Find A Loan review

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A standard connection service that works with lenders that offer large loans.

Bottom line. Find A Loan is up front about its lending and marketing partners, which is rare for a connection service. But it isn’t clear about the fees you could face — and most people won’t be eligible for the $50,000 loan amount it advertises.

$250

Min. Amount

$50,000

Max. Amount

Not stated

Turnaround time

Details

Product NameFind A Loan
Min. Amount$250
Max. Amount$50,000
Loan TermNot stated
Turnaround TimeNot stated
RequirementsAt least 18 years old, $800+ month income, employed, checking account, US citizen
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Review by


Kellye Guinan is a seasoned financial writer with over 500 articles under her belt spanning all things loans from auto to personal to business and everything in between. With four years in the field and five years of research experience, she's able to make complex personal finance decisions easier for everyday people to tackle. When she's not up to her knees learning about the latest trends in lending, she spends her time improving her own financial literacy and expertise.

Expert review

Find A Loan is best for those who aren’t sure where to start for a loan. Its lending partners offer payday loans, installment loans and personal loans — and you may qualify despite past bankruptcy or poor credit. But you may be stuck with high rates that Find A Loan doesn’t disclose.

If you aren’t connected with a lender, compare other direct lenders and connection services to see if you qualify for another option.

Pros

  • Multiple loan options available
  • No fee to use service
  • Bad credit or past bankruptcy OK
  • Provides list of lenders and marketing partners

Cons

  • No contact email or phone number
  • Not available in all states
  • Limited business information available on website
  • Requires last four digits of Social Security number for connection

Find A Loan rates, fees and terms

There are no fees to use Find A Loan to connect with a lender. However, the lender you're connected with will have its own interest rates, fees and terms — and in some cases, your APR could be well above 300%. Understand the full cost of your loan before you agree to borrow.

Is Find A Loan legit?

Find A Loan is a legit connection service that keeps your information secure through standard 256-bit SSL encryption. Its privacy policy covers how it uses and shares your personal information and how it keeps that information safe.

The privacy policy also covers how the company buys and sells leads, which is how it's able to connect you with a lender. But red flag: It offers only a contact form — not an active phone number or email — for help from customer service if you have problems.

See more payday loan options

Compare more providers by selecting your state of residence and hitting Show me my options.

Name Product Filter Values Loan amount Turnaround time Requirements
OppLoans Installment Loans
$500 to $5,000
1 business day
Direct deposit, meet minimum income requirements, live in eligible state
Comes with the option to change your due date so you won’t fall behind on repayments.
Stilt
$1,000 to $25,000
2 to 3 business days
Be employed, have a US bank account, live in a state where Stilt operates, hold one of the following visas: F-1 and OPT, H-1B, H4, O-1, L-1, TN, J-1, DACA or be a US citizen.
No green card? You could still qualify for a personal loan.
Fast5kLoans Short-term Loans Connection Service
$100 to $35,000
As soon as the next business day
Regular source of income, verifiable bank account, US citizen, ages 18+
Get connected with multiple lenders you might qualify with — even if you have bad credit.
LendYou Short-term Loans
$100 to $2,500
Same business day to 1 business day
$1,000+ monthly income, direct deposit, US citizen or permanent resident, ages 18+
Get offers from potential lenders in minutes by filling out just one online form.
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Compare up to 4 providers

Find A Loan reviews and complaints

Find A Loan doesn't have a BBB or Trustpilot page. While this is common for connection services, it mean you won't know how well it performs for other borrowers. If you're connected with a lender, check that company's customer reviews to confirm it's one you want to work with.

Am I eligible?

The lenders in Find A Loan's network require basic eligibility to qualify for a loan:

  • Employed with a steady income of at least $800 monthly
  • Active checking account
  • At least 18 years old
  • US citizen

While the lender you're connected with may have other eligibility criteria, Find A Loan says that some of its lending partners work with borrowers who have filed for bankruptcy or had other credit issues in the past.

What states is Find A Loan available in?

Find A Loan does not connect borrowers to lenders in Washington, DC, and 14 states:

  • Arizona
  • Arkansas
  • Connecticut
  • Georgia
  • Maryland
  • Massachusetts
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Vermont
  • Virginia
  • West Virginia

What information do I need to apply?

Enter basic personal information when you visit Find A Loan, including:

  • Social Security number
  • Date of birth
  • Next pay date
  • Driver's license number
  • Bank routing and account number

How do I fill out the online form?

Visit Find A Loan's website to get started. It should take less than 15 minutes to complete its online form.

If you're connected with a lender, Find A Loan will transfer you to its website. If it isn't able to find a lender, you may be redirected to a different connection service.

What are my repayment options?

Your repayment options depend on the lender you're connected with. In many cases, you'll have a biweekly or monthly payment schedule. Check to see what your lender offers, and note any late payment fees or prepayment penalties before signing your loan contract.

Find A Loan can be a convenient option, though Iyou may want to compare more payday loan and installment loan options to find a direct lender or a connection service that's easier to contact.

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