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Ferrari has been crafting luxury sports cars since 1940. If you’re looking to add one to your collection, you can choose between financing from a luxury car loan provider or directly through an authorized dealership.
Because of Ferrari’s high price tags, you’ll need a luxury car loan to purchase one. While this limits the lenders you can turn to, you’ll find that interest rates tend to be lower than with traditional car loans because of the value of your vehicle. In addition, you can also browse personal loans secured by a savings account or investment portfolio. These also typically come with competitive rates, though your lender may have special requirements if you plan on using your funds to buy a Ferrari.
Beyond these two options, you also have the choice to buy or lease your car directly through Ferrari Financial Services:
As with any type of loan, the rates and terms you qualify for will depend on your credit history and personal financial situation.
Ferrari doesn’t offer any special discounts, but it does have a Ferrari Collectors Program. This allows you to take out a loan or line of credit secured by the equity you own in a single Ferrari or a collection of Ferraris. Check out our review of Ferrari Financial Services or visit Ferrari’s website for more information on how to borrow.
For Ferrari’s base models, you can expect to pay anywhere from $215,000 to over $600,000. How much you ultimately pay will depend on the features you add to your car and the destination fee, among other factors.
2019 Ferrari Portofino
2019 Ferrari GTC4Lusso
2019 Ferrari 488 Pista
2019 Ferrari 812 Superfast
2019 Ferrari SF90 Stradale
Car insurance costs that come with driving a Ferrari
Yes — all new Ferraris come standard with a three-year, unlimited-mileage warranty as well as a seven-year free maintenance program that begins on the purchase date. You also have the option to purchase the 15-year extended warranty — known as the Power15. Available for both new and preowned Ferraris, it covers your vehicle’s primary mechanical components.
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