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Send money to Australia

Compare fees and exchange rates to get the best deal on your next money transfer to Australia.

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Depending on the method you need to send or receive money in Australia, you have the convenience of many options — cash, bank deposit, or peer-to-peer apps.

If you don’t need cash right away (such as through a service like Western Union or MoneyGram), there are online services available that can get your transfer to its destination in 1-5 days, with no fees and great exchange rates.

Send money to Australia with SingX

你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.


象徵式收費以及中間價匯率,可匯款至高達30多個國家。
Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.

  • Pay no fees on your first two transfers, up to HK$15,000
  • Most transfers take 1 business day
  • Regulated by Hong Kong Customs and Excise Department
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Find the best money transfer to Australia

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds to Australia with our money transfer partners.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day HKD 0.00 0.179 AUD
1,786
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees Go to site Show details
SGD 1 1 day HKD 45.00 0.179 AUD
1,785
你首兩次港幣$15,000或以下的匯款,手續費全免。Pay no fees on your first two transfers, up to HK$15,000.
象徵式收費以及中間價匯率,可匯款至高達30多個國家。 Transfer money to over 30 countries with nominal fees and the mid-market exchange rate.
Go to site Show details
USD 5 1 - 2 days HKD 25.00 0.177 AUD
1,770
新客戶可享有首三個月無限次免手續費匯款。New customers get 3 months of unlimited free transfers.
可用15+種貨幣匯款,享有超越銀行的匯率以及快速轉賬時間。 Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
USD 10 1 - 2 days HKD 90.00 0.179 AUD
1,776
以透明的匯率,低收費及低最低金額的網上服務作匯款。 Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
USD 1 1 day HKD 0.00 0.177 AUD
1,766
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用超過130種貨幣匯款。 Send money in more than 130 currencies.
Go to site Show details
USD 1 Within an hour HKD 20.00 0.179 AUD
1,782
提供現金提取、銀行戶口之間轉賬與及Airtime匯款選擇的網上匯款服務,。 An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
USD 100 1 day HKD 15.00 0.177 AUD
1,763
非Finder客戶將獲得較昂貴的匯率。 Better exchange rates for Finder customers.
可用45種貨幣匯款。 Send money in 45 currencies.
Go to site Show details
USD 2,000 1 day HKD 0.00 0.177 AUD
1,766
TorFX保證提供最佳的匯率。需受條款約束。TorFX guarantees to match any competitor's exchange rate.
以30種貨幣匯款到全球。登記後,將會有一個客戶經理提供支持和引導。Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
GBP 5,000 1 - 2 days HKD 0.00 0.177 AUD
1,766
可匯款至20+個國家,無手續費。 Transfer money to 20+ countries with no transaction fees. Go to site Show details
USD 50 1 day HKD 35.00 0.179 AUD
1,786
快捷又簡單的國際匯款服務,大部分匯款收取固定的0.5%手續費。部分貨幣更不設保證金率。 Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks vs. money transfer specialists

The familiarity and security offered by banks make them appealing to some. But banks typically offer weak exchange rates and high fees to send money to Australia.

For the majority of your international money transfers, you’re better off using an independent money transfer specialist.

Sending $10,000 to Australia

The Wongs need to send $10,000 for books and living expenses to their daughter studying in Sydney. While they appreciate the convenience of running down to their local bank, at their daughter’s nudging they’ve decided to compare their bank’s rates and fees to a popular online money transfer specialist.

Major HK bankOnline money transfer company
Exchange rate1 AUD =5.8459 HKD1 AUD = 5.7915 HKD
Transfer feeHKD$65 (per transfer)HKD$0
Transfer methodOnline, in branchOnline
Transfer speed2-5 daysInstant
Total AUD received1,699.48 AUD (incl. fees)1,728.72 AUD

The Wongs are blown away: Not only can they save $65 in fees by sending money with a money transfer company, but their daughter will also receive 29.24 more Australian dollars — and in only a few days.

Get a better deal when sending money to Australia

By comparing just a few elements of your transfer, you can ensure that you get the cheapest deal for your needs:

  • Exchange rates. Compare the rate you’re offered to the mid-market rate and look for the smallest margin between them.
  • Fees. Generally, you’ll pay either a flat fee or a percentage of your total transaction (such as 1% of your transfer amount).
  • Transfer methods. Banks and other services offer transactions online, by phone or in person. Each option carries different fees.
  • Transfer options. Independent transfer services like OFX and World First offer competitive exchange rates and fees. But if your recipient needs to pick up cash, compare options like WorldRemit.
  • Transfer speed. If it needs to be there fast, companies like Western Union and MoneyGram allow for quick cash pickups, often in minutes. If you’ve more time, you’ll get better rates and fees with an independent provider.
  • Transfer amounts. Your best option might depend on how much you want to send. For large transfers, weigh the best exchange rate — especially since providers encourage large transfers by offering low fees. For smaller amounts, consider the fees you’ll pay on top of the exchange rate.
  • Customer service. Most companies offer customer service by Internet chat, phone, in person or by email. Make sure help will be available if you need it.

What is the mid-market rate?

The mid-market rate is what your money’s actually worth on the global market compared to another currency. It’s the midpoint between worldwide supply and demand for that currency — and the rate banks and transfer services use when they trade among themselves.

Use the mid-market rate as a baseline to compare against the rates provided by your bank or transfer service. With it, you’ll discover which companies offer the best rates.

Emergency cash transfers to Australia

Sometimes in life emergencies require faster delivery to friends, family and businesses in Australia. If you need to initiate a money transfer quickly, consider the exchange rate you’re offered against the transfer fees you’ll pay.

Although time is crucial, taking a few extra steps before confirming your transaction could save you a lot of money — and prevent any nasty surprises down the road.

What will I need to send a money transfer to Australia?

In general, to initiate an international money transfer, you’ll need to provide:

  • Your full name and contact information.
  • Government-issued ID, such as your passport.
  • Your recipient’s full name and contact information.
  • How you’re sending the money, whether for cash pickup at an agent location or for deposit to your recipient’s bank account.
  • If a bank transfer, your recipient’s bank name, routing and account numbers and SWIFT code.
  • Accepted method of payment.

What is a SWIFT code?

Short for the Society for Worldwide Interbank Financial Telecommunication, a SWIFT code is an international bank code used for incoming transfers. Overseas banks each have a unique SWIFT code that identifies which bank to send money to.

Bottom line

Overseas money transfers are easy, no matter which method you choose. But knowing how to compare your options gives you a leg up in terms of cost, rates and transfer speeds. An informed choice is your better choice.

Frequently asked questions

Cash pickup locations in Australia

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