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Delta SkyMiles® Gold American Express Card vs Southwest Rapid Rewards® Premier Credit Card

Mid-tier airline credit cards for the frequent flyer.

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Megan Horner
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The Delta SkyMiles® Gold American Express Card differs from the Southwest Rapid Rewards® Premier Credit Card by offering a limited time welcome offer of 40,000 Bonus Miles after spending $1,000 in purchases on your new card in your first 3 months. You’ll also earn up to $50 back in statement credit for eligible purchases at US restuarants with your card for the first 3 months of membership. The Southwest Rapid Rewards Premier card also offers 50,000 bonus points after spending $2,000 on purchases in your first 3 months of account opening. You’ll also earn 6,000 anniversary points each year.
NEW! Earn 3X points on Southwest® purchases. Find out more details about the two cards in the comparison table below.

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Terms apply, see rates & fees

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Terms apply, see rates & fees
Finder rating
Finder rating

★★★★★

4.0 / 5.0

★★★★★

3.6 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • Earning anniversary miles
Welcome offer
Welcome offer

40,000 miles after spending $1,000 in your first 3 months.
Plus, earn up to $50 back in statement credits for eligible purchases at U.S. restaurants with your card within the first 3 months of membership.

Up to 100,000 points. 50,000 points after spending $2,000 in the first 3 months, plus 50,000 points after spending $12,000 total in the first 12 months
Rewards
Rewards

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on other eligible purchases

New! Earn 3X points on Southwest® purchases.
New! Earn 2X points on local transit and commuting, including rideshare.
New! Earn 2X points on internet, cable, phone services, and select streaming.
Purchase APR
Purchase APR

15.74% to 24.74% variable

15.99% to 22.99% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $99 $99
Balance transfer APR
Balance transfer APR

N/A

 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
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Learn more

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