Find A Loan review
A standard connection service that works with lenders that offer large loans.
Bottom line. Find A Loan is up front about its lending and marketing partners, which is rare for a connection service. But it isn’t clear about the fees you could face — and most people won’t be eligible for the $50,000 loan amount it advertises.
$250
Min. Amount
$50,000
Max. Amount
Not stated
Turnaround time
Details
| Product Name | Find A Loan |
|---|---|
| Min. Amount | $250 |
| Max. Amount | $50,000 |
| Loan Term | Not stated |
| Turnaround Time | Not stated |
| Requirements | At least 18 years old, $800+ month income, employed, checking account, US citizen |
Expert review
Review by
Kellye Guinan
kellye.guinan@findercrew.comKellye Guinan is a writer and editor with Finder and has years of experience in academic writing and research. Between her passion for books and her love of language, she works on creating stories and volunteering her time on worthy causes. She lives in the woods and likes to find new bug friends in between reading just a little too much nonfiction.
Expert review
Find A Loan is best for those who aren’t sure where to start for a loan. Its lending partners offer payday loans, installment loans and personal loans — and you may qualify despite past bankruptcy or poor credit. But you may be stuck with high rates that Find A Loan doesn’t disclose.
If you aren’t connected with a lender, compare other direct lenders and connection services to see if you qualify for another option.
Pros
- Multiple loan options available
- No fee to use service
- Bad credit or past bankruptcy OK
- Provides list of lenders and marketing partners
Cons
- No contact email or phone number
- Not available in all states
- Limited business information available on website
- Requires last four digits of Social Security number for connection
Find A Loan rates, fees and terms
There are no fees to use Find A Loan to connect with a lender. However, the lender you're connected with will have its own interest rates, fees and terms — and in some cases, your APR could be well above 300%. Understand the full cost of your loan before you agree to borrow.
Is Find A Loan legit?
Find A Loan is a legit connection service that keeps your information secure through standard 256-bit SSL encryption. Its privacy policy covers how it uses and shares your personal information and how it keeps that information safe.
The privacy policy also covers how the company buys and sells leads, which is how it's able to connect you with a lender. But red flag: It offers only a contact form — not an active phone number or email — for help from customer service if you have problems.
See more payday loan options
Compare more providers by selecting your state of residence and hitting Show me my options.
Find A Loan reviews and complaints
Find A Loan doesn't have a BBB or Trustpilot page. While this is common for connection services, it mean you won't know how well it performs for other borrowers. If you're connected with a lender, check that company's customer reviews to confirm it's one you want to work with.
Am I eligible?
The lenders in Find A Loan's network require basic eligibility to qualify for a loan:
- Employed with a steady income of at least $800 monthly
- Active checking account
- At least 18 years old
- US citizen
While the lender you're connected with may have other eligibility criteria, Find A Loan says that some of its lending partners work with borrowers who have filed for bankruptcy or had other credit issues in the past.
What states is Find A Loan available in?
Find A Loan does not connect borrowers to lenders in Washington, DC, and 14 states:
- Arizona
- Arkansas
- Connecticut
- Georgia
- Maryland
- Massachusetts
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- Vermont
- Virginia
- West Virginia
What information do I need to apply?
Enter basic personal information when you visit Find A Loan, including:
- Social Security number
- Date of birth
- Next pay date
- Driver's license number
- Bank routing and account number
How do I fill out the online form?
Visit Find A Loan's website to get started. It should take less than 15 minutes to complete its online form.
If you're connected with a lender, Find A Loan will transfer you to its website. If it isn't able to find a lender, you may be redirected to a different connection service.
What are my repayment options?
Your repayment options depend on the lender you're connected with. In many cases, you'll have a biweekly or monthly payment schedule. Check to see what your lender offers, and note any late payment fees or prepayment penalties before signing your loan contract.
Find A Loan can be a convenient option, though Iyou may want to compare more payday loan and installment loan options to find a direct lender or a connection service that's easier to contact.