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Guide to Lenders personal loan connection service review

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It may have a barebones website — but you could find a lender with low starting rates.

  • Best for finding a lender with a low starting rate.
  • Pick something else if you want to avoid multiple marketing calls.

$40,000

Max. Loan Amount

Starting from 4.99%

APR

Not stated

Min. Credit Score

Details

Product NameGuideToLenders personal loan connection service
Min. Loan Amount$100
Max. Loan Amount$40,000
APRStarting from 4.99%
Interest Rate TypeFixed
Min. Credit ScoreNot stated

Expert review

Anna Serio

Review by


Anna Serio is a staff writer untangling everything you need to know about personal loans, including student, car and business loans. She spent five years living in Beirut, where she was a news editor for The Daily Star and hung out with a lot of cats. She loves to eat, travel and save money.

Expert review

Guide to Lenders could be helpful if you’re not sure what types of rates and terms you might qualify for. As a connection service, it allows you to compare offers from multiple lenders by filling out just one online form.

But its barebones website and lack of a customer service line might not be so helpful if you need help filling out the online form.

Rather apply with a lender directly? Compare your other personal loan options below.

First, am I eligible?

Guide to Lenders’ partners each have their own eligibility requirements. Since there are options for all credit types, you don’t need to have strong credit to get connected. However, you’ll likely need to meet the following criteria with any lender:

  • Be employed
  • Be a US citizen or permanent resident
  • Be the age of majority

Pros

  • All credit types welcome
  • Can apply with a coapplicant
  • Small loans of just $100 available

Cons

  • May receive multiple marketing calls
  • Limited website
  • No customer service line

Compare other personal loan options

Updated December 6th, 2019
Name Product Filter Values APR Min. Credit Score Max. Loan Amount
5.95% to 35.99%
Fair to excellent credit
$100,000
Get personalized rates in minutes and then choose an offer from a selection of top online lenders.
3.84% to 35.99%
Good to excellent credit
$100,000
Get loan offers from multiple lenders at once without affecting your credit score.
6.98% to 35.89%
600
$50,000
Affordable loans with two simple repayment terms and no prepayment penalties.
3.84% to 35.99%
550
$100,000
Get connected to competitive loan offers instantly from top online consumer lenders.
34% to 155% (Varies by state)
No minimum
$10,000
Check eligibility in minutes and get a personalized quote without affecting your credit score.
3.99% to 35.99%
450
$100,000
Quickly compare multiple online lenders with competitive rates depending on your credit.
6.49% to 17.99%
650
$25,000
With over 80 years of lending experience, this credit union offers personal loans for a variety of expenses.
6.95% to 35.89%
640
$40,000
A peer-to-peer lender offering fair rates based on your credit score.
5.99% to 17.88%
680
$100,000
A highly-rated lender with competitive rates, high loan amounts and no fees.

Compare up to 4 providers

What do customers say about Guide to Lenders?

BBB accreditedYes
BBB ratingA+
BBB customer reviews2 out of 5 stars, based on 12 customer reviews
Trustpilot score4.4 out of 5, based on 27 customer reviews
Customer reviews verified as of11 November 2019
The majority of reviewers were happy with how quick and seamless their experience was with Guide to Lenders. However, several customers complained of being flooded with emails and messages — common for connection services, especially those owned by marketing companies.

One customer also mentioned they were asked to make payments with an iTunes gift card on another forum. A handful also warned it was a scam without elaborating.

How do I get started?

You can prequalify with multiple lenders by filling out Guide to Lenders’ online form. Follow these steps to get started:

  1. Go to Guide to Lenders’ website and click Personal loan.
  2. Select how you’d like to spend your funds and click See my rates.
  3. Complete the form with information about yourself, where you live and your employment.
  4. Click See your offers now.

What information do I need to fill out its online form?

When filling out Guide to Lenders’ online form, you’ll need to provide:

  • Credit score range
  • Employment status
  • Pre-tax income for you and your coapplicant, if applicable
  • Social Security number

What happens after I fill out its online form?

If you find an offer you like, follow the directions to complete the lender’s application on its website. Since Guide to Lenders mainly works with online lenders, you may be able to get your funds as soon as the next business day after approval.

How do repayments work with Guide to Lenders?

Since Guide to Lenders is a connection service, it doesn’t have anything to do with the process after you decide to apply for a loan. Your lender should give you instructions on how and when to repay your loan with your loan contract. If you have any questions or concerns, reach out to customer service as soon as possible.

You can compare other connection services or learn more about how personal loans work by visiting our guides.

Frequently asked questions

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