What states is Flexible Finance available in?
Flexible Finance Loans is available in six states:
- California
- Illinois
- Louisiana
- Missouri
- New Mexico
- Wisconsin
Flexible Finance offers more than payday loans, you can find installment and title loans as well. But with a limited state reach and no online application, it’s not the most convenient lender out there.
1 day
Turnaround time
Product Name | Flexible Finance |
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Loan Term | Varies by state |
Loan Security | Secured,Unsecured |
Turnaround Time | 1 day |
Requirements | Active checking account, proof of income, government-issued ID, US citizen or permanent resident, ages 18+ |
Flexible Finance is a short-term loan provider that offers payday, installment and auto title loans to borrowers of six states. It doesn’t have an online loan application, which means you’ll need to visit a store to apply.
How much you can borrow depends on the type of short-term loan you’re interested in and where you live. In general, you may be able to borrow up to $500 with a payday loan, up to $2,500 with an installment loan and up to $10,000 with an auto title loan.
Loan terms also vary by state and loan type — with payday loans having the shortest term of just a few weeks, and installment and auto title loans lasting anywhere from six to 12 months.
And when it comes to costs, you’ll be charged interest and fees that vary based on where you live, how much you borrow and your loan term. Like with most short-term loans, don’t be surprised to see APRs in the triple digits — or even higher.
Flexible Finance Loans is available in six states:
Here are a few perks of taking out a loan from Flexible Finance:
Consider these potential drawbacks before taking out a short-term loan from Flexible Finance:
Yes, Flexible Finance has an encrypted website and an industry-standard privacy policy. And since it doesn’t offer an online application, you won’t have to worry about your personal information being compromised online. While this adds an extra layer of security, you should confirm your paper application will be stored in a secure location when you apply in person.
BBB accredited | No |
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BBB rating | A+ |
Customer reviews verified as of | 16 October 2020 |
To be eligible for a loan from Flexible Finance, you’ll need to meet the following requirements:
Since Flexible Finance only offers loans in stores, you’ll need to find a branch near you to apply. Follow these steps:
Provided you have all the information you need to apply, it should only take a few minutes to complete your application. And if you’re approved, you’ll receive your loan funds before you leave the store.
The documents you need to bring to a Flexible Finance branch vary by loan type:
The most important part of borrowing a loan is repaying it on time. Flexible Finance allows borrowers to choose between several payment options, including:
If you’re unable to make your payment, contact Flexible Finance right away to discuss your options and potentially avoid additional missed payment fees. Flexible Finance may report late installment and auto title loan payments to Transunion as well as other, alternative credit reporting agencies.
Flexible Finance offers several short-term loan options to borrowers in six states. But it doesn’t offer an online application, so you’ll need to visit a local storefront to apply in person.
Looking for an online lender? Compare your other short-term loan options or consider one of these less-expensive payday loan alternatives instead.