How to send money to Montenegro

Here’s how to send a quick, affordable and secure money transfer to Montenegro.

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Montenegro may be a small Balkan nation, but that doesn’t mean you’re limited when it comes to sending money to a loved one. We make it easy to compare your rates, find the best money transfer company and get started on the process of wiring funds to Montenegro.

How to send money to Montenegro

Because Montenegro uses the euro as a currency, you’ll have a handful of options when you want to send money to a friend or family member.

  1. Choose a provider from the table below.
  2. Click Go to Site and register with your chosen provider.
  3. Start a transaction by giving your provider information about your recipient.
  4. Select how much you want to send and pay for your transfer.
  5. Save your tracking number to make sure your transfer succeeds.

Compare Money Transfer Services

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 10 1 - 2 days HKD 90.00 0.109 EUR
1,081
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
USD 5 1 - 2 days HKD 25.00 0.108 EUR
1,077
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
USD 50 1 day HKD 35.00 0.109 EUR
1,087
快捷又簡單的國際匯款服務,大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details
USD 1 1 day HKD 0.00 0.107 EUR
1,074
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用超過130種貨幣匯款。 Send money in more than 130 currencies.
Go to site Show details
USD 100 1 day HKD 15.00 0.107 EUR
1,073
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 Send money in 45 currencies.
Go to site Show details
GBP 5,000 1 - 2 days HKD 0.00 0.107 EUR
1,074
可匯款至20+個國家,無手續費。 Transfer money to 20+ countries with no transaction fees. Go to site Show details
USD 2,000 1 day HKD 0.00 0.107 EUR
1,074
TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

What are my options for sending money from Hong Kong to Montenegro?

  • Specialist transfer providers. Companies such as OFX and CurrencyFair offer fast and affordable overseas transfers.
  • Cash pickup transfer companies. MoneyGram and Western Union are the world’s two largest providers that allow your recipient to pick up cash wherever they live in Montenegro.
  • Bank transfers. Bank transfers can be useful if you know you’ll be sending a lot of money and want it sent directly to your recipient’s bank account.
  • International checks. Safe but slow, you can always mail an international check to Montenegro.

Banks versus money transfer companies

Instead of sending funds through your bank, compare your options to see whether you can find a more affordable deal from a money transfer company, such as OFX or CurrencyFair. These providers trade high volumes of foreign currency and may be able to offer much better exchange rates than banks. They also charge lower fees, so finding the right transfer provider can save you money.

Foreign exchange rates explained

When you want to send money to another country, you’ll need to take into account the exchange rate you’re being offered by your provider. It can change daily and is influenced by a number of factors, including the global economy and inflation. Even though Montenegro isn’t a member of the EU, it still uses the euro as a currency. Since the euro yields more when you exchange it for Hong Kong dollars, you can expect to be pay a little more than a dollar for each euro you need to send.

Emergency cash transfers to Montenegro

When you need to get money to a friend or loved one in Montenegro as quickly as possible, an emergency cash transfer is the way to go. Some companies offer overseas transfers that can be completed within minutes. This may be extremely convenient, but make sure you’re aware of the cost. High transaction fees and lower exchange rates usually apply, so review the full cost of a transaction before you commit. If your recipient can wait even a day, you may be able to send more for less money with a normal money transfer.

Tips for picking up cash in Montenegro

Regardless of whether you’re in Montenegro or Hong Kong, it always pays to take a few simple safety precautions when picking up cash.

  • Only visit a transfer agent in a safe location.
  • Avoid high-crime areas and avoid displaying your cash in public.
  • Take a friend along with you to act as a deterrent to thieves.
  • Don’t carry the money around with you for any longer than is necessary.
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