How to send money to Tonga

Find out about safe, secure and cost-effective transfer options when you need to send money to Tonga.

Last updated:

Whatever reason you have to send money between Hong Kong and Tonga, you’ll want to get the most out of your money without having to spend extra on fees and losing money through varying exchange rates. Our guide will help you compare the methods so you can get the most pa’anga for your dollar.

Compare money transfer services to Tonga

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 1 day HKD 0.00 0.297 TOP
14,835
A higher exchange rate applies to non-finder customers.
Send money in more than 130 currencies.
Go to site Show details
USD 100 1 day HKD 0.00 0.297 TOP
14,872
A higher exchange rate applies to non-finder customers.
Send money in 45 currencies.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Should you use a bank or money transfer company?

Most Hong Kong banks will send an international money transfer for you, but it won’t be cheap. You can expect high fees and poor exchange rates when you send money via your bank.

Money transfer companies specialise in this type of transaction and provide much better exchange rates for lower fees than your bank. They offer secure transfers and large worldwide networks, meaning you can get more value for money when you send money to Tonga – or anywhere else in the world.

What to look at when comparing money transfer companies

  • Exchange rates. Even though some differences in exchange rates may seem minor, they can end up costing you a lot once you calculate how much money your beneficiary will receive.
  • Fees. You should always check the transfer fees charged by each company and find out whether they vary depending on factors like transfer amount, method and destination.
  • Transfer methods. How can you place a transfer with each company? Is this a convenient transfer method for you?
  • Transfer options. Can you only place one-time orders or are there other options to help make your transfer experience more affordable and convenient?
  • Turnaround time. Some companies offer instant transfers while others take several days.
  • Minimum limit. Check to see whether each company imposes minimum or maximum limits on transfers.
  • Pick-up methods. Some companies offer a cash pick-up option while others only offer bank deposits.
  • Customer service. Check to see what support options are available in case you ever need help.
Back to top

How to get the best exchange rate

Depending on the international financial climate, exchange rates between the Hong Kong dollar (HKD) and Tongan pa’anga (TOP) will vary. Day to day changes should be expected, and you can check out graphs and charts to see the historic rates to predict when it’s best to send money from Hong Kong to Tonga.

Options for sending money to Tonga from Hong Kong

  • Bank transfers. Transfers between banks are secure but not all that cost effective.
  • Online money transfer providers. These companies offer a more affordable option than the banks.
  • Money transfer companies with cash pick-up options. Western Union and MoneyGram offer agent locations in Tonga.
  • Cheques. Check with your bank to find out how to send an international cheque.

How to send money to Tonga

Sending money to Tonga isn’t difficult. Just follow these steps and your dollar will be pa’anga in no time.

  1. Choose a transfer provider that sends money to Tonga.
  2. Provide your contact information, email address and phone number.
  3. Supply your recipient’s contact information.
  4. Choose the amount of your transfer and complete the transaction. Save any reference or receipt number to track the progress of your transfer.

Emergency cash transfers in Tonga

You’ve just had a call from a panicked relative in Tonga who needs cash fast. Don’t worry, you shouldn’t have any trouble sending a rapid transfer to Tonga, but you will have to pay a premium for the quick service. Often, transfer companies will charge high fees and offer worse exchange rates when doing a last-minute transfer, so you should check the fine print to see how much the transfer will cost you before you commit.

Tips for picking up cash in Tonga

  • Only pick up cash from a transfer agent in a safe area.
  • Keep your wallet in a safe place at all times.
  • Never leave your bag or wallet unattended in a public place.
  • Don’t advertise your cash in front of strangers.
  • Don’t carry around large amounts of cash in public unless absolutely necessary.
Back to top

Read more on this topic

  • Hong Kong remittance statistics Hong Kong sent $17.121 billion (USD) in remittances in 2017, while it received significantly less, at just $430 million. So where is it going? Finder unpacks World Bank data to find out.
  • Finder's Starbucks Index Ever wondered how much a Starbucks tall latte costs around the world? And what does that say about the value of currency? Finder's Starbucks Index 2019 delves into the data to find out.
  • Send money to China How to send money to China from Hong Kong, safely and affordably. Compare international money transfer services and save on exchange rates and fees.
  • How to send money to Egypt Due to its exotic nature, it will be difficult to find an agency or bank that is able to convert Hong Kong currency into Egyptian Pounds. The US dollar and other major currencies are widely accepted in Egypt though, giving you the opportunity to send remittances to Egypt from Hong Kong without delay.
  • How to send money to Bangladesh Compare your options when you transfer money internationally to Bangladesh.
  • How to send money to Gambia How to send money to Gambia from Hong Kong, safely and affordably. Compare international money transfer services and save on exchange rates and fees.
  • Send money to Botswana Learn how to send money to Botswana, located on the African continent; a place where there is plenty of growth potential for businesses, investors and commodity-based resources.
  • How to send money to Oman How to send money to Oman from Hong Kong, safely and affordably. Compare international money transfer services and save on exchange rates and fees.
  • How to send money to Burundi Coffee exports is not the only transactional relationship to be had with the small landlocked country of Burundi in the middle of Africa, it can also receive money from Hong Kong.
  • How to send money to Slovenia How to send money to Slovenia from Hong Kong, safely and affordably. Compare international money transfer services and save on exchange rates and fees.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site