Gabi car insurance: Mar 2021 review |
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Gabi car insurance review 2021

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Upload your current car and home insurance policy and get customized quotes in minutes.'s rating: 4.5 / 5


  • Get a quote if you like saving time and money while shopping for car insurance.
  • Pick something else if you prefer doing your own comparisons.
  • Drivers of all kinds can find providers.


Roadside assistance


New car protection

Accident forgiveness


States served All 50 states
Roadside assistance Optional
Accident forgiveness Yes
New car protection Optional
Pay schedule Depends on provider
Claims methods Depends on provider
Rideshare coverage Depends on provider
SR-22 support Depends on provider


  • Licensed broker
  • Quick quotes
  • Bundling discounts
  • Convenient account management
  • Personal advisors


  • Not direct insurance
  • Access only to Gabi partners
  • Customer experience varies by provider
  • Brand new company
  • Requires current account info
Anti-theft device discount Depends on provider
Bundling discount Depends on provider
Defensive driving discount Depends on provider
Good student discount Depends on provider
Loyalty discount Depends on provider
Homeowner discount Depends on provider
Military discount Depends on provider
Safety device discount Depends on provider
Special employment discount Depends on provider
Usage-based discount Depends on provider

Expert review

Sarah George

Review by

Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.

Expert review

Gabi uses intuitive technology, experienced advisors and your coverage information to find the best insurance it can offer through its provider network. But local insurers often aren’t in that network, which means you won’t see all your options.

If you’re looking to save time when shopping for car insurance, Gabi can help. But if you’re willing to put in the legwork, you can widen your search by comparing providers on your own and purchasing directly from your favorite insurer.

How to apply for Gabi car insurance

Gabi makes it easy to find a cheaper quote for the same coverage you have now. Upload your current bill and get matched with cheaper companies. Gabi claims most people save an average of $961 a year by switching.

You can get started and receive a policy through Gabi in minutes:

  1. Create an account with your email and phone number (don’t worry, you won’t be spammed).
  2. Enter your personal details, driving record and car details.
  3. Add info about your current coverage and current insurance company.
  4. Provide your insurer’s online account information or upload a PDF of the policy declaration page.
  5. View your preliminary quotes with similar coverage or update your desired coverage.
  6. Confirm your information and choose a provider.
  7. Receive your finalized quote and savings after Gabi checks your driving record.
  8. Start your policy and choose your payment info.

What info do I need to apply?

Before you apply, gather the following:

  • Name, address and email
  • Current insurer’s name
  • Your current policy account information or declarations page in PDF form
  • Driver’s license number
  • Vehicle make, model and license plate or VIN
  • Driving record
  • Coverage needs
  • Bank account or credit card information

What extra discounts and benefits does Gabi offer?

This service keeps things simple with limited benefits and discounts, including:

  • Policy bundling. Connect with multiple types of insurance and Gabi helps you find the best rates or discounts separately or in a bundled package.
  • Insurance advisors. Confused or have a pressing question? Let a personal advisor walk you through coverage once you’ve applied for a policy.
  • Policy management. Access and manage your policies through your Gabi account.
  • Online proof of insurance. View your insurance documents online while you’re waiting for an official copy to come in the mail.

What insurance coverage does Gabi offer?

Gabi is essentially a smart shopping tool from a broker licensed in 50 states. It can help you find coverage at lets you compare prices. Its partners offer a variety of coverage, including:

  • Property damage liability. Pays vehicle or property damage in an at-fault accident.
  • Bodily injury liability. Covers medical needs and legal expenses if others get hurt in an accident you cause.
  • Uninsured/underinsured motorist. Helps you cover repairs and medical bills when the other driver doesn’t carry enough insurance to pay.
  • Personal injury protection (PIP). Includes coverage for medical bills and, in some states, lost wages, child care or funeral expenses. Applies regardless of fault to you or your passengers.
  • Collision. Covers repairs to your own car or buying a new one, if needed.
  • Comprehensive. Helps in accidents that don’t involve another vehicle, such as hitting an animal, fire, theft or vandalism.

Alternatives to Gabi

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
All 50 states
Enjoy low rates for mature drivers, plus freebies and AARP member perks like free replacement cost coverage. Only for drivers over age 50.
Available in 30 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Liberty Mutual
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.

Compare up to 4 providers

Pros and cons of Gabi car insurance


  • Licensed broker. Because Gabi works directly with partners as a broker, the company isn’t out to sell your sensitive information.
  • Quick comparisons. The company boasts that it compares up to 40 quotes for you in two minutes or less.
  • Bundling discounts. Gabi’s intuitive technology pairs your insurance needs together to find bundling options—then compares that alongside individual policies for the best price.
  • Convenient online account. See all your policies and manage coverage, drivers or vehicles in one location.
  • Insurance advisors. Get in touch with the company to ask questions or make a claim via email, chat or with a personal advisor once you’ve chosen a policy.


  • Not direct insurance. Gabi doesn’t offer insurance products directly, meaning you’ll have to work with a different company to receive paid benefits.
  • Works only with Gabi providers. The company uses a variety of providers, but may not search through all the available options, especially local providers.
  • Customer experience varies. Your experience depends on your provider. A highly satisfied Gabi customers doesn’t mean you won’t have trouble with a provider you choose.
  • New company. With only a few years under its belt, Gabi may need more time to prove itself in the insurance field. However, it does have an A++ rating with AM Best.

Frequently asked questions about Gabi

Car insurance ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our insurance team ranks insurers from one to five stars by analyzing key factors that include customer satisfaction, policy options, price, billing, claims and support. Our star ratings are designed to help you narrow down an insurance provider that best suits your budget and coverage needs.

Learn the details of our methodology and scoring.

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