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Delta SkyMiles® Gold American Express Card vs American Express® Gold Card

One offers better airline-specific perks, while the other offers superior rewards.

The winner: American Express® Gold Card

60,000-point

Welcome offer after spending $4,000 in first 6 months

  • Choose from two designs: Gold or Rose Gold
  • 4x points on restaurants, including delivery
  • 4x points at US supermarkets (on up to $25,000 annually, then 1x)
Apply now
Terms apply, see rates & fees
The Delta SkyMiles® Gold American Express Card is great for Delta-specific perks and has a $99 ongoing annual fee (Terms apply, see rates & fees) after the first year intro. The American Express® Gold Card, on the other hand, is great for rewards, and its $250 annual fee (Terms apply, see rates & fees) is largely offset by its annual travel credits.

The American Express® Gold Card pays superior rewards: 4x points at US supermarkets on up to $25,000 a year in purchases, then 1x points. It also offers 4x points at restaurants and 3x points on eligible flights. The Delta SkyMiles® Gold American Express Card gives you perks such as your first checked bag free on each flight and Main Cabin 1 priority boarding, a welcome offer of 40,000 miles after you spend $1,000 within your first 3 months, plus up to $50 back in statement credit on US restaurant purchases during the same time period.

Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Gold American Express Card

Terms apply, see rates & fees

American Express® Gold Card

American Express® Gold Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

4.0 / 5.0

★★★★★

4.6 / 5.0
Best for
Best for
  • Delta rewards and perks with a low annual fee
  • Generous points on dining and US supermarkets
Welcome offer
Welcome offer

Earn 40,000 bonus miles after you spend $1,000 in purchases on your new card in your first 3 months, plus up to $50 back in statement credits for eligible purchases at US restaurants in the same timeframe

60,000 points after spending $4,000 in the first 6 months

Rewards
Rewards

2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases

4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on all other purchases

Purchase APR
Purchase APR

15.74% to 24.74% variable

See Pay Over Time APR

Annual fee
Annual fee $0 intro annual fee the first year, then $99 $250
Cash advance
Cash advance

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 25.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee
Interest-free period
Interest-free period 25 days 25 days
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Other
Learn more
Learn more

Read review

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Compare Delta SkyMiles® Gold American Express Card vs. American Express® Gold Card

Name Product Welcome offer Rewards Annual fee Filter values
Delta SkyMiles® Gold American Express Card
Earn 40,000 bonus miles after you spend $1,000 in purchases on your new card in your first 3 months, plus up to $50 back in statement credits for eligible purchases at US restaurants in the same timeframe
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
With a welcome offer worth up to $560, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Terms apply, see rates & fees
American Express® Gold Card
60,000 points after spending $4,000 in the first 6 months
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on all other purchases
$250

Rose Gold is back

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
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