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FoundersCard review

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Use this card to connect with more than 30,000 entrepreneurs and business owners.

  • Get this card if you are a business owner or an entrepreneur who travels often.
  • Pick something else if you want a credit card.
  • Apply with any credit score. This is not a credit card so there are no score requirements.

Details

Product NameFoundersCard
Annual fee$395
Purchase APRN/A
Balance transfer APRN/A

The basics

The FoundersCard is a membership card designed for company owners, entrepreneurs and innovators who travel often. Most of the card’s benefits come in the form of discounted airfare, hotel stays and car rentals. You can also get discounts on select business services, including, but not limited to, UPS, Apple and Office Depot.

However, this isn’t a credit card and you can’t use it to make purchases.

The basics

  • VIP travel privileges.
    Use benefits such as complimentary elite status, discounted airfare and travel experiences at airline and car rental partners. Partners include American Airlines, JetBlue, British Airways, Emirates, Qantas, Cathay Pacific, Avis and Hertz.
  • Hotel program.
    Save money on stays at partner hotels with special discounted rates. Partner hotels include Hilton, Caesars, W Hotels and Rosewood. You also get benefits like room upgrades, complimentary breakfast, no resort fees, flexible cancelation and more.
  • Business solutions.
    Get exclusive benefits and discounts at retail partners, including Apple, UPS, Shopify, AT&T, Dell, 99designs, Office Depot and Microsoft Office.
  • Lifestyle privileges.
    Get special privileges and discounted prices at Audi, BMW, Jaguar, Land Rover, at select retail stores and at select spa, wellness and fitness locations worldwide.
  • Networking.
    Become a member of a community of more than 30,000 like-minded individuals. FoundersCard often hosts member-only networking events worldwide where you can make new business connections.

What to watch out for

  • Not a credit card.
    This is a membership card and not a credit card, meaning you can’t use it to make purchases.
  • Annual fee.
    The annual membership fee is $595 standard rate. You can get this rate discounted to $395 when you use the code FCVIPFINDER on your application.
  • Initiation fee.
    Aside from paying the annual fee, you need to make a one-time payment of $95. This fee is waived when you use the code FCVIPFINDER upon sign up.
  • Benefit redemptions not automatic.
    Redeem benefits and discounted prices from your membership account. You can do so either on the FoundersCard website, its mobile app or using the Google Chrome extension, which notifies you whenever you visit a partner retailer that you can use certain benefits with your card.

How to apply for FoundersCard

  1. Click apply now.
  2. Fill out the application form.
  3. Use the code FCVIPFINDER on your application.
  4. Review the form and submit.

What credit score do I need?

Since this is not a credit card there are no credit score requirements.

Compare business credit cards

Updated September 18th, 2019
Name Product Rewards Purchase APR Annual fee
2% cash back on all purchases on up to $50,000 per calendar year, then 1%
0% intro for the first 12 months (then 15.24% to 21.24% variable)
$0
Earn 2% cash back on all purchases on up to $50,000 per calendar year, then 1%. Rates & fees
2% cash back on all purchases
19.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn $500 after spending $4,500 in the first 3 months.
1.5% cash back on all purchases
0% intro for the first 9 months (then 15.24%, 19.24% or 23.24% variable)
$0
Unlimited 1.5% cash back on every purchase, every day.
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% intro for the first 12 months (then 15.24% to 21.24% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
2x miles on all purchases
19.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn unlimited 2x miles on every purchase for your business, with no blackouts or seat restrictions, and no minimum to redeem.

Compare up to 4 providers

Bottom line

If you’re a frequent traveler and startup company founder, the FoundersCard could be worth considering. You can save thousands of dollars with benefits and discounts at airline, hotel, car rental or retail partners. But the biggest benefit of this card is the networking opportunities when you join the community of 30,000 like-minded individuals.

However, if you want a credit card with travel rewards, check out other premium cards and compare your options.

Frequently asked questions

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