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Delta SkyMiles® Gold American Express Card vs Southwest Rapid Rewards® Premier Credit Card

Mid-tier airline credit cards for the frequent flyer.

Megan Horner
Megan Horner

Updated

Fact checked
The Delta SkyMiles® Gold American Express Card differs from the Southwest Rapid Rewards® Premier Credit Card by offering a welcome offer of 35,000 miles after you spend $1,000 within your first 3 months. The Southwest Rapid Rewards Premier card, however, offers a slightly higher bonus of 40,000 miles after you spend $1,000 within the first 3 months of account opening.

Find out more details about the two cards in the comparison table below.

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Rates & Fees

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

3.6 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • Earning anniversary miles
Welcome offer
Welcome offer

35,000 miles after spending $1,000 in the first 3 months

40,000 points after spending $1,000 in the first 3 months
Rewards
Rewards

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases

2x points on Southwest Airlines and 1x points on all other purchases
Purchase APR
Purchase APR

15.74% to 24.74% variable

15.99% to 22.99% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $99 $99
Balance transfer APR
Balance transfer APR

N/A

 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Read review

Summary of card features

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

  • Priority boarding on Delta flights
  • Earn Delta SkyMiles
  • American Express purchase protection
  • Check first bag for free

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

  • $99 annual fee
  • Earn 6,000 anniversary points each year
  • Earn reward flights with no blackout dates
  • No foreign transaction fees

Compare travel credit cards

Name Product Filter values Rewards Purchase APR Annual fee
Chase Sapphire Reserve®
Chase Sapphire Reserve®
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
16.99% to 23.99% variable
$550
Apply now
View details
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Marriott Bonvoy Brilliant™ American Express® Card
Marriott Bonvoy Brilliant™ American Express® Card
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
15.74% to 24.74% variable
$450
Apply now
View details
Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Rates & fees
Luxury Card Mastercard® Black Card™
Luxury Card Mastercard® Black Card™
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
14.99% variable
$495
Apply now
View details
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
15.74% to 24.74% variable
$95
Apply now
View details
With a big welcome offer worth up to $650, up to 12x points on spending, and free Gold status, this is an upgrade from the entry Hilton card. Rates & fees
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™
1x points on all purchases with 2% point value when you redeem for airfare or cash back
14.99% variable
$995
Apply now
View details
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.
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