How to send money to Hong Kong

Sending money within Hong Kong doesn't have to be expensive.

Updated

Fact checked

When you need to get money to friends of family in Hong Kong, the last thing you want to deal with is navigating a complicated and expensive process.

From bank transfers and online transactions, to options that allow recipients to collect your funds within minutes.

Send money to Hong Kong with CurrencyFair

新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.

可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。

Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.

  • First ten transfers free when you sign up through Finder
  • Find the best rate on the CurrencyFair marketplace
  • App available for both Apple and Andriod users
Promoted

Compare options for sending money within Hong Kong

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 10 1 - 2 days HKD 140.00 0.129 USD
1,272
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
USD 5 1 - 2 days HKD 25.00 0.128 USD
1,274
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
SGD 1 1 day HKD 42.00 0.129 USD
1,285
你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
象徵式收費以及中間價匯率,可匯款至高達30多個國家。 Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.
Go to site Show details
USD 50 1 day HKD 35.00 0.129 USD
1,286
快捷又簡單的國際匯款服務,大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details
USD 1 1 day HKD 0.00 0.127 USD
1,271
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用超過130種貨幣匯款。 Send money in more than 130 currencies.
Go to site Show details
USD 1 Within an hour HKD 20.00 0.129 USD
1,283
提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
USD 100 1 day HKD 15.00 0.127 USD
1,269
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 Send money in 45 currencies.
Go to site Show details
GBP 5,000 1 - 2 days HKD 0.00 0.127 USD
1,271
可匯款至20+個國家,無手續費。 Transfer money to 20+ countries with no transaction fees. Go to site Show details
USD 2,000 1 day HKD 0.00 0.127 USD
1,271
TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.
Back to top

How do international money transfers work?

An international money transfer allows you to send money to a recipient overseas. Generally, a transfer involves you providing funds to a bank or an independent transfer provider, which then sends the money to your recipient in another country. This can be done in person, over the phone, through a mobile app or online. You can use cash, a credit or debit card, or transfer funds from your bank account, which will then either be deposited into your recipient’s bank account or mobile wallet, or made available as cash for them to pick up at a location in their country.

Back to top

Banks versus money transfer companies/services

The first place many people go when they need to send an international money transfer is to their bank. While banks can certainly send money overseas for you, their fees are often higher compared to companies that specialise in international money transfers.

Instead of sending funds through your bank, why not consider the services of a money transfer company? These providers, such as OFX, offer fast, easy and affordable transfers across international borders. With lower fees and better exchange rates than banks, they can ensure that you get a better deal from a financial point of view.

Back to top

How to compare transfer companies when transferring money to Hong Kong

  • Exchange rates. Check to see which company offers the best exchange rate, but remember that companies with higher exchange rates may also charge higher transfer fees.
  • Fees. Make sure you’re aware of all the fees that you will incur with different providers when you send money to Hong Kong.
  • Transfer methods. While some companies are online only, others will also allow you to place transfers from your smartphone, over the telephone or by visiting a branch.
  • Transfer options. Check to see if you can place limit orders, lock in a good exchange rate with a forward contract or enjoy the convenience of setting up a regular payment.
  • Turnaround time. Will your funds be available to your recipient in minutes, or will they need to wait for two or more days for the transaction to be processed?
  • Minimum amount. Check to see whether each company imposes a minimum transfer limit, as this can be restricting if you only need to transfer small sums of cash.
  • Pickup methods. While some companies only offer bank account transfers, others offer cash pick-up from an agent location, mobile wallet transfers and even home delivery.
  • Customer service. If anything goes wrong with a transaction, will phone, email and live chat support be available? During which hours?
Back to top

How to send money within Hong Kong

  1. Bank transfers. Many Hong Kong banks will allow you to send Hong Kong dollars from your account to your recipient’s bank account.
  2. Online money transfer providers. A range of specialist online providers offer a cheaper transfer method than the big banks.
  3. Money transfer companies with cash pick-up options. Consider sending funds through Western Union or MoneyGram so that your recipient can pick up cash from an agent location.
  4. Cheques. International guaranteed cheques are a secure way to send money overseas.
Back to top

Steps to send money to Hong Kong

  1. Choose a provider who sends money to Hong Kong.
  2. Register with the provider and supply your address, contact details, date of birth and proof of ID.
  3. Provide your recipient’s name, address and contact details. Depending on the transfer method you may also have to supply their bank account information.
  4. Enter the amount you want to send, complete your transaction and save your tracking or receipt number to follow up on the progress of your transfer.

Emergency cash transfers in Hong Kong

If you need to transfer money to Hong Kong urgently, you may be charged a higher fee and have to settle for a lower exchange rate. Sometimes this sacrifice is necessary when you need to send an emergency cash transfer, but just make sure to carefully review all the details of a transaction before you commit to it.

Back to top

Tips for picking up cash in Hong Kong

  • Take a friend along to deter thieves.
  • Keep your cash hidden and don’t promote your wealth.
  • Avoid any high-crime areas.
  • Keep an eye on your wallet/bag at all times.
  • Deposit the funds into your bank account as soon as possible.
Back to top

Cash pick-up locations in Hong Kong

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site