Find A Loan review
A standard connection service that works with lenders that offer large loans.
Bottom line. Find A Loan is up front about its lending and marketing partners, which is rare for a connection service. But it isn’t clear about the fees you could face — and most people won’t be eligible for the $50,000 loan amount it advertises.
|Product Name||Find A Loan|
|Loan Term||Not stated|
|Turnaround Time||Not stated|
|Requirements||At least 18 years old, $800+ month income, employed, checking account, US citizen|
Kellye Guinan was a financer writer for Finder, covering everything from loans from auto to personal to business finance.
Find A Loan is best for those who aren’t sure where to start for a loan. Its lending partners offer payday loans, installment loans and personal loans — and you may qualify despite past bankruptcy or poor credit. But you may be stuck with high rates that Find A Loan doesn’t disclose.
If you aren’t connected with a lender, compare other direct lenders and connection services to see if you qualify for another option.
- Multiple loan options available
- No fee to use service
- Bad credit or past bankruptcy OK
- Provides list of lenders and marketing partners
- No contact email or phone number
- Not available in all states
- Limited business information available on website
- Requires last four digits of Social Security number for connection
Find A Loan rates, fees and terms
There are no fees to use Find A Loan to connect with a lender. However, the lender you're connected with will have its own interest rates, fees and terms — and in some cases, your APR could be well above 300%. Understand the full cost of your loan before you agree to borrow.
Is Find A Loan legit?
See more payday loan options
Compare more providers by selecting your state of residence and hitting Show me my options.
Find A Loan reviews and complaints
Find A Loan doesn't have a BBB or Trustpilot page. While this is common for connection services, it mean you won't know how well it performs for other borrowers. If you're connected with a lender, check that company's customer reviews to confirm it's one you want to work with.
Am I eligible?
The lenders in Find A Loan's network require basic eligibility to qualify for a loan:
- Employed with a steady income of at least $800 monthly
- Active checking account
- At least 18 years old
- US citizen
While the lender you're connected with may have other eligibility criteria, Find A Loan says that some of its lending partners work with borrowers who have filed for bankruptcy or had other credit issues in the past.
What states is Find A Loan available in?
Find A Loan does not connect borrowers to lenders in Washington, DC, and 14 states:
- New Jersey
- New York
- North Carolina
- West Virginia
What information do I need to apply?
Enter basic personal information when you visit Find A Loan, including:
- Social Security number
- Date of birth
- Next pay date
- Driver's license number
- Bank routing and account number
How do I fill out the online form?
Visit Find A Loan's website to get started. It should take less than 15 minutes to complete its online form.
If you're connected with a lender, Find A Loan will transfer you to its website. If it isn't able to find a lender, you may be redirected to a different connection service.
What are my repayment options?
Your repayment options depend on the lender you're connected with. In many cases, you'll have a biweekly or monthly payment schedule. Check to see what your lender offers, and note any late payment fees or prepayment penalties before signing your loan contract.
Find A Loan can be a convenient option, though Iyou may want to compare more payday loan and installment loan options to find a direct lender or a connection service that's easier to contact.