Standard Chartered

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Standard Chartered Credit Cards

Compare the range of credit cards on offer from Standard Chartered and choose from everyday rewards, premium, lifestyle cards and more.

Standard Chartered can help you get a bit more out of your everyday credit card use. Earn Asia Miles on your card spend or choose 360° Rewards Points, the bank’s own rewards currency.

The British bank that conducts much of its business in Asia has the experience and the financial backing to offer very good deals on credit cards. Find out what cards are on offer from Standard Chartered and some of the benefits for cardholders.

Types of Standard Chartered credit cards

You have a lot of options with Standard Chartered. The bank offers a range of cards with generous rewards, or you can choose your pick of travel privileges by applying for your preferred travel credit card from Standard Chartered.

  • Everyday rewards cards

Get access to special offers throughout the year and earn rewards points as you spend when you apply for the Standard Chartered Platinum credit card. Exchange the points you earn on the 360° Rewards programme for a range of goods and services and earn HK$600 cashback upon successful application.

  • Premium cards

A Standard Chartered Priority Banking Credit Card opens doors to a world of travel, dining and spa privileges. With Priority Pass Airport Lounge Privileges, you can access over 1,300 airport lounges worldwide in your first year from card issuance. You’ll also be automatically enrolled into the “Sign and Fly” programme and enjoy complimentary travel accident insurance up to US$1,000,000.

  • Cashback cards

With the Simply Cash Visa Card, you can be awarded 1.5% cashback on local spending and 2% cashback on overseas spending. Also, the Smart Credit Card offers 3-month interest-free instalment which means that any spending above HK$500 can be repaid in three months without interest or additional charge.

  • Air miles cards

Earn Asia Miles with your Standard Chartered Cathay Mastercard. You get an accelerated earnings rate on all online payments and when you dine out, while overseas spending also earns additional Asia Miles. It awards you up to miles as a welcome gift. Member perks include access to Cathay airport lounges and enrollment to Marco Polo Club etc.

What benefits can I get with a Standard Chartered credit card?

  • Hot Offers for Standard Chartered credit card holders

You are entitled to a range of offers and privileges no matter which Standard Chartered credit card you pick. Offers are available throughout the year and include discounts on your dinner bill and much more.

  • 24-hour customer service

Standard Chartered offers a 24-hour, 7 days a week customer care line so you can get assistance with your Standard Chartered credit card around the clock.

  • Installment credit programme

Turn your credit card spending limit into cash with the Standard Chartered installment credit program. You can repay the credit plan over a period of up to 60 months, and repayments are subject to a minimal monthly handling fee starting from 0.13%. At the time of writing, you could even qualify for a HK$200 application fee waiver when you apply online.

  • Contactless and mobile payments

Save time when you pay by tapping your eligible device or your credit card on a contactless card terminal to complete a transaction. All Standard Chartered Visa and Mastercard credit cards are compatible with contactless terminals as well as Google Pay, Apple Pay and Samsung Pay.

How can I apply for a Standard Chartered credit card?

  1. You have several options when it comes to choosing a Standard Chartered credit card. Decide which card benefits are most important to you and pick the most appropriate card accordingly.
  2. Check that you meet the minimum requirements for application and make sure you find any annual fees acceptable.
  3. Navigate to the credit card you want to apply for and click Apply Now. In the case of some Standard Chartered credit cards, you can only apply by phone or in a bank branch.
  4. Confirm whether you are an existing customer.
  5. Choose your welcome offer, if any.
  6. New customers will need to complete their full details on the online application form. Make sure you enter everything accurately as this will speed up the response to your application.
  7. You should receive a decision from Standard Chartered within a few working days.

What supporting documents and information will I need?

Existing Standard Chartered customers can follow the expedited online application process as long as your address and phone details are unchanged. New customers will be requested to provide proof of ID, income and their home address.

Frequently asked questions about Standard Chartered credit cards

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