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Hawk FX review

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Dedicated, one-on-one help for your overseas payments.

Hawk FX is a London-based company that offers competitive exchange rates and personalized customer service — but it’s high minimum transfer amount of $10,000 means it’s not for everyone.

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

How much will I pay to send money with Hawk FX?

Hawk FX doesn’t charge fees. Instead, it makes money off a margin added to the exchange rate. This is why the exchange rate you’ll be quoted is different from the one you can see on Google or Reuters — which is the mid-market rate.

How are Hawk FX’s exchange rates?

Hawk FX offers competitive exchange rates that are generally lower than what’s offered at major banks. It updates its exchange rates daily.

What types of transfers does Hawk FX support?

At the time of writing, Hawk FX only offers direct deposits to bank accounts and you’ll need to fund the transfer directly from your own account. Aside from one-time transfers, it also offers:

  • Regular payments. You can set up a payment that’ll automatically go through at whatever frequency you need.
  • Limit orders. You can request what exchange rate you want and, when that rate is met, your transfer will automatically go through.
  • Business transfers. Hawk FX has a specific product that aims to help businesses reduce volatility and risk.

Pros and cons of using Hawk FX


  • Personalized service. You’ll get a dedicated currency expert assigned to you.
  • No fees. Hawk FX doesn’t charge fees to send money.
  • Competitive exchange rates. While Hawk FX does charge a margin on top of the exchange rate, it’s often still better than going with a bank.


  • UK-based customer service. The online chat feature to talk with a representative is only available during UK business hours, but you can reach someone on the phone 24/7.
  • Only supports bank transfers. You can only pay by bank account and you’re only able to send to a bank account — Hawk FX doesn’t offer cash pickups.

How does Hawk FX compare to other services?

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$8 1 - 2 days USD 5.00 0.837 EUR 4,180 Exchange money on your terms. Show details
GBP 1,000 1 - 2 days USD 0.00 0.837 EUR 4,184 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
$1 Same day USD 0.00 0.841 EUR 4,207 XE offers fast transfers with no fees and a range of foreign currency tools. Go to site Show details
$0 1 - 2 days USD 1.99 0.828 EUR 4,140 Special offers like free transfers and better exchange rates available for new customers.
Quick, affordable transfers around the world with both express and economy options.
Go to site Show details
$1 1 - 2 days USD 40.00 0.845 EUR
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
$1 Within an hour USD 3.99 0.842 EUR 4,205 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How do I send money through Hawk FX?

How do I track my transfer?

Hawk FX will send you an email updating you on the status of your transfer each step of the way.

Is Hawk FX safe to use?

Yes. Hawk FX is government-regulated by the UK’s Financial Conduct Authority (FCA), and keeps client’s money separate from their own. Hawk FX also uses SSL encryption, which gives you a secure connection when you log in to the website.

Bottom line

Hawk FX offers fee-free transfers and stellar customer service, but its $10,000 minimum means it’s not an option for small transactions. And while the company offers competitive exchange rates, compare providers to get the best deal.

Frequently asked questions

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