FoundersCard review |

FoundersCard review

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Use this card to connect with more than 30,000 entrepreneurs and business owners.

  • Get this card if you are a business owner or an entrepreneur who travels often.
  • Pick something else if you want a credit card.
  • Apply with any credit score. This is not a credit card so there are no score requirements.
Product NameFoundersCard
Annual FeeUp to $595
Standard Purchase APRN/A
Intro Purchase APR


Intro Balance Transfer APR


Minimum Age18 years of age
RewardsMembers-only pricing, privileges, and promotions with a wide network of leading fashion, fitness and entertainment brands

The basics

The FoundersCard is a membership card designed for company owners, entrepreneurs and innovators who travel often. Most of the card’s benefits come in the form of discounted airfare, hotel stays and car rentals. You can also get discounts on select business services, including, but not limited to, UPS, Apple and Office Depot.

However, keep in mind that this is not a credit card and you can’t use it to make purchases.

The basics

  • VIP travel privileges.
    Use benefits such as complimentary elite status, discounted airfare and travel experiences at airline and car rental partners. Partners include American Airlines, JetBlue, British Airways, Emirates, Qantas, Cathay Pacific, Avis, Hertz and more.
  • Hotel program.
    Save money on stays at partner hotels with special discounted rates. Partner hotels include Hilton, Caesars, W Hotels, Rosewood and more. You also get benefits such as room upgrades, complimentary breakfast, no resort fees, flexible cancelation and more.
  • Business solutions.
    Get exclusive benefits and discounts at retail partners, including Apple, UPS, Shopify, AT&T, Dell, 99designs, Office Depot, Microsoft Office and more.
  • Lifestyle privileges.
    Get special privileges and discounted prices at Audi, BMW, Jaguar, Land Rover, at select retail stores and at select spa, wellness and fitness locations worldwide.
  • Networking.
    Become a member of a community of more than 30,000 like-minded individuals. FoundersCard often hosts member-only networking events worldwide where you can make new business connections.

What to watch out for

  • Not a credit card.
    This is a membership card and not a credit card, meaning you can’t use it to make purchases.
  • Annual fee.
    The annual membership fee is $595 standard rate. You can get this rate discounted to $395 if you sign up using an affiliate link.
  • Initiation fee.
    Aside from paying the annual fee, you need to make a one-time payment of $95.
  • Benefit redemptions not automatic.
    Redeem benefits and discounted prices from your membership account. You can do so either on the FoundersCard website, their mobile app or using the Google Chrome extension, which notifies you whenever you visit a partner retailer that you can use certain benefits with your card.

How to apply for FoundersCard

  1. Visit the FoundersCard website.
  2. Click Apply at the top right corner of the website.
  3. Fill out the application form.
  4. Review the form and submit.

What credit score do I need?

Since this is not a credit card there are no credit score requirements.

Compare business credit cards

Updated June 19th, 2019
Name Product Rewards Purchase APR Annual Fee
0% for the first 20 billing cycles (then 12.24% to 20.24% variable)
Enjoy a market-leading 0% intro APR on purchases and balance transfers for the first 20 billing cycles, reverting to a variable 12.24% to 20.24% APR. Rates & Fees
5% back at US office supply stores and on US wireless telephone services on up to $50,000 annually (then 1%). 3% on a chosen category on up to $50,000 annually, then 1% after and on everything else
0% for the first 15 months (then 14.49% to 21.49% variable)
Save on interest with a 0% intro APR on purchases for 15 months. After that your APR will be variable. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% for the first 12 months (then 15.49% to 21.49% variable)
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
12x points at Hilton, 6x points on select business and travel and 3x points on all other purchases
17.99% to 26.99% variable
Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases within the first 3 months of card membership. Rates & fees
2x miles on Delta purchases and 1x miles on all other purchases
0% for the first 6 months (then 17.99% to 26.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Earn 70,000 bonus miles after you make $4,000 in purchases on your new card within your first 3 months. Plus earn $50 after you make your first Delta purchase in the same timeframe. Rates & fees

Compare up to 4 providers

Bottom line

If you’re a frequent traveler and startup company founder, the FoundersCard could be worth considering. You can save thousands of dollars with benefits and discounts at airline, hotel, car rental or retail partners. But the biggest benefit of this card is the networking opportunities when you join the community of 30,000 like-minded individuals.

However, if you want a credit card with travel rewards, check out other premium cards and compare your options.

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