How to send money to Luxembourg

What you'll need to know when sending money to Luxembourg.

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Between banks and online transfer companies, you may be wondering what the best option is when you’re looking to send money to Luxembourg. Since Luxembourg uses the euro, you’ll have plenty of services to choose from. This will keep the expense down and get you the most euros for every dollar you send. Our guide will help you decide which service to go with.

Compare money transfer services to Luxembourg

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day HKD 0.00 0.109 EUR
1,088
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees Go to site Show details
USD 10 1 - 2 days HKD 90.00 0.109 EUR
1,083
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
USD 5 1 - 2 days HKD 25.00 0.108 EUR
1,079
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
SGD 1 1 day HKD 48.00 0.109 EUR
1,087
你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
象徵式收費以及中間價匯率,可匯款至高達30多個國家。 Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.
Go to site Show details
USD 50 1 day HKD 35.00 0.109 EUR
1,089
快捷又簡單的國際匯款服務,大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details
USD 1 1 day HKD 0.00 0.108 EUR
1,076
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用超過130種貨幣匯款。 Send money in more than 130 currencies.
Go to site Show details
USD 100 1 day HKD 15.00 0.108 EUR
1,075
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 Send money in 45 currencies.
Go to site Show details
GBP 5,000 1 - 2 days HKD 0.00 0.108 EUR
1,076
可匯款至20+個國家,無手續費。 Transfer money to 20+ countries with no transaction fees. Go to site Show details
USD 2,000 1 day HKD 0.00 0.108 EUR
1,076
TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do international money transfers work?

International money transfers involve converting one currency into another. For transfers from Hong Kong to Luxembourg, this involves converting the Hong Kong dollar (HKD) with the euro (EUR). You can do this online, over the phone or in person by using your debit card or cash. Your recipient can receive their funds as a bank transfer or as cash, and the process is generally quite fast–usually completed within a handful of days.

How do I compare transfer companies when sending money to Luxembourg?

While money transfer companies tend to rate better than banks in the field of international fund transfers, not all are equal. When comparing your options, pay attention to these factors:

  • Exchange rate and fees. A money transfer company may offer highly competitive exchange rates, but it may also charge high fees to compensate for the savings. The reverse holds true as well. This is why you should look at how much money the recipient will receive at the end of the transfer.
  • Ways to send money. The most financially viable option might not be the most convenient. Most banks and some money transfer companies let you send money to Luxembourg in person at a branch office. Some of these businesses let you transfer funds over the phone. You can also find money transfer companies that offer their services through the Internet.
  • Ways to receive money. The recipient can get money directly into a Luxembourgian bank account. Another option is to collect the transferred money by visiting a cash pickup location.
  • Turnaround time. The quickest way to send money to Luxembourg is to get the recipient to collect money at a cash pickup location. These transfers can happen almost instantly. If you’re transferring money to a Luxembourgian bank account, the turnaround time depends on the transfer company you use.
  • Using the same bank. If you and the recipient have accounts with the same bank, using its services to transfer funds can be to your advantage. This would be through reduced fees and a quicker turnaround time.
  • Minimum amounts. Some money transfer companies have minimum transfer limits.
  • Transfer options. If you plan on sending money to Luxembourg periodically, look for a company that lets you make scheduled payments. Some also offer forward contracts, which allows you to lock in an ideal exchange rate now and transfer the money later.
  • Customer service. If you need to contact a company representative for any reason you should be able to do so online as well as over the phone.
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Foreign exchange rates explained

Exchange rate determines how much one country’s currency is worth when converted to another currency. A strong currency will yield more money when exchanged with a country that has a weak currency. The euro is traditionally stronger than the Hong Kong dollar. All exchange rates are flexible, so this amount will change from day to day and month to month depending on the global economic market.

How do I send money from Hong Kong to Luxembourg?

Although you can use a bank to complete your transfer, you’ll likely save money by going with a dedicated money transfer company. You can find one in the table above to start the application process.

  1. Once you’ve found a company you’d like to go through, click Go to Site.
  2. Enter your and your recipient’s personal information.
  3. Save your tracking number to make sure your transfer goes smoothly.

After your recipient confirms that they’ve received their funds, your transaction is complete. That’s all it takes to send money from Hong Kong to Luxembourg.


Tips for picking up cash in Luxembourg.

Luxembourg has a low crime rate, but that doesn’t mean you shouldn’t be safe when you’re picking up cash. Bring someone along with you and never take out large amounts of cash in public. Move your money into a bank account or safe as soon as possible to avoid the possibility of being stolen from. At the end of the day, your safety is key, so be aware of your surroundings when carrying around money.

Same-day cash transfers in Luxembourg

Same-day cash transfers are possible, but they will generally net you a worse exchange rate on top of hefty fees. If you can avoid making a same-day transfer, you and your recipient will save money. You’ll be able to convert your dollars for euros easier with a multiple-day transfer, so consider this instead.

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