Gold Delta SkyMiles® Credit Card from American Express vs American Express® Gold Card

26 December 2018

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	Gold Delta SkyMiles® Credit Card from American Express	American Express® Gold Card
finder.com's rating
finder.com's rating	★★★★★ 4.0 / 5.0	★★★★★ 4.6 / 5.0
Best for
Best for	Delta rewards and perks with a low annual fee	Generous points at US restaurants and US supermarkets
Welcome offer
Welcome offer	30,000 miles after spending $1,000 in the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months	35,000 points after spending $2,000 in the first 3 months
Rewards
Rewards	2x miles on Delta purchases and 1x miles on all other purchases	3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)
Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)	17.99% to 26.99% variable	See Rates & Fees
Annual fee
Annual fee	$0 intro annual fee the first year, then $95	$250
Balance transfers
Balance transfers	APR: 17.99% to 26.99% variable Fee: No balance transfer fees for the first 60 days, then $5 or 3% of the transaction, whichever is greater	See Rates & Fees
Cash advance
Cash advance	APR: 27.49% variable Fee: $5 or 3% of the transaction, whichever is greater	See Rates & Fees
Foreign transaction fee
Foreign transaction fee	None	None
Late payment fee
Late payment fee	Up to $38	Up to $38
Additional cardholder fee
Additional cardholder fee	$0	$0
Interest-free period
Interest-free period	25 days	25 days
Minimum credit score
Minimum credit score	670	680
Card type
Card type	Credit	Other
Rates and Fees
Rates and Fees	Rates & Fees	Rates & Fees
Learn more
Learn more	Read review	Read review

Which card should you choose?

Gold Delta SkyMiles® Credit Card from American Express

Priority boarding on Delta flights
Earn Delta SkyMiles
American Express purchase protection
Check first bag for free

American Express® Gold Card

Large welcome offer of 35,000 bonus Membership Rewards® Points when you spend $2,000 on purchases in the first 3 months
Ideal for high-spenders in eligible travel, dining, and groceries
$10 in dining statement credits monthly at select restaurants
$100 airline fee credit annually

{"niche":"USCCF"}

Name	Rewards	Purchase APR	Annual Fee
Hilton Honors American Express Card	7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases	17.99% to 26.99% variable	$0	Apply now View details	Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees	Compare	loading Fetching your data...
Chase Sapphire Preferred® Card	2x points on travel and dining. 1x points on all other purchases	18.24% to 25.24% variable	$95	Apply now View details	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.	Compare	loading Fetching your data...
Chase Sapphire Reserve®	3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases	19.24% to 26.24% variable	$450	Apply now View details	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.	Compare	loading Fetching your data...
The Platinum Card® from American Express	5x points on flights booked directly or flights and hotels booked through American Express Travel. 1x points on all other purchases	None (Charge Card)	$550	Apply now View details	Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees	Compare	loading Fetching your data...
American Express® Gold Card	3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)	See Rates & Fees	$250	Apply now View details	35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & fees	Compare	loading Fetching your data...
U.S. Bank FlexPerks® Travel Rewards® Visa Signature® Card	2x points on gas, groceries and airlines, whichever you spend the most on each month, 2x points on cell phone services and charities and 1x points on all other purchases	16.24% to 26.24% variable	$0 intro annual fee for the first year ($49 thereafter)	Apply now View details	Earn 25,000 enrollment FlexPoints worth $375 in travel after spending $2,000 in the first 4 months. Rates & Fees	Compare	loading Fetching your data...
Gold Delta SkyMiles® Credit Card from American Express	2x miles on Delta purchases and 1x miles on all other purchases	17.99% to 26.99% variable	$0 intro annual fee for the first year ($95 thereafter)	Apply now View details	30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & fees	Compare	loading Fetching your data...
United℠ Explorer Card	Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases	18.24% to 25.24% variable	$0 intro annual fee for the first year ($95 thereafter)	Apply now View details	40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.	Compare	loading Fetching your data...
Blue Delta SkyMiles® Credit Card from American Express	2x miles at US restaurants and on purchases made directly with Delta and 1x miles on all other purchases	17.99% to 26.99% variable	$0	Apply now View details	Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees	Compare	loading Fetching your data...
Barclaycard Arrival® Plus World Elite Mastercard®	2x miles on all purchases	18.24%, 22.24% or 25.24% variable	$0 intro annual fee for the first year ($89 thereafter)	Apply now View details	Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.	Compare	loading Fetching your data...
Luxury Card Mastercard® Black Card™	1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back	17.24% variable	$495	Apply now View details	Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.	Compare	loading Fetching your data...
Luxury Card Mastercard® Gold Card™	1x points on all purchases with 2% point value when you redeem for airfare or cash back	17.24% variable	$995	Apply now View details	Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.	Compare	loading Fetching your data...
Luxury Card Mastercard® Titanium Card™	1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back	17.24% variable	$195	Apply now View details	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Compare	loading Fetching your data...
Hilton Honors American Express Ascend Card	12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases	17.99% to 26.99% variable	$95	Apply now View details	Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees	Compare	loading Fetching your data...

Compare up to 4 providers

{"niche":"USCCF"}

Name	Intro Balance Transfer APR	Balance Transfer Fee	Recommended Minimum Credit Score
Blue Cash Everyday® Card from American Express	0% for the first 15 months (then 15.24% to 26.24% variable)	$5 or 3% of the transaction, whichever is greater	680	Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees	Apply now View details	Compare	loading Fetching your data...
HSBC Gold Mastercard® credit card	0% for the first 15 months (then 14.24%, 20.24% or 25.24% variable)	$10 or 4% of the transaction, whichever is greater	670	An 15 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Unlimited®	0% for the first 15 months (then 17.24% to 25.99% variable)	$5 or 3% of the transaction, whichever is greater	670	Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.	Apply now View details	Compare	loading Fetching your data...
American Express Cash Magnet® Card	0% for the first 15 months (then 15.24% to 26.24% variable)	$5 or 3% of the transaction, whichever is greater	680	Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Chase Freedom®	0% for the first 15 months (then 17.24% to 25.99% variable)	$5 or 3% of the transaction, whichever is greater	670	0% intro APR for 15 months from account opening on purchases and balance transfers.	Apply now View details	Compare	loading Fetching your data...
HSBC Cash Rewards Mastercard® credit card	0% for the first 12 months (then 15.24%, 19.24% or 25.24% variable)	$10 or 4% of the transaction, whichever is greater	670	Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.	Apply now View details	Compare	loading Fetching your data...
Blue Cash Preferred® Card from American Express	0% for the first 12 months (then 15.24% to 26.24% variable)	$5 or 3% of the transaction, whichever is greater	680	Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees	Apply now View details	Compare	loading Fetching your data...
U.S. Bank Cash+™ Visa Signature® Card	0% for the first 12 billing cycles (then 16.24% to 25.74% variable)	$5 or 3% of the transaction, whichever is greater	670	When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Black Card™	0% for the first 15 billing cycles (then 17.24% variable)	$5 or 3% of the transaction, whichever is greater	670	Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Gold Card™	0% for the first 15 billing cycles (then 17.24% variable)	$5 or 3% of the transaction, whichever is greater	740	Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.	Apply now View details	Compare	loading Fetching your data...
Luxury Card Mastercard® Titanium Card™	0% for the first 15 billing cycles (then 17.24% variable)	$5 or 3% of the transaction, whichever is greater	700	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Apply now View details	Compare	loading Fetching your data...
Charity Charge World Mastercard® Credit Card	1.99% for the first 6 monthly billing cycles (then 16.24% to 22.24% variable)	$10 or 5% of the transaction, whichever is greater	670	1% cash back to the nonprofits, K-12 schools, colleges and religious organizations of your choice.	Apply now View details	Compare	loading Fetching your data...
ABOC Platinum Rewards Credit Card	0% for the first 12 months (then 15.15% to 25.15% variable)	$5 or 3% of the transaction, whichever is greater	580	Earn $150 in statement credit after you spend $1,200 on purchases within the first 90 days from account opening.	Apply now View details	Compare	loading Fetching your data...
UNITY Visa® Secured Credit Card	9.95% for the first 6 months (then 17.99% fixed)	$10 or 3% of the transaction, whichever is greater	300	Borrow up to $10,000 and get your credit score back on track.	Apply now View details	Compare	loading Fetching your data...
NASA Federal Platinum Advantage Rewards Credit Card	7.9% for the first 90 days (then 12.15% to 17.99% variable)	None	670	Enjoy perks and save money while gaining points with every purchase.	View details	Compare	loading Fetching your data...
Discover it® Secured	10.99% for the first 6 months (then 25.24% variable)	3%	580	2% cashback at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases.	View details	Compare	loading Fetching your data...
Aspire Platinum Mastercard®	0% for the first 6 billing cycles (then 8.9% to 18% variable)	$5 or 2% of the transaction, whichever is greater	580	Enjoy a 0% introductory APR on purchases and balance transfers for the first 6 months.	View details	Compare	loading Fetching your data...

Compare up to 4 providers

Compare American Express credit cards

Megan Horner

As the publisher of credit cards at finder.com, Megan is passionate about helping you compare and find the best credit cards for your situation, whether that is earning great rewards or improving your credit score. In her previous position, Megan worked as an assigning editor at Credit Karma, where she focused on editing and publishing educational articles on credit cards. Megan started her career as a writer at a comparison website, so she has a longstanding background in surfacing the best deals and helping people make decisions. In her spare time, Megan likes to hike, camp, surf, and read.

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