Pay Over Time comes in two forms
There are two flexible-payment plans to choose from:
- Pay Over Time Direct.
All eligible purchases will automatically be added to your Pay Over Time balance.
- Pay Over Time Select.
Eligible charges won’t automatically be added to your Pay Over Time balance. Instead, for each eligible charge, you must request for it to be added to your Pay Over Time balance.
You can change between Direct and Select by calling the number on the back of your card.