How to send money to Malta

Send money to Malta using an international money transfer service and you could beat the bank’s rates.

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Converting your dollars to euros doesn’t have to be difficult. When you’re sending money to Malta, you don’t have to rely on the bank’s rates. Our guide will show you your other options, helping you make the best decision for you when you need to make an international money transfer from Hong Kong to Malta.

Compare money transfer services to Malta

Select your currency and transfer amount, and compare the fees, rates and transfer times of different providers.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day HKD 0.00 0.108 EUR
1,084
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees Go to site Show details
USD 10 1 - 2 days HKD 90.00 0.109 EUR
1,078
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
USD 5 1 - 2 days HKD 25.00 0.108 EUR
1,075
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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SGD 1 1 day HKD 48.00 0.109 EUR
1,083
你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
象徵式收費以及中間價匯率,可匯款至高達30多個國家。 Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.
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USD 50 1 day HKD 35.00 0.109 EUR
1,084
快捷又簡單的國際匯款服務,大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details
USD 1 1 day HKD 0.00 0.107 EUR
1,072
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用超過130種貨幣匯款。 Send money in more than 130 currencies.
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USD 1 Within an hour HKD 20.00 0.108 EUR
1,082
提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
USD 100 1 day HKD 15.00 0.107 EUR
1,070
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 Send money in 45 currencies.
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GBP 5,000 1 - 2 days HKD 0.00 0.107 EUR
1,072
可匯款至20+個國家,無手續費。 Transfer money to 20+ countries with no transaction fees. Go to site Show details
USD 2,000 1 day HKD 0.00 0.107 EUR
1,072
TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
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Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
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How do international money transfers work?

When you need to send money to a recipient overseas, an international money transfer will allow you to convert your funds to the appropriate currency and have it deposited in your recipient’s bank account or leave it available to be picked up as cash.

Money transfer companies generally charge a small fee for their services. You’ll be able to complete most transfers in a variety of ways: over the phone, online or in-person.

Banks versus money transfer companies

Although banks are useful for a large variety of financial needs, they usually aren’t the best choice for international money transfers. This is because their fees are much higher than that of a money transfer company, and they generally won’t have an optimal exchange rate for customers.

How do I compare transfer companies when sending money to Malta?

  • Exchange rates. How do each company’s exchange rates compare to the competition?
  • Fees. How much will you have to pay to send the transfer? Can you avoid a transfer fee if you send a larger amount?
  • Transfer methods. Can transfers be placed online, over the phone, by visiting a branch and/or by using a mobile app?
  • Customer service. What sort of customer support is offered and during what hours can you and your recipient get assistance?
  • Transfer options. Does the company give you the option to lock in your exchange rate now or take advantage of changing market conditions? Will you be able to schedule reoccurring payments?
  • Turnaround time. Will the funds be available for your beneficiary in minutes, or will they take several working days to arrive?
  • Minimum transfer amount. What is the minimum transfer limit imposed by each company, and will this affect the size of your transfer?
  • Pickup methods. Can your beneficiary pick up the cash from their nearest transfer agent, or will the funds be deposited into their bank account?
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Foreign exchange rates explained

An exchange rate determines the value of one currency when it is exchanged for the currency in another country. The exact rate will fluctuate from day to day depending on the global economy. This is because the euro is stronger than the Hong Kong dollar, meaning it will yield less when converted.

What are my options for sending money to Malta from Hong Kong?

  • Bank transfers. Most major banks in Hong Kong offer wire transfers to Malta.
  • Money transfer providers. Online providers like TransferWise and WorldRemit can help you transfer money quickly and easily.
  • Transfer companies with cash pickup. Providers like Western Union and MoneyGram allow your recipient to pick up cash at one of their many global locations.
  • PayPal. If you don’t need your money converted, transferring money to your recipient’s PayPal is a quick and painless process.

Are money transfers safe?

When processed through a reputable provider, your funds are safely tracked until in the hands of your recipient. When sending money internationally, protections are in place to protect you from being scammed.

How to send money to Malta

The process of sending money to Malta is relatively simple. Once you choose a money transfer company that works for you, you’ll likely have to complete these steps:

    1. Register with the provider
    2. Enter your information
    3. Enter your recipient’s information
    4. Pay for you transfer
    5. Save the tracking number
    6. Confirm the transfer has been completed

Tips for picking up cash in Malta

Whether you’re picking up cash in Malta or any other country, take a safety-first approach. Use common sense, such as keeping your cash hidden and depositing it with your bank as soon as possible. Taking a friend along with you to collect funds is also a good idea.

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