Mid-tier airline credit cards for the frequent flyer.
The Gold Delta SkyMiles® Credit Card from American Express differs from the Southwest Rapid Rewards® Premier Credit Card by offering a $0 intro annual fee for the first year, reverting to $95 thereafter (see Rates & Fees). The Southwest Rapid Rewards Premier card, however, starts with a $99 annual fee right off the bat. But if you often travel overseas, the Southwest Rapid Rewards Premier being a Visa could be more useful.
Find out more details about the two cards in the comparison table below.
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Gold Delta SkyMiles® Credit Card from American Express
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Southwest Rapid Rewards® Premier Credit Card
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|---|---|
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★★★★★ 4.0 / 5.0 |
Not rated yet |
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| 60,000 miles after spending $2,000 in the first 3 months, plus $50 after your first Delta purchase in the same timeframe | 60,000 bonus points after spending $2,000 on purchases in the first 3 months |
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2x miles on Delta purchases and 1x miles on all other purchases |
2x points on Southwest Airlines® purchases and 1x points for all other purchases |
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17.99% to 26.99% variable |
18.24% to 25.24% variable |
| $0 intro annual fee the first year, then $95 | $99 |
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APR: 17.99% to 26.99% variable
Fee: $5 or 3% of the transaction, whichever is greater |
APR: 18.24% to 25.24% variable
Fee: $5 or 5% of the transaction, whichever is greater |
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APR: 27.49% variable Fee: $5 or 3% of the transaction, whichever is greater |
APR: 27.24% variable Fee: $10 or 5% of the transaction, whichever is greater |
| None | None |
| Up to $38 | Up to $37 |
| $0 | $0 |
| 25 days | 21 days |
| $0 | |
| 670 | 670 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
