Finny review

A financial education app — but is it worth the subscription fee?

Finny is a financial education app that uses an AI-based robot to help answer your financial questions. The app features a wealth of information regarding money and investing — but it costs $8.25 to $14.95 a month. And from our experience, the information you find in the app isn’t that different from what you can find online for free.

$14.95 per month



Option trade feeN/A
Asset typesOther
Account typesOther

Review by

Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.

Expert review

Finny aims to be a one-stop-shop for financial education. It’s best for those who feel overwhelmed by financial information online and want a designated place to go for guidance and support. The app has money guides that cover topics such as debt management, homes and mortgages, bank accounts and more.

But these features are only available on the Premium plan. From what we can tell, Finny doesn’t have any standout features that help justify the cost. The resources and information you receive through the app aren’t all that different from what you can find online for free.

Unless you feel completely overwhelmed every time you Google a financial question, I’d recommend saving your money and sticking with the Internet’s infinite amount of free resources.

How much does Finny cost?

It’s free to sign up for a Finny account. But you’ll pay extra to access premium features such as Finny’s money guides, search engine and in-depth investment security reviews. Here’s how the pricing breaks down:

  • Basic analysis of individual stocks, ETFs, mutual funds and cryptos
Premium$14.95 a month or $99 a year
  • Money guides
  • In-depth analysis of individual stocks, ETFs, mutual funds and cryptos

How do I open a Finny account?

Follow these steps to sign up for Finny online:

  1. Go to the provider’s site and follow the steps to apply.
  2. From the Finny website,click Start your free seven-day trial.
  3. Click Create an account.
  4. Enter your email address and click Send.
  5. Jump over to your email and click the link Finny sent you.
  6. Enter your name and password and click Sign up.
  7. Click Sign in and enter your email address and password.

How does Finny work?

Finny divides its offerings into four categories: Ask Finny, Money Guides, Investing Tools and Analysis and Charts.

Ask Finny

Type a question into the Ask Finny search bar to access responses and browse forum discussions from the Finny community. Users can also ask Finny Coaches questions that aren’t answered on the site.

According to Finny, coaches are employees or contractors and aren’t compensated for any products or securities they’ve highlighted in their responses. But there’s no information on the site about how coaches are chosen or if there are any required qualifications.

Money Guides

Finny’s money guides traverse a variety of topics, including money management, credit scores, investing, debt management, mortgages, retirement planning, insurance and savings vehicles.

Investing Tools

Finny’s investing tools are designed to help you compare securities, brush up on market news and screen stocks:

  • Quick take. Enter a stock’s ticker symbol for a breakdown of pros and cons for investing in that security.
  • Compare wizard. See how a pair of securities stack up by entering their ticker symbols and reviewing their key stats side by side.
  • Similar stocks and funds. Enter a stock’s ticker symbol to review comparable securities in the same industry and sector.
  • ETF ideas. Assess top ETFs across different categories and industries, from large- and small-cap funds to prominent real estate ETFs.
  • Mutual fund ideas. Review US equity, international equity, taxable fixed income, tax exempt fixed income, balanced, index funds and Vanguard funds.
  • Stock screeners. Tap into data on Finny’s prepopulated lists of popular stock categories.
  • Massive upside stocks. View Finny’s top small-, mid- and large-cap stock picks by market sector.
  • Market scanners. Access key ETF performance data by country, commodity, bond, sector and market.
  • Company and market news. Stay up to date with relevant market, cryptocurrency and company news.
  • Low-cost funds. Pinpoint low-cost mutual funds and ETFs.
  • Dividend picks. Find ETFs with competitive returns and stocks with dividend yields of at least 7%.

Analysis and Charts

Enter a ticker symbol for a deep dive on that security’s data. Up top, you’re presented with the stock’s market price and Finny score: a score from 0 to 100 that takes into account Finny’s pros and cons for investing in the stock.

Scroll further down the page and you’ll get a list of key stats, including average analyst rating, industry, sector, market cap, revenue, profit margin and more. There’s also a news tab, which includes articles ordered by date from a variety of sources that vary by stock.

You can also access charts and graphs on the stock, which display data from a variety of metrics:

  • Analyst price target
  • Analyst ratings
  • Cash to debt
  • Debt to equity
  • Enterprise multiple
  • Enterprise value/revenue
  • Forward dividend yield
  • Forward P/E ratio
  • PEG
  • Price/book
  • Price range
  • Price/sales
  • Profit margin
  • Return
  • Revenue growth
  • Short interest ratio
  • Short share of float
  • Trading volume
  • Trailing dividend yield
  • Trailing P/E ratio

Is Finny safe to use?

Finny doesn’t connect to any of your financial accounts. If you choose the Premium plan, you’ll share your card information. Finny has standard security measures in place to protect your financial and personal information from any unauthorized access.

What are the pros and cons of Finny?

Here are some pros and cons you should be aware of if you’re thinking about using Finny:


  • Free trial. Finny comes with a seven-day free trial so you can experience the Premium version to decide if it’s right for you. But fair warning — you’ll pay a $99 annual subscription fee if you fail to cancel before your trial expires.


  • Basic free version. The only thing you can do with the free version is read basic analyses of securities. Almost everything else requires you to “Unlock Finny Premium.”
  • No stand-out features. Most investing platforms have stock charts and analyses where you can get in-depth comparisons of securities. Other sites have free money guides and blog posts where you can learn how to make informed financial decisions.

Finny Q&A

We had the opportunity to ask Milan Kovacevic, co-founder of Finny, some questions about the platform. Here’s what we asked:

  1. Are there any new features planned that you can tell us about?
    We’ll be launching a free, game-based financial education app next month.
  2. What makes Finny different from other robo-advice platforms or human advisors?
    Finny is not an advice platform and should not be compared to robo-advisors or human advisors. Finny is an investment research app.
  3. Who do you see as the target audience for Finny?
    The new generation of investors who are looking to learn about investing, and do their own research quickly and efficiently.
  4. How delayed is your stock information?
    The quotes are real-time, provided by IEX.

Compare brokerage accounts to purchase stocks

Finny can help you track stock performance and plan trades, but you can’t buy stocks on Finny. If you want to invest, you’ll need a brokerage account.

If you’re looking for a new brokerage account, use the table below to compare your options.

Name Product Asset types Option trade fee Annual fee Signup bonus
M1 Finance
Free 1-year trial of M1 Plus
when you sign up for M1 Finance
Invest in your favorite stocks or in curated portfolios with automatic rebalancing.
SoFi Invest
Stocks, ETFs, Cryptocurrency
Get one free stock worth up to $1,000
Open an account
A free way to invest in most equities.
Stocks, Bonds, Options, Mutual funds, ETFs, Cryptocurrency
$0 + $0.50/contract
$0 per month
$10 of crypto
Open an account with access to crypto
A platform built for all kinds of traders and all styles of trading
Stocks, Options, ETFs, Cryptocurrency
Free stock (chosen randomly with a value anywhere between $2.50 and $200)
Sign up using the "go to site" link
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Stash Invest
Stocks, ETFs
$1 per month
Add at least $5 to your Invest account
Stash is more than an investment app. You’ll have access to tools that can help you become a confident investor.
Stocks, ETFs, Cryptocurrency
$0 per month
Download and sign up with; approved accounts receive a free stock slice worth up to $300, selected from 9 popular stocks.
Open an account
Commission-free trading in stocks and ETFs with a social networking twist.

Compare up to 4 providers

*Signup bonus information updated weekly.

Frequently asked questions

Ask an expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use and Privacy and Cookies Policy.
Go to site