Great overseas traveling tips for happy travels | finder.com
Happy traveling – Overseas traveling tips

Happy traveling – Overseas traveling tips

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When traveling overseas there is a lot more to think about compared to simply traveling within the US.

You are in somebody else’s country and will have to abide by their laws and cultural beliefs. If you respect the way they live and comply with their laws, whether you agree with them or not, you’ll have a much better vacation.

Happy traveling overseas

The following pieces of advice have been put together in order to make your overseas travel as trouble free as possible. In this way you will be able to create happy memories that will last you a lifetime. These tips for happy traveling overseas consist of the following:

Preparations to make before you leave.

Before leaving on your overseas trip there are certain things you will have to do such as arranging how you are going to access your money, obtaining the necessary vaccinations to prevent you from contracting some exotic disease and arranging your visas, itinerary and travel insurance.

It is advisable to spend a little time booking your accommodation and airline flights by visiting various websites as there are many bargains out there waiting for you to look them up.

Need protection? Compare travel insurance policies now

Details Features
Seven Corners Trip Protection Insurance
Seven Corners Trip Protection Insurance
Travel with a smile - protect your trip cost, your medical expenses, & your belongings.
  • Emergency Accident & Sickness Medical Expenses up to $250,000
  • Trip Cancellation – 100% of Trip Cost
  • Trip Interruption – up to 150% of Trip Cost
  • Political Evacuation - $20,000
  • Lost, Stolen or Damaged Baggage – up to $2,500
  • Emergency Medical Evacuation – up to $1 million
Go to site More info
Travelex Travel Max
Travelex Travel Max
TravelEx's most comprehensive protection plan for the comprehensive traveler. Offers optional Cancel For Any Reason upgrade.
  • Trip Cancellation - 100% of Insured Trip Cost
  • Trip Interruption - 150% of Insured Trip Cost
  • Trip Delay - $1000
  • Medical Expense Benefits - $100,000
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RoamRight Travel Insurance Essential
RoamRight Travel Insurance Essential
RoamRight’s Essential travel insurance package can be broken down into three critical parts: Trip Cancellation insurance, tourist health insurance, and baggage insurance.
  • Cancellation Cover - 100% Cost of Trip
  • Emergency Medical Expenses - $15,000
  • Emergency Evacuation and Repatriation - $150,000
  • Baggage and Personal Effects Cover - $750
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STA Travel Standard International
STA Travel Standard International
Get affordable cover for the essentials of options with STA's mid-level cover policy. This option will still provide up to $1500 in luggage cover and up to $100,000 in medical cover.
  • Trip Cancellation Cover - 100% of trip cost insured up to $10,000
  • Emergency Medical Expenses Cover - Up to $100,000
  • Baggage and Personal Effects - Up to $1,500
  • Trip Delay - Up to $500
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RoamRight Travel Insurance Preferred
RoamRight Travel Insurance Preferred
As the name implies, the Preferred package provides coverage for most trips and vacations.
  • Cancellation Cover - 100% Cost of Trip
  • Emergency Accident & Medical Expenses - $50,000
  • Emergency Evacuation and Repatriation - $500,000
  • Accidental Death and Dismemberment - $10,000
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Travelex Cancel for Any Reason
Travelex Cancel for Any Reason
Cancel For Any reason upgrade available with the Travel Max plan. Cancel for any reason - no questions asked.
  • Reimburses up to 75% of the insured trip cost
  • 100% cover if delayed to departure and loose at least 30%
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Atlas Travel
Atlas Travel
Provides customizable coverage for specific losses. Cover can be tailored to provide a balance between the basic essentials and premium cover.
  • Illness and Injury Cover - Up to $1 million
  • Emergency Medical Evacuation - Up to $1 million
  • Lost Checked Luggage - Up to $500
  • Travel Delay - $100/day up to 2 days
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Atlas Premium
Atlas Premium
Provides quality cover for a range of benefits with higher cover limits. Premium plan is perfect for travellers with health concerns looking for total protective cover.
  • Illness and Injury Cover - Up to $2 million
  • Emergency Medical Evacuation - Up to $1 million
  • Lost Checked Luggage - Up to $1,000
  • Travel Delay - $200/day up to 2 days
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Travelex Flight Insure Plus
Travelex Flight Insure Plus
Provides option to choose between different levels of flight insurance protection.
  • Flight Accident AD&D - Up to $1 Million
  • Baggage - $2,000
  • Medical Expense Benefits - $2,500
  • Medical Evacuation / Repatriation - $25,000
Go to site More info
STA Travel Explorer Plus
STA Travel Explorer Plus
Get premiere cover for a whole range of options with STA's premium policy. This option will still provide up to $100,000 in medical expense cover and up to $3,000 in cancellation cover.
  • Trip Cancellation Cover - $3,000
  • Emergency Medical Expenses Cover - Up to $100,000
  • Baggage and Personal Effects - Up to $2,500
  • Trip Delay - Up to $1,000
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Allianz Domestic Travel Insurance
Allianz Domestic Travel Insurance
Allianz Domestic Travel Insurance makes sure you are covered incase your planned trip unexpectedly goes awry.
  • Trip coverage - Depends on plan
  • Baggage coverage - Up to $1,000
  • 24-hour hotline assistance
  • Existing medical coverage - Up to $500,000
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Allianz International Travel Insurance
Allianz International Travel Insurance
If you frequently travel abroad and want extra coverage in case you get sick, injured, or need to cancel your trip, Allianz International Travel Insurance is the perfect solution.
  • Trip coverage - Depends on plan
  • Baggage coverage - Up to $1,000
  • 24-hour hotline assistance
  • Existing medical coverage - Up to $1,000,000
Go to site More info

Travel money card comparison

Rates last updated June 18th, 2018
Name Product Foreign Currency Conversion Fee Overseas ATM Withdrawal Fee Overseas Cash Advance Fee Annual fee Product Description
Luxury Card Mastercard® Titanium Card™
0% of transaction value
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
Luxury Card Mastercard® Black Card™
0% of transaction value
$495
Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
Luxury Card Mastercard® Gold Card™
0% of transaction value
$995
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
Bank of America® Travel Rewards Credit Card
0% of transaction value
$0
20,000 online bonus points offer. Ditch the restrictions of typical airline rewards cards. Any airline, any hotel, anytime. No blackout dates.
Chase Sapphire Preferred® credit card
0% of transaction value
$0 annual fee for the first year ($95 thereafter)
Earn 50000 points when you spend $4,000 on purchases within the first 3 months of your account opening, and an additional 30,000 points when you spend a total of $30,000 on purchases within the first year of your account opening.
Venture® from Capital One®
0% of transaction value
$$0 intro for the first year, $95 after
Earn 50000 bonus miles once after spending $3,000 on purchases within the first 3 months from account opening.
HSBC Cash Rewards Mastercard® credit card
$0 per transaction
$0
Earn unlimited 1.5% cash rewards on purchases.
Bank of America® Premium Rewards® Credit Card
$0 per transaction
$95
Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
Uber Visa Card
0% of transaction value
$0
Get 4% points back on dining, 3% on travel, 2% on Uber rides and online shopping and 1% on other purchases, and redeem points for Uber credits, gift cards or cash back.
Chase Sapphire Reserve®
0% of transaction value
$450
Earn 50000 BONUS POINTS after spending $4,000 on purchases in the first 3 months from account opening* — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
The Platinum Card® from American Express
0% of transaction value
$550
Get 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5X points on eligible hotels booked on amextravel.com.
United℠ Explorer Card
0% of transaction value
$$0 intro annual fee for the first year, then $95
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.* Plus a $100 statement credit after your first purchase.

Compare up to 4 providers

Promoted
Travelex Money Card

Why we like: Travelex Money Card

Load GBP, EUR, CAD, AUD, JPY or MXN onto this prepaid travel money card and use it at millions of locations worldwide.

  • Not linked to your bank account for safety.
  • Convert currency with a 5.50% Foreign Exchange Fee
  • Contactless payments
  • Reload, withdraw, or replace your card for free.

    Organize your spending money

    If you need help organizing your finances for overseas spending, check out our comprehensive travel money guide. It features great tips on what cards you can use in what locations, reviews of the major travel money cards and information on credit card fees and surcharges you may accrue when overseas.

    When you’re in a foreign country, spending on your credit card or debit card can come with a range of fees and charges associated with it.

    4 tips every traveler should know

    • Know how to remain in contact cheaply. It is a good idea these days to sign up for Skype, WhatsApp — or a program like these — so that you can keep in touch for free from anywhere in the world with WiFi. This will keep your communication costs down to practically nothing no matter where you roam. It is also possible for you to purchase a SIM card in the country you are visiting and place it in your phone.
    • The most important document you have is when traveling is your passport. Lose it and you are in all sorts of trouble. Nobody can leave the US without a passport and this includes infants and children. If you lose your passport you can apply for a replacement while away but it can prove to be an inconvenience, for this reason it is a good idea to take a couple of extra passport photographs with you, just in case.
    • Make contact with the high commission or foreign embassy of the countries you’ll be visiting. Some countries have very specific entry conditions as well as certain exit requirement, not the least compulsory vaccinations. If you have failed to be vaccinated properly you will not be allowed to enter their country. You must also keep in mind that having a visa approval to enter a country doesn’t give you the right to take up employment in that country and this can include unpaid work.
    • Eating out is some countries can be quite a hassle. Without proper planning you could find yourself in a local eatery with a dozen or so hungry children hanging off every bite. You may find it easier to use the appropriate apps on your smartphone, such as UrbanSpoon or Yelp to guide you to the best places where you can enjoy local meals in comparative privacy and comfort.

    If you have special disability or heath problems make sure you carry a letter from your doctor while traveling. It’s also advisable to check with the country you’re visiting to ensure any special assistance you may need is available.

    Compare overseas travel insurance

    Kyle Morgan

    Kyle Morgan is a writer and editor for finder.com who has worked for the USA Today network and Relix magazine, among other publications. He can be found writing about everything from the latest car loan stats to tips on saving money when traveling overseas. He lives in Asbury Park, where he loves exploring new places and sipping on hoppy beer. Oh, and he doesn't discriminate against buffalo wings — grilled or fried are just fine.

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