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Send money to New Zealand

Save time and money when sending money to New Zealand from Hong Kong.

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Transferring money overseas can be expensive, even when it’s only going to New Zealand. Compare your options, learn about the hidden fees and find out how to make sure more money arrives at its destination.

Send money to New Zealand with TransferWise

以透明的匯率,低收費及低最低金額的網上服務作匯款。
TransferWise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.

  • 受政府監管
  • 支援超過45+種貨幣
  • 使用中端市場匯率
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Instantly compare international money transfer services to send money to New Zealand

Use the table below to sort through money transfer services and compare your options. You can search to find the most competitive fees or exchange rates, or simply put in how much you want to send and then see how much will typically arrive with each service.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 5 1 - 2 days HKD 25.00 0.179 NZD
1,789
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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USD 10 1 - 2 days HKD 120.00 0.181 NZD
1,789
以透明的匯率,低收費及低最低金額的網上服務作匯款。 TransferWise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
USD 1 1 day HKD 0.00 0.178 NZD
1,784
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用超過130種貨幣匯款。 WorldFirst sends 60+ currencies at competitive rates with no fees. If you find a better eligible quote, WorldFirst will beat it.
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USD 1 Within an hour HKD 20.00 0.18 NZD
1,800
提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups. Go to site Show details
USD 100 1 day HKD 15.00 0.178 NZD
1,781
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
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USD 2,000 1 day HKD 0.00 0.178 NZD
1,784
TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。 TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
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GBP 5,000 1 - 2 days HKD 0.00 0.178 NZD
1,784
可匯款至20+個國家,無手續費。 CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace. Go to site Show details
SGD 1 1 day HKD 50.00 0.181 NZD
1,802
你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
象徵式收費以及中間價匯率,可匯款至高達30多個國家。 SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
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AUD 1,000 1 day HKD 0.00 0.177 NZD
1,775
Send money overseas in at least 140 currencies. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

What’s the best way to send money to New Zealand?

Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to New Zealand. Some offer cash pickup in as little as a few minutes, while others seamlessly transfer to bank accounts. Sending money through PayPal or your bank is also an option, but you’ll typically face higher fees and weaker exchange rates when going that route.

Digital money transfer services

Companies like WorldFirst and SingX specialise in foreign currencies, making them some of the most cost-effective transfers. Most offer transfers directly to your recipient’s New Zealand bank account, often in as little as a day or two.

Cash transfers

Services like WorldRemit and Western Union allow you to transfer cash for pickup at a local branch in New Zealand — often in 15 minutes. While it’s a fast way to send money, you’ll pay for the convenience in weak exchange rates and high fees.

Banks

New Zealand dollars are a popular currency, your local bank may be able to exchange them. If your bank supports New Zealand dollars, beware of high fees and wide margins on the exchange rate compared to digital and other options when sending a wire transfer to New Zealand.

Let’s crunch the numbers: Sending $10,000 to New Zealand

Let’s say you need to send $10,000 to family in New Zealand. Here’s what you might face as far as fees and exchange rates as of 2 Jan, 2021.

Digital money transfer serviceCash transferBank transfer
Fee57.87 HKD8.00 HKD65.00 HKD + additional correspondent bank fees
Exchange rate1.00 HKD = 0.179170 NZD1.00 HKD = 0.1777 NZD1.00 HKD = 0.17783 NZD
Transfer speed1-2 dayMinutes2-5 days
Amount received1,781.33 NZD1,775.32 NZD1,766.7 NZD
Verdict
  • Best value
  • Fastest
  • Slowest and most expensive

The bank option ends up being both the slowest and gets the smallest amount of money to your recipient in New Zealand. If you go with the digital money transfer service, your recipient ends up with 14.63 NZD more than the bank offers. If speed is crucial, a cash transfer can typically have your transfer to New Zealand in as little as 15 minutes, just make sure there is a cash pickup location near your recipient before sending.

How to send money to New Zealand online

Sign up and send money with a digital money transfer specialist in four steps:

  1. Sign up for a free account. Pick a provider and sign up for a free online account using your contact information, proof of ID and preferred payment method.
  2. Provide transfer details. Submit your recipient’s contact information and pick a delivery method. If transferring to a bank, you’ll need their New Zealand bank account details.
  3. Confirm transfer details. Double-check your payment method, expected fees and destination.
  4. Save your receipt. Record your receipt’s confirmation number to track the progress of your transfer to New Zealand. Some money transfer providers send a text or email when your transfer is complete.

What are the ways that I can send money to New Zealand

  • Bank transfers. Many major Hong Kong banks will allow you to send money to New Zealand.
  • Money transfer providers. Providers like TransferWise can help you quickly and easily transfer your money online.
  • Providers with cash pickup. Western Union and MoneyGram allow you to send funds for cash pickup at agent locations.
  • PayPal. Electronic payment giant PayPal allows you to send money from the Hong Kong to New Zealand.
  • Checks and money orders. Although not a quick option, you could send an international check overseas, obtained from your bank or Hong Kong Post.

How to get the most out of your money transfer to New Zealand

Weigh costs and fees against convenience to learn how to compare money transfer providers that send to New Zealand to best meet your needs:

  • Exchange rates. The HKD-NZD relationship fluctuates often, so using a service that allows you to lock-in exchange prices may help you save money down the line if the New Zealand dollar rises against HK dollar.
  • Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger HKD-NZD exchange rate.
  • Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the number of New Zealand dollars you’re sending to New Zealand.
  • Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to New Zealand.
  • Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you’re sending is a valid strategy for saving money.
  • Transfer methods. Whether you want money sent to a New Zealand bank account or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.

Emergency cash transfer to New Zealand

When urgency trumps cost to get your money to New Zealand quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.

How to send money to New Zealand without a bank account

Cash transfer services can help you if you don’t have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.

New Zealand’s exchange rates explained

The exchange rate determines how much one country’s currency is worth in another country’s currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weaker currency. New Zealand’s exchange rate is flexible compared to the US dollar, and the HKD-NZD relationship fluctuates often. Factors that influence the exchange rate include interest rates, economic stability and inflation.

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Updated: 20 Jan 2021 01:48:40 UTC

Documents needed for sending to and receiving money in New Zealand

To send money to New Zealand from Hong Kong, you’ll need government-issued ID and other documents, while documents needed to pick up money in New Zealand may be different by company.

Documents to send money from Hong Kong

To send money from Hong Kong to New Zealand, you’ll need documentation and details that include:

  • Identification. Most services require a driver’s license, passport or other government-issued ID.
  • Payment method. Your service may accept credit or debit cards, cash, bank accounts or personal checks.
  • Recipient information. Submit your recipient’s name as it appears on their ID, along with their phone number and New Zealand bank account information.

Documents to receive money in New Zealand

To pick up money in person, documentation can include:

  • Transfer number. The person sending you money can forward the transfer’s confirmation details — called a PIN, a MTCN, a reference number or a tracking number, depending on the company.
  • Government-issued ID. A New Zealand Passport, New Zealand ID or similar official ID may be required to pick up your transfer..
  • Amount sent. You may need to know how much was sent, usually within 10% of the total.
  • Sender’s information. Take along your sender’s full name, the sending country and their address, if known.

Bottom line

Sending your hard-earned money to New Zealand shouldn’t cost a fortune. Compare money transfer companies that specialize in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country specific guides the next time you need to make a transfer.

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