You give the company cash or access to your bank account, and the money will be turned into Tunisian dinars for a small fee. Your recipient can then pick up their dinars in person or have them electronically deposited into their bank account.

Compare money transfer services to Tunisia

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 Within an hour HKD 20.00 0.348 TND
提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups. Go to site Show details
GBP 5,000 1 - 2 days HKD 0.00 0.344 TND
可匯款至20+個國家,無手續費。 CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

What’s the best way to send money to Tunisia?

Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Tunisia. Some offer cash pickup in as little as a few minutes, while others seamlessly transfer to bank accounts. Sending money through PayPal or your bank is also an option, but you’ll typically face higher fees and weaker exchange rates when going that route.

Digital money transfer services

Companies like WorldRemit specialise in foreign currencies, making them some of the most cost-effective transfers. Most offer transfers directly to your recipient’s Tunisian bank account, often in as little as a day or two.

Cash transfers

Services like MoneyGram and Western Union allow you to transfer cash for pickup at a local branch in Tunisia — often in 15 minutes. While it’s a fast way to send money, you’ll pay for the convenience in weak exchange rates and high fees.


Tunisian dinars are not a popular currency, but your local bank may be able to exchange them. If your bank supports Tunisian dinars, beware of high fees and wide margins on the exchange rate compared to digital and other options when sending a wire transfer to Tunisia.

Let’s crunch the numbers: Sending $10,000 to Tunisia

Let’s say you need to send $10,000 to family in Tunisia. Here’s what you might face as far as fees and exchange rates as of 2 Jan, 2021

Transfer company ATransfer company BTransfer company C
Fee8.00 HKD30.00 HKD25.00 HKD
Exchange rate1.00 HKD = 0.3414 TND1.00 HKD = 0.3354 TND1.00 HKD = 0.3313 TND
Transfer speedMinutesMinutesMinutes
Amount received3,411.43 TND3,344.30 TND3,305.00 TND
  • Best value
  • Most expensive but also airtime is available

There are three money transfer providers that send money from Hong Kong to Tunisia and cash pick-up is the only available method (apart from company C). Company A offers the lowest fee and best rate so hands down the best among the three.

How to send money to Tunisia online

Sign up and send money with a digital money transfer specialist in four steps:

  1. Sign up for a free account. Pick a provider and sign up for a free online account using your contact information, proof of ID and preferred payment method.
  2. Provide transfer details. Submit your recipient’s contact information and pick a delivery method. If transferring to a bank, you’ll need their Tunisian bank account details.
  3. Confirm transfer details. Double-check your payment method, expected fees and destination.
  4. Save your receipt. Record your receipt’s confirmation number to track the progress of your transfer to Tunisia. Some money transfer providers send a text or email when your transfer is complete.

What are the ways that I can send money to Tunisia?

  • Bank transfers. Many major Hong Kong banks might allow you to send money to Tunisia.
  • Money transfer providers. Providers like WorldRemit can help you quickly and easily transfer your money online.
  • Providers with cash pickup. Western Union and MoneyGram allow you to send funds for cash pickup at agent locations.
  • PayPal. Electronic payment giant PayPal allows you to send money from the Hong Kong to Tunisia.
  • Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank or Hong Kong Post.
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How to get the most out of your money transfer to Tunisia

Weigh costs and fees against convenience to learn how to compare money transfer providers that send to Tunisia to best meet your needs:

  • Exchange rates. The HKD-TND relationship fluctuates often, so using a service that allows you to lock-in exchange prices may help you save money down the line if the Tunisian dinar rises against HK dollar.
  • Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger HKD-TND exchange rate.
  • Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the number of Tunisian dinar you’re sending to Tunisia.
  • Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Tunisia.
  • Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you’re sending is a valid strategy for saving money.
  • Transfer methods. Whether you want money sent to an Tunisian bank account or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.

Emergency cash transfer to Tunisia

When urgency trumps cost to get your money to Tunisia quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.

How to send money to Tunisia without a bank account

Cash transfer services can help you if you don’t have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.

Tunisia’s exchange rates explained

The exchange rate determines how much one country’s currency is worth in another country’s currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weaker currency. Tunisia’s exchange rate is flexible compared to HK dollar. The HKD-TND relationship typically doesn’t make sharp movements but instead shifts over time. Factors that influence the exchange rate include interest rates, economic stability, and inflation.

Updated: 21 Jan 2021 03:02:28 UTC

Documents needed for sending to and receiving money in Tunisia

To send money to Tunisia from Hong Kong, you’ll need a government-issued ID and other documents, while documents needed to pick up money in Tunisia may be different by company.

Documents to send money from Hong Kong

To send money from Hong Kong to Tunisia, you’ll need documentation and details that include:

  • Identification. Most services require a driver’s license, passport or other government-issued ID.
  • Payment method. Your service may accept credit or debit cards, cash, bank accounts or personal checks.
  • Recipient information. Submit your recipient’s name as it appears on their ID, along with their phone number and Tunisian bank account information.

Documents to receive money in Tunisia

To pick up money in person, documentation can include:

  • Transfer number. The person sending you money can forward the transfer’s confirmation details — called a PIN, a MTCN, a reference number or a tracking number, depending on the company.
  • Government-issued ID. A Tunisian Passport, Tunisian ID or similar official ID may be required to pick up your transfer.
  • Amount sent. You may need to know how much was sent, usually within 10% of the total.
  • Sender’s information. Take along your sender’s full name, the sending country and their address, if known.

Bottom line

Sending your hard-earned money to Tunisia shouldn’t cost a fortune. Compare money transfer companies that specialize in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country specific guides the next time you need to make a transfer.

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