How to send money to the Netherlands

The safest and most cost-effective ways of sending money to friends and family in the Netherlands from Hong Kong.

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An international money transfer service are the middle men when it comes to sending money overseas. You open an account with a money transfer service, deposit funds into the account from your everyday bank account, provide the money transfer service with the details of your recipient and the money transfer service will do the rest.

A money transfer service will get you a better exchange rate than the banks, and usually charge much lower fees. Our infographic on this page outlines the process.

SingX International Money Transfers

Send money to the Netherlands with SingX

Pay no fees on your first two transfers, up to HK$15,000. SingX offers the real exchange rate every time you make a transfer and is based closeby in Singapore.

  • Send money in 16+ currencies
  • Most transfers take 1 business day
  • Regulated by Hong Kong Customs and Excise Department

    Search and compare money transfers services for the Netherlands

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    USD 5 1 - 2 days HKD 25.00 0.118 EUR
    可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies. Go to site Show details
    SGD 1 1 day HKD 48.00 0.119 EUR
    你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
    象徵式收費以及中間價匯率,可匯款至高達30多個國家。 Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.
    Go to site Show details
    USD 10 1 - 2 days HKD 90.00 0.119 EUR
    以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
    USD 50 1 day HKD 35.00 0.119 EUR
    快捷又簡單的國際匯款服務,大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details
    USD 1 1 day HKD 0.00 0.119 EUR
    非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
    可用超過130種貨幣匯款。 Send money in more than 130 currencies.
    Go to site Show details
    USD 1 Within an hour HKD 20.00 0.119 EUR
    提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
    USD 100 1 day HKD 0.00 0.119 EUR
    非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
    可用45種貨幣匯款。 Send money in 45 currencies.
    Go to site Show details
    USD 2,000 1 day HKD 0.00 0.119 EUR
    TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
    以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
    Go to site Show details
    GBP 5,000 1 - 2 days HKD 0.00 0.119 EUR
    可匯款至20+個國家,無手續費。 Transfer money to 20+ countries with no transaction fees. Go to site Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    This is why you should choose a money transfer service over your bank

    Heidi just moved from Almere to Hong Kong with her husband and her twin daughters. Her extended family still lives in the Netherlands, and they often send cash gifts for the little girls. Heidi is always on the lookout for cheaper, quicker ways to send money between the Netherlands and Hong Kong.

    Bank transfer serviceDedicated money transfer service (online)
    Exchange rate$9.332 = €1$9.254 = €1
    Transfer feeHKD$65 (per transfer)$0
    Amount received for HKD$10,000€1,064.62 (including fees)€1079.56
    Transfer time2-5 business days1 to 2 business days
    Transfer optionsOnline transfer to bank accountBank transfer

    Heidi saves €14.94 because she took the time to compare two online transfer services.

    How to compare money transfer services

    Ask yourself these following questions:

    • What exchange rate am I getting? You want to find a service that will transfer your money at the most competitive exchange rate and charge minimal – or zero – transfer fees. Some transfer services offer lower or waived fees for bigger amounts while still maintaining a competitive exchange rate.
    • Does the pick up method suit my recipient? Money can be delivered via courier, collected in person at an agency or deposited directly into the recipient’s account.
    • Does the transfer method suit me? You can transfer money online, between bank accounts or via a direct cash deposit at the transfer service’s agency. Choose a method that suits both you and the recipient.
    • What fees are being charged? Some services charge a flat rate irrespective of the amount, while others vary the fee according to how much you send.
    • What’s the turnaround time for the money transfer? Delivery time can be anywhere between an hour and three to five days.
    • What’s the minimum transfer amount? Most transfer services start with minimum amounts of between $1 and $50. In some cases, fees are charged for amount brackets (for example, a $4 fee for between $1 and $200).
    • Does the customer service team take care of me? It’s important that the service has effective and competent customer service.

    How do I send money to the Netherlands from Hong Kong?

    You can send money to the Netherlands in the following ways:

    • Bank to bank. Send money between bank accounts with an IBAN (International Bank Account Number) or a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code.
    • Money transfer services. While some Hong Kong banks offer online transfers to the Netherlands, money transfer services facilitate different types of transfers. You can send money online, make a cash-to-cash transfer, or send money online to cash or delivery.
    • Cash transfers. Most money transfer services allow cash pick-ups at their agencies. The charges might be slightly higher than other transfer methods, so be sure to compare fees and delivery delays.

    How do I receive money from the Netherlands in Hong Kong?

    There are several quick, easy ways to send money to Hong Kong from the Netherlands. Here are a few to consider:

    • Western Union. Send money online into the recipient’s account or for the recipient to collect in person at an agency.
    • OzForex. If you’re transferring a minimum of $1,000, OzForex will send your money via electronic funds transfer.
    • WorldFirst. Send your money online to the agency and they will send it to the recipient’s bank account.

    Emergency cash transfers in the Netherlands

    If you’re in a tight spot and need money sent to the Netherlands in a hurry, there are a few transfer methods that guarantee quick – sometimes instant – delivery.

    • Bank transfers. The quickest way to get money into your account is via a bank transfer. The process itself can be completed in 10 minutes and the money lands in your account on the same day – sometimes just an hour later.
    • Cash pick-ups. Collect your money from the money transfer service’s local agency. This way you can collect cash in person within minutes of it being sent.

    Western Union and MoneyGram branches in the Netherlands

    Below are a few pick-up locations for money sent via Western Union and MoneyGram.

    Western Union


    • Aboudi Korte
      Leidsedwarsstraat 74 Links Amsterdam,
      North Holland 1017RD
      Open Monday to Sunday 10am to 10pm
    • GWK Travellex
      Leidseplein 31a Amsterdam,
      Open Monday to Sunday 10:15am to 5:45pm


    • SSS Mobile
      Jonker Fransstraat 88a Rotterdam,
      South Holland 3031AX
      Open Monday to Saturday 8:30 am to 6pm, Sunday 12pm to 5pm
    • C and Go Shop
      Zuid Holland 3031AN
      Open Monday to Saturday 8am to 6pm, Sunday 10am to 5pm



    • Sunro Change BV
      DAMRAK 17
      Amsterdam, 1012 LH
      +31 20 4270260
      Open Monday to Sunday 8:20am to 10:15pm


    • Kaah Express
      Beijerlandselaan 169
      Rotterdam, 3074 EH
      +31 10 4861555
      Open Monday to Saturday 10am to 6pm
    • MoneyGram Agent Shop
      Weena 697
      Rotterdam, 3013 AM
      Open Monday to 8:45am to 7:30pm

    Tips for picking up cash in the Netherlands

    The Hong Kong Government advises a normal level of safety precautions while in the Netherlands. While crime is relatively low, there is a heightened threat of terrorism. If you’re going to collect cash at a money transfer agency, try and take someone with you. Be sure to get there during office hours, so you don’t have to wait around by yourself until they open.

    What are the steps to send money to the Netherlands?

    Depending on the service you choose, you’ll need to provide some or all of the following information:

    • Identification
    • Your email address
    • The recipient’s name, address and bank account details
    • The amount you’d like to send

    The bank or transfer service will send you a confirmation email or give you a receipt if you’ve made the transfer in person.

    Thanks to a variety of money-transfer agencies facilitating international transfers to the Netherlands, you have several options at your disposal.

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