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Send money to Sri Lanka

Take advantage of low fees and competitive exchange rates when sending money to Sri Lanka.

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Whether you’re sending money to family or conducting business in Colombo, you’ll want to find the best money transfer service possible.

This guide will help you get the most rupees for your dollar by comparing which services you can use and showing you what you should look for when choosing one.

Send money to Sri Lanka with TransferWise

以透明的匯率,低收費及低最低金額的網上服務作匯款。

Make online transfers with transparent exchange rates, low fees and low minimum amounts.

  • Fair service fees and mid-market rates – a major market differentiator
  • Next-day delivery for most currencies
  • Easy-to-use app
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Compare your options below for sending money to Sri Lanka

You can use the table below to compare the features of the money transfer services that send Sri Lankan rupees. Input how much you’re thinking of sending in the calculator to get an even better idea.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day HKD 0.00 23.679 LKR
236,794
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees Go to site Show details
USD 10 1 - 2 days HKD 180.00 23.77 LKR
233,418
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
USD 50 1 day HKD 35.00 23.77 LKR
236,865
快捷又簡單的國際匯款服務,大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details
SGD 1 1 day HKD 82.00 23.77 LKR
235,748
你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
象徵式收費以及中間價匯率,可匯款至高達30多個國家。 Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.
Go to site Show details
USD 1 Within an hour HKD 20.00 23.675 LKR
236,273
提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
USD 100 1 day HKD 15.00 23.413 LKR
233,781
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 Send money in 45 currencies.
Go to site Show details
GBP 5,000 1 - 2 days HKD 0.00 23.413 LKR
234,132
可匯款至20+個國家,無手續費。 Transfer money to 20+ countries with no transaction fees. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Learn more about

How to send money to Sri Lanka in a few simple steps

  1. Choose your service. Not all money transfer services send money to Sri Lanka from Hong Kong. Use our table to see which ones do and compare exchange rates, transfer fees and more.
  2. Create an account. This usually involves providing forms of identification, like your government-issued ID, driver’s licence or passport and proof of address.
  3. Pick your payment method. You can typically choose to pay from your bank account, credit card or debit card.
  4. Choose your delivery method. Do you want to send money directly to your recipient’s bank account, to their mobile phone, or arrange a cash pick-up in Colombo, Kandy or Ampara?
  5. Enter your transaction details. This includes the transfer amount, currency you’re sending and the recipient’s information.
  6. Review your transfer. Make sure the receiver’s details are correct. You can also review the final exchange rate and any other fees.
  7. Send your funds. The money will be deposited into your recipient’s account in Sri Lanka.
  8. Receive email/SMS confirmation. This will include your tracking number along with confirmation of your transfer. If the recipient is picking up cash, they’ll need to present this at collection.

How do I compare transfer companies for sending Sri Lankan rupees?

It’s important you compare the features of a range of companies before deciding on the best money transfer service for you. Make sure to consider the following factors:

  • Exchange rates. Look at how rates differ between competing providers. Higher rates mean a better deal, but keep in mind that companies with better exchange rates may charge higher fees.
  • Transfer fee. Compare the fees of each company and keep an eye out for services that waive the fees on a first transfer or above a certain amount.
  • Transfer time. Compare how long it will take your funds to reach the recipient, a factor which is especially important when you need to lodge an emergency transfer.
  • Pick-up methods. Can funds be picked up from a branch in Sri Lanka or is a bank account the only receiving option?
  • Minimum amounts. Keep an eye out for the fact that some providers will have minimum transfer limits in place. These can cause great inconvenience if you only want to send a small amount of money.
  • Customer service options. It’s reassuring to know that customer assistance will be offered whenever you need it. Look for phone support, email assistance and live online chat.

Exchange rates explained

The exchange rate tells us what a currency is worth in terms of another currency. These rates fluctuate all the time and while there’s no way to predict them, keeping an eye on them will tell you the best time to exchange money: the best time to send money to Sri Lanka is when either the Hong Kong dollar is strong or the Sri Lankan rupee is weak.

Below, you can see a real-time update of what the mid-market rate is for HKD/LKR as well as what it has been historically.

HKD to LKR: Historical rate chart

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Updated: 21 Oct 2020 08:04:40 UTC

What are the ways I can send money to Sri Lanka?

There are a number of options available when you need to send funds to Sri Lanka, including:

  • Bank to bank. Many major Hong Kong banks will allow you to transfer funds directly from your bank account to a Sri Lankan bank account.
  • Money transfer services. Companies like InstaReM and OFX offer quick online money transfers to Sri Lanka.
  • Cash pick-up. WorldRemit, Ria, Western Union and MoneyGram allow you to send money from your credit card or deposit cash. Your funds can then be picked up from agent locations across Sri Lanka within minutes.
  • International money order. Although it may be time-consuming, you can obtain an international guaranteed cheque from your bank and then send it overseas.

Let’s crunch the numbers: Your local bank vs a money transfer company

To show you how a bank transfer compares to an online money transfer specialist, we’ve put the two head to head. For this example, we’ll be using a HK$5,000 transfer to a bank account to compare.

Major Hong Kong bankMoney transfer specialist
Transfer feeHK$115HK$54.99
Exchange rateHKD1 = LKR21.9987HKD1 = LKR22.8466
Transfer speed2–5 business days1–2 business days
Total rupees receivedLKR109,993.5LKR114,233
Receiver getsLRK4,239.5 lessLRK4,239.5 more

Not only are the fees higher at a bank, but the exchange rate is worse as well. For this transfer, you’ll end up getting a lot more value out of the money transfer service.

Need to make an emergency cash transfer in Sri Lanka?

Sometimes situations arise where you need to send funds to Sri Lanka as quickly as possible. For example, your family in Sri Lanka may fall on difficult financial times or you may have a friend travelling through the region who has had their wallet stolen.

Whatever the case may be, remember to take the time to read all the fine print associated with your transaction. Familiarise yourself with the applicable exchange rate, transfer fee and the processing time offered. A little extra care now can save you a nasty surprise in the long run and will ensure that you end up with an affordable deal.

Tips for picking up cash in Sri Lanka

Travellers in Sri Lanka should exercise a moderate degree of caution. Taking this advice on board, it’s important that you’re very careful when picking up a cash transfer.

Take a friend with you for added safety and make sure to keep your cash hidden. Avoid any areas where muggings are prevalent and head straight to a bank to deposit all of your funds. Make sure you take identification (passport, driver’s licence etc) with you when picking up funds. You may also need to make prior arrangements with an agent if you are picking up a large sum of cash.

Cash pick-up locations in Sri Lanka

Frequently asked questions

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