Gold Delta SkyMiles® vs Southwest Rapid Rewards Premier | finder.com

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Delta SkyMiles® Gold American Express Card vs Southwest Rapid Rewards® Premier Credit Card

Mid-tier airline credit cards for the frequent flyer.

Updated . What changed?

Fact checked

The winner: Southwest Rapid Rewards® Premier Credit Card

Companion Pass

through 2/28/2022 when you meet requirements

  • Good for occasional Southwest flyers
  • Huge signup bonus worth thousands of dollars
  • Get 6,000 points each card anniversary
See offer

The Delta SkyMiles® Gold American Express Card differs from the Southwest Rapid Rewards® Premier Credit Card by offering a welcome offer of 70,000 miles after you spend $2,000 within your first 3 months. The Southwest Rapid Rewards Premier card, however, offers a much stronger bonus of one Southwest companion pass good until 2/28/2022 plus 30,000 points after spending $5,000 in the first three months.

Find out more details about the two cards in the comparison table below.

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

See rates & fees

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

See rates & fees

Finder rating
Finder rating

★★★★★

4.0 / 5.0

★★★★★

3.6 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • Earning anniversary miles
Welcome offer
Welcome offer

70,000 miles after spending $2,000 in the first 3 months

Earn Companion Pass® through 2/28/2022 plus 30,000 points after spending $5,000 in the first 3 months

Rewards
Rewards

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases

2x points on Southwest Airlines and 1x points on all other purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

15.99% to 22.99% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $99 $99
Balance transfer APR
Balance transfer APR

N/A

15.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

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Compare Delta SkyMiles® Gold American Express Card vs. Southwest Rapid Rewards® Premier Credit Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Delta SkyMiles® Gold American Express Card
70,000 miles after spending $2,000 in the first 3 months
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
With a welcome offer worth up to $840, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Terms apply, see rates & fees
Southwest Rapid Rewards® Premier Credit Card
Earn Companion Pass® through 2/28/2022 plus 30,000 points after spending $5,000 in the first 3 months
2x points on Southwest Airlines and 1x points on all other purchases
$99
Earn a hugely valuable signup bonus with Companion Pass® through 2/28/2022 plus 30,000 points after spending $5,000 in the first 3 months.
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