finder.com's rating: 3 / 5
- Get a quote if you you own any type of collector car and want to actually drive it.
- Pick something else if you’ve had an accident or major violation in the past five years.
Heacock Classic makes its name in the classic car insurance field by offering friendly and helpful customer service while protecting your classic car with a wide range of coverage options. It stands out for its ability to insure race cars and classic vehicle events, allowing you to keep all of your classic car insurance needs with one company.
It's guaranteed agreed value coverage is a nice perk allowing you to work with your Heacock representative to make sure your classic car is covered for what it's worth, without having to buy an appraisal.
The main downside to Heacock Classic is its strict driver guidelines. Your driving record must be crystal-clear to be eligible for Heacock insurance. And even though Heacock allows up to 6,000 pleasure driving miles a year, it's fairly strict on how you keep and maintain your car.
Overall, Heacock Classic is worth checking out if you have a classic car, and you meet eligibility requirements. But before making a final decision, compare classic car insurance companies to get the best deal.
finder.com's rating: 3 / 5
|States served||All 50 states|
|Roadside assistance||Included free|
|New car protection||No|
|Pay schedule||12 months, monthly|
|Anti-theft device discount||No|
|Defensive driving discount||No|
|Good student discount||No|
|Safety device discount||No|
|Special employment discount||No|
|Other discounts||Good driver discount|
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You can apply online or call Heacock at 800-678-5173. To apply online:
The only discount that’s mentioned on Heacock’s website is a good driver discount, but it’s quite normal for a specialty insurance company to skip out on the standard discount options offered with regular insurance companies.
Heacock Classic offers specialty car insurance coverage for classic and antique autos, with American Modern underwriting its policies in most states. Heacock offers the following insurance coverage options in its standard policies.
Heacock Classic doesn’t have a large number of add-ons, but offers the most common ones.
Heacock Classic is a small insurance company with about 40,000 clients, according to its website. It’s not rated with the Better Business Bureau, but sports a 96% 5-star review rating out of 708 reviews on Trustpilot’s website.
Most of Trustpilot’s 5-star reviews cite its excellent customer service, including that it’s easier and faster to call the company for a quote rather than go through the online process.
Heacock Classic claims it doesn’t have strict definitions of classics, antiques or other types of cars. Rather, it labels itself as a collector car insurance company, so if you have a collector car, chances are good that Heacock will insure it.
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