Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Georgia Tech scholarships, student loans and grants

This Atlanta-based school offers both need- and merit- based options.

With annual costs running close to $30,000 for in-state students, Georgia Tech is one of the less-expensive colleges out there. It also isn’t bad for out-of-state students, even though it costs nearly twice as much. However, it doesn’t have as many financial aid resources as you might find at schools with a higher price tag.

How much does it cost to go to Georgia Tech?

Costs of attending Georgia TechIn-state costsOut-of-state costs
Room and board$12,090$12,090
Books and supplies$800$800
Other expenses$3,260$3,260
Total for the 2019-2020 academic year$28,832$49,944

As you can see, the cost of attendance (COA) at Georgia Tech goes beyond tuition and fees to include housing, meal plans and other expenses that come with being a student in Atlanta. How much you pay depends on whether you’re an in-state or out-of-state student.

What’s the average student debt load for Georgia Tech students?

Georgia Tech students typically graduate with an average federal student debt load of $23,750, according to the Department of Education. You can cut down on your out-of-pocket cost by taking advantage of scholarships, grants and other gift aid.

Does Georgia Tech offer a tuition payment plan?

Yes. Georgia Tech offers a payment plan that allows you to hold off on paying up to 50% of your current semester’s tuition and fees. The program involves paying off the balance in two monthly installments, with the first one due around 30 days after classes start. The remaining amount is due 60 days after classes begin.

It costs $75 to enroll in the payment program. You also might have to make a down payment to register for the program. You can sign up for the payment plan through the Georgia Tech Bill Payment Suite.

Georgia Tech scholarships and grants

Georgia Tech offers several scholarship and grant programs to reduce how much you have to borrow to pay for school. Grants are available based on financial need, while scholarships are available based on need and merit. You can only use your grants or scholarships to cover two of the three semesters per academic year: fall, spring or summer.

You can apply by filling out the Georgia Tech Application for Scholarships and Financial Aid (GT App), the FAFSA and the CSS Profile by Georgia Tech’s priority filing deadline: January 31st.

Georgia Tech Grant

AmountVaries depending on financial need and available funds
Eligibility requirements

To qualify for the Georgia Tech Grant, you need to meet the following criteria:

  • Demonstrated financial need
  • Maintain at least a 2.0 cumulative and semester GPA

All Georgia Tech students are considered for this need-based grant when they apply for financial aid. You can use this grant to cover up to eight semesters of courses. Transfer students can also qualify for this grant in some cases, depending on how many credits you transfer.

Dean’s Grant

AmountVaries depending on your financial aid package
Eligibility requirements

You must meet the following requirements to qualify for the Dean’s Grant:

  • Undergraduate student
  • Enrolled full-time in the College of Sciences or Ivan Allen College
  • No previous bachelor’s degree
  • Maintain a 3.0 GPA or higher after receiving the grant
  • Maintain good academic standing
  • Maintain satisfactory academic progress

The Dean’s Grants are based on financial need and available to students attending the Georgia Tech College of Sciences or Ivan Allen College. While you must meet the minimum requirements for satisfactory academic progress to receive the grant, you have to keep up a 3.0 GPA or higher after getting the grant to remain eligible. And it’s only available for up to eight semesters.

G. Wayne Clough Georgia Tech Promise Program

AmountUp to 100% of financial need in combination with a $2,500 annual work-study job — for up to eight semesters
Eligibility requirements

You must meet the following criteria to qualify for this program:

  • Incoming first-year student
  • Graduate of an accredited Georgia high school
  • Georgia resident
  • Eligible for federal student aid
  • Eligible for either Georgia HOPE Or Zell Miller scholarships
  • Submit the FAFSA, CSS Profile and GT App by required deadlines
  • Maintain at least a 2.0 GPA
  • Maintain satisfactory academic progress
  • Stay enrolled full time

Your parents must also meet the following requirements:

  • Georgia residents
  • Filed US federal and Georgia state tax returns for the FAFSA base year
  • Less than $33,000 household income and assets

This need-based scholarship and work-study program covers full financial need for Georgia residents. You must be an incoming first-year student to apply and attend several enrichment activities, such as a new student retreat and one-on-one meetings with a financial aid staff member. You also need to submit a Georgia Tech financial aid application on top of the FAFSA and CSS Profile to be considered.

Godbold Family Foundation Scholarship

AmountUp to 100% of financial need in combination with a $2,500 annual work-study job — for up to eight semesters
Eligibility requirements

You must meet the following criteria to qualify for this scholarship:

  • Incoming first-year student
  • Resident of South Carolina, Florida, North Carolina or Tennessee
  • 1500 SAT score or higher (math and verbal scores only)
  • Demonstrated financial need
  • Meet application and financial aid deadlines

Similar to the G. Wayne Clough Georgia Tech Promise Program, this need-based scholarship and work-study program covers up to 100% of financial need. The main difference is that it’s available to residents of nearby states, rather than students from Georgia. Preference goes to students whose expected family contribution (EFC) is less than half the cost of attendance.

BlackRock Hallac Scholarship

AmountFull cost of attendance for up to three years
Eligibility requirements

You must meet the following requirements to qualify for this scholarship:

  • Incoming second-year student
  • 3.0 GPA or higher
  • Demonstrated financial need

Students at the College of Engineering and the College of Computing get preference, as do women and underrepresented minorities.

Each year, two students receive this full-ride scholarship funded by public asset management firm BlackRock. It’s a need- and merit-based scholarship for STEM students who show innovative thinking. Scholars also get help finding a paid internship during the summer after their second year and receive a paid internship at BlackRock between their third and fourth year of school.

Provost Scholarship

AmountThe non-resident portion of tuition for up to eight semesters
Eligibility requirements

You must meet the following requirements to qualify for this scholarship:

  • Incoming first-year student
  • Out-of-state student
  • Extraordinary academic achievement
  • Outstanding leadership skills
  • Maintain a 3.0 GPA or higher

Georgia Tech’s Provost Scholarship is a merit-based tuition waiver for 40 incoming first-year students from out of state. Like with most other grants and scholarships at Georgia Tech, you don’t need to submit a separate application. The committee will notify you if you’ve been selected within two weeks of receiving your admissions decision.

Georgia Tech Alumni Association scholarships

Eligibility requirementsVaries depending on the scholarship — many are available based on residency, ethnicity, gender identification or your family’s employment history.

The Georgia Tech Alumni Association offers a range of scholarships available to most Georgia Tech students. These scholarships require a separate application that’s due on January 25th the year before you need the funds. You’re eligible to apply as soon as you’ve submitted your application — even if you haven’t gotten your acceptance letter. You can apply through the Georgia Tech Alumni Association’s website.

Are there other scholarships and grants available?

Yes. Georgia Tech students can also apply for outside scholarships and grants, including the National Merit Scholarship and the HOPE Scholarship for Georgia residents. Since Georgia Tech is a state school, there are generally more scholarships options for in-state than out-of-state students. You might want to consider scholarships available through your home state if you aren’t from Georgia. Or consider applying for private scholarships and grants.

Student loans to pay for Georgia Tech

Still need help paying for school after applying for scholarships and grants? At this point, you might want to consider student loans. Try for federal loans first — they’re easier for most students to qualify for on their own, have relatively low rates and come with more flexible repayment options. But there’s a cap on how much you can borrow. If you can’t qualify or run out of federal funds, your next best bet might be a private student loan.

Compare private student loan providers

Explore your options by APR, minimum credit score, loan amount and loan term. Select the Get started button to start an application with a specific lender.

Name Product APR Min. Credit Score Loan amount Loan Term
Stride Funding Income Share Agreement
As low as 2%
Up to $25,000
2 to 10 years
A student loan alternative for graduate students based on your future salary.
EDvestinU Private Student Loans
4.092% to 8.609% with autopay
$1,000 - $200,000
7 to 20 years
Straightforward student loans for undergraduate and graduate students.
CommonBond Private Student Loans
3.74% to 10.74%
$5,000 - $500,000
5 to 15 years
Finance your college education through this lender with a strong social mission and terms that fit your budget.
Edvisors Private Student Loan Marketplace
Varies by lender
Varies by lender
Varies by lender
Varies by lender
Quickly compare private lenders for your school and apply for the right student loan.
Credible Labs Inc. (Student Loan Platform)
Starting at 0.99% with autopay
Good to excellent credit
Starting at $1,000
5 to 20 years
Get prequalified rates from private lenders offering student loans with no origination or prepayment fees.

Compare up to 4 providers

Bottom line

Georgia Tech offers a wide range of scholarships and grants based on merit, financial need — or both. Most don’t require an application, but some might — like the alumni scholarships. Applying for these first can cut down on how much you need to borrow and help you graduate with less debt.

You can learn more about how to fund your degree with our guide to student loans.

Frequently asked questions

Does Georgia Tech meet 100% of financial need?

No, Georgia Tech doesn’t have the resources to meet the financial need of every student. But there are several need-based scholarships and grants that can help low-income students afford Georgia Tech’s COA without going into debt.

Does Georgia Tech give scholarships to international students?

Generally, no — even institutional scholarships and grants are generally only available to US citizens and permanent residents. If your financial circumstances change, however, there are several options to help cover your tuition costs, including working on campus or participating in an eligible internship. Talk to the school’s Office of International Education to learn more about your options.

Does Georgia Tech require students to fill out the FAFSA?

Not if you can cover the full cost of tuition up front. Otherwise, you need to submit the FAFSA by January 31st to be considered for federal aid and most institutional scholarships — in addition to filling out the CSS Profile and the GT App.

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site