How to send money to the Maldives

Wondering how to send money to the Maldives from Hong Kong? Here’s the information you need.

Last updated: 26 April 2019

Although you may have limited options when it comes to transferring money to the Maldives, you don’t always have to rely on the first thing you find. Our guide will help you navigate the process of sending money to a recipient overseas, including how much it might cost to convert your Hong Kong dollars to Maldivian rufiyaas.

Compare international money transfers to the Maldives

You may struggle to find a provider that will send rufiyaas from Hong Kong. Your best bet may be to make a same currency transfer in Hong Kong Dollars, then convert your money with a local currency exchange after receiving it.

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
USD 10	1 - 2 days	N/A	N/A	N/A	以透明的匯率，低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts.	Go to site	Compare	Show details	Details Minimum transfer amount USD 10.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review
USD 5	1 - 2 days	N/A	N/A	N/A	可用15+種貨幣匯款，享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.	Go to site	Compare	Show details	Details Minimum transfer amount USD 5.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, ILS, INR, NOK, NZD, PLN, SEK, SGD, THB, USD, ZAR Go to site Read the full review
SGD 1	1 day	N/A	N/A	N/A	你首兩次港幣$15,000或以下的匯款，手續費全免。Pay no fees on your first two transfers, up to HK$15,000. 象徵式收費以及中間價匯率，可匯款至高達30多個國家。 Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.	Go to site	Compare	Show details	Details Minimum transfer amount SGD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Chat, Email Available currencies AUD, BDT, CAD, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MYR, NZD, PHP, SGD, THB, USD, VND Go to site Read the full review
USD 50	1 day	N/A	N/A	N/A	快捷又簡單的國際匯款服務，大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies.	Go to site	Compare	Show details	Details Minimum transfer amount USD 50.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Chat, Email Available currencies ARS, AUD, BDT, CAD, CLP, CNY, COP, CZK, DKK, EUR, GBP, HKD, HRK, HUF, IDR, INR, LKR, MXN, MYR, NOK, NPR, PEN, PHP, PLN, RON, SEK, SGD, THB, USD, VND Go to site Read the full review
USD 1	1 day	N/A	N/A	N/A	非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers. 可用超過130種貨幣匯款。 Send money in more than 130 currencies.	Go to site	Compare	Show details	Details Minimum transfer amount USD 1.00 Transfer methods Online, Phone Transfer options One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, ALL, AMD, ANG, AOA, ARS, AUD, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BWP, BZD, CAD, CDF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, GYD, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KHR, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MGA, MKD, MNT, MRO, MUR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SLL, SRD, STD, SZL, THB, TND, TOP, TRY, TTD, TWD, TZS, UGX, USD, UYU, VEF, VND, VUV, WST, XCD, XOF, XPF, ZAR, ZMW Go to site Read the full review
USD 1	Within an hour	-	-		提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務，。 An online money transfer service with cash pickup, bank account to bank account and airtime transfers available.	Go to site	Compare	Show details	Details Minimum transfer amount USD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, ANG, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MRO, MVR, MWK, MXN, MYR, MZN, NGN, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, PYG, QAR, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW Go to site Read the full review
USD 100	1 day	N/A	N/A	N/A	非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers. 可用45種貨幣匯款。 Send money in 45 currencies.	Go to site	Compare	Show details	Details Minimum transfer amount USD 100.00 Transfer methods Online, Phone, Agent Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, ARS, AUD, AZN, BGN, BHD, BND, BRL, CAD, CHF, CLP, CNY, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VEF, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review
GBP 5,000	1 - 2 days	N/A	N/A	N/A	可匯款至20+個國家，無手續費。 Transfer money to 20+ countries with no transaction fees.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 5,000.00 Transfer methods Online, Phone, Bank Account to Bank Account, International Money Order Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, ARS, AUD, BGN, BHD, BRL, CAD, CHF, CNY, CZK, DKK, EUR, GBP, GHS, HKD, HRK, HUF, ILS, INR, JMD, JOD, JPY, KES, KWD, MAD, MUR, MXN, NGN, NOK, NZD, OMR, PHP, PKR, PLN, QAR, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, TTD, TWD, UGX, USD, ZAR Go to site Read the full review
USD 2,000	1 day	N/A	N/A	N/A	TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate. 以30種貨幣匯款到全球。登記後，將會有一個客戶經理提供支持和引導。Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.	Go to site	Compare	Show details	Details Minimum transfer amount USD 2,000.00 Transfer methods Online, Phone, Agent Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, JPY, NOK, NZD, PLN, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do international money transfers work?

International money transfers allow you to convert currencies and send money to someone overseas. The average transfer process involves you providing funds to a bank or an independent transfer provider. It will then sends the money to your recipient in the Maldives.

Most transfers can be done in-person, over the phone, through a mobile app or online. You can pay with cash, card or a direct debit from your bank account. The transfer will then either be deposited into your recipient’s bank account, mobile wallet or made available as cash for them to pick up at a location in their country.

What are my options for transferring money to the Maldives?

Money transfer services

Few money transfer providers send money to the Maldives. MoneyGram and Western Union are two reliable services that are able to convert Hong Kong dollars to rufiyaas. Both companies have years of experience in international money transfers and allow for various methods of sending money quickly.

Hong Kong dollars in the Maldives

If you’re struggling to find a provider that will send rufiyaas, consider transferring Hong Kong dollars.

How do I compare transfer companies when sending money to the Maldives?

Exchange rates. Look for an exchange rate that’s close to market average when making an exchange. Exchange rates are set by the transfer provider, but vary day-to-day and between providers.
Pickup methods. Can your recipient pick up the cash from their nearest transfer agent, or will the funds be deposited into their bank account? Choose a method that’s more convenient for the person receiving the money.
Fees. Due to its limited accessibility in infrastructure and geography, international money transfer companies that send money to the Maldives usually require a higher fee for their service.
Turnaround time. Will the funds be available for your beneficiary in minutes, or will they take several working days to arrive?
Transfer methods. Can transfers be placed online, over the phone, by visiting a branch or by using a mobile app? The convenience of these options should impact your final choice.
Minimum transfer amount. What is the minimum transfer limit imposed by each company? Will this affect the size of your transfer?
Customer service. Is help available when you have a question regarding a transaction? Compare the availability of customer support options and hours.

Foreign exchange rates explained

Exchange rates determine how much one country’s currency is worth when converted to the currency of another country. When a country’s currency is strong, it will yield more money when exchanging it with a weak currency. The exact amount you’ll receive when exchanging money depends on global economics, so monitoring rates will help you decide when to make a transfer.

Steps to send money to the Maldives

Find a money transfer company from the table above.
Visit the lender’s website when you’re ready to make a transfer.
Create an account and begin a new transfer.
Enter your recipient’s information and the amount you want to send.
Pay for your transfer.
Keep your tracking number and receipt.

Once you’ve finished your part of the transfer, wait for your recipient to confirm that they’ve received their funds. This will ensure that there were no problems during the transfer process.

Tips for picking up cash in the Maldives

The Maldives is classified as a safe destination for tourists, but political unrest since 2016 has seen an increase in petty crimes and violent protests. When you’re picking up cash in the Maldives, take a safety-first approach. Keep your cash hidden and deposit it with your bank as soon as possible. Take a friend along with you to collect the funds. Don’t walk around busy areas with lots of cash, and never take out a large amount of bills in public.

Same-day money transfers in the Maldives

It is possible to make a same-day money transfer to the Maldives by using a quick money transfer service like MoneyGram. However, the exchange rate you receive will likely be worse than one you might get if your transfer took more time, and you may have to pay more fees for the fast service. When you’re facing an emergency, a same-day transfer can be beneficial as long as you know the total cost you might have to pay.

Thank you for your feedback!

Adrienne Fuller

Adrienne Fuller is the head of publishing at Finder. With a decade of experience creating guides in finance and education, she aims to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. For the past 3 years she has been the publisher of money transfers, helping readers save when they send money all over the globe. She has a BA from Colorado College and loves to hike with her two Catahoula dogs around her home in San Diego.

Ask an Expert

Click here to cancel reply.

Display Name

Your Email (will not be published)

Your Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

Compare credit cards in Hong Kong for 2019

Sending money to family overseas?

Popular

Services

Send Money To

How to send money to the Maldives

Wondering how to send money to the Maldives from Hong Kong? Here’s the information you need.