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The Gohenry debit card has standard features that help teach your child how to manage money while giving you access and control on their allowance and spending. But you can’t add your spouse as a secondary user and there’s an unavoidable $3.99 monthly fee per child — unlike other cards that have a flat fee for the whole family.
$3.99
Monthly maintenance fee
$0
Signature transaction fee
$0
PIN transaction fee
Card type | Debit |
---|---|
Card network | Mastercard |
Monthly fee | $3.99 |
Signature transaction fee | $0 |
PIN transaction fee | $0 |
Review by
Rhys Subitch is a writer and editor at Finder who tackles topics across the site. With half a decade of experience researching, editing and writing for a Fortune 500 company, university and several independent publications, Rhys brings readers the most up-to-date and curated info on all things finance.
Spending controls and a free trial make Gohenry a decent option if you’re looking to help teach your child financial responsibility. Its features are fairly standard among debit cards geared towards kids, but it’s a solid product overall.
Where it falls short is in its funding options and pricing. Other debit cards offer a monthly price for an entire family or a yearly price per card, but Gohenry‘s monthly fee per card can quickly add up if you want more than one account. Funding through the debit card is also currently the only option for getting money to the account, which may not be as convenient as using a credit card.
Sign up for a Gohenry debit card in five simple steps:
To sign up for Gohenry, primary account holders must meet the following criteria:
Subaccounts are available for children from ages six to 18.
To sign up for an account you’ll need to provide the following:
You can only fund your parent account by attaching a debit card. You can transfer funds to your child’s account automatically each week and as one-off transfers.
Your child’s card will arrive in seven business days, but you can start loading funds to your account immediately. Visit the website or use the mobile app to connect your debit card and get started.
Like other debit cards, Gohenry comes with the ability to track spending, set automatic payments and receive notifications through an app. Other benefits include:
Consider the following before you sign up for a Gohenry debit card:
Before you sign up, you can compare debit cards for kids by using our guide to find the best fit for your family.
Once your child has their card in hand, set up, pay and manage your account: