Our verdict
This well-known debt settlement company has helped over 850,000 people resolve debt and receives overwhelmingly positive customer reviews. Like with any legitimate debt relief company, no fees apply until after the first settlement is reached. But it's unclear how many customers finish the program or actually see savings.Best for: Debt holders trying to avoid bankruptcy.
- Settled over $15 billion in debt for over 800,000 customers
- Positive reviews of customer service
- Founding member of the American Fair Credit Council
- Debt settlement not guaranteed
- Legal issues with the Consumer Financial Protection Bureau and NY State Attorney General