Fast5kLoans short-term loan connection service |

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Fast5kLoans short-term loan connection service review

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Borrow as little as $100 all the way up to $35,000.

Fast5kLoans offers a quick online form to help connect you with multiple short-term lenders — even if you have bad credit. However, fees and interest rates can vary widely between providers. And with unclear state availability, you won’t know if you qualify until after you begin filling out its online form.


Min. Amount


Max. Amount

As soon as the next business day

Turnaround time


Product NameFast5kLoans Short-term Loans Connection Service
Min. Amount$100
Max. Amount$35,000
Loan Term6 months to 6 years
Turnaround TimeAs soon as the next business day
RequirementsRegular source of income, verifiable bank account, US citizen, ages 18+
Go to Fast5kLoans 's website

What is Fast5kLoans?

Fast5kLoans is a short-term loan connection service. Rather than lending directly to borrowers, you fill out an online form to get connected with multiple lenders you might qualify with — even if you have poor credit. The providers in its network offer loans from $100 to $35,000 — though you’ll have to meet stricter credit requirements to qualify for larger amounts.

Depending on the lender and your loan amount, your loan term could last anywhere from 0.5 years to 6 years. However, interest rates and other fees depend on the lender you’re connected with and your state of residence.

What are the benefits of using Fast5kLoans?

From its network of lenders that offer large loan amounts to its quick process, here are a few perks of using Fast5kLoans:

  • Wide range of loan amounts. You may be matched with a provider that can lend you anywhere from $100 all the way up to $35,000 depending on your credit history and personal financial situation.
  • Variety of loan terms. Many lenders in Fast5kLoans’ network offer loan terms from two months to six years depending on how much you borrow.
  • Quick process. It takes less than five minutes for Fast5kLoans to process your request and connect you with a lender. And once you finalize your application, you may be able to get your funds as soon as the next business day.

What to watch out for

From its unclear state eligibility to its lack of a contact phone number, consider these potential drawbacks before using Fast5kLoans’ service:

  • May impact your credit. When you submit a request through Fast5kLoans, you’re authorizing the lenders in its network to check your credit. This could potentially lower your score, which could hurt future applications for loans.
  • Bank account required. To qualify for a loan with one of Fast5kLoans’ partner lenders, you’ll need to have a verifiable bank account to receive your funds via direct deposit.
  • Not available in all states. While Fast5kLoans advertises that it has a network of lenders across most of the 50 states, it doesn’t mention which ones it doesn’t work in. This means you won’t know if you qualify until after you begin filling out its online form.
  • No phone number listed. To get in touch with Fast5kLoans, you’ll need to email the company at This means you won’t have any way of knowing how quickly you’ll get a response — if at all.

Compare short-term loan providers

Updated September 18th, 2019
Name Product Filter Values Max. Loan Amount Loan Term Turnaround time
9 to 36 months
1 business day
Comes with the option to change your due date so you won’t fall behind on repayments.
6 months to 6 years
As soon as the next business day
Get connected with multiple lenders you might qualify with — even if you have bad credit.
1 to 2 business days
Get access to tools to help you plan a career move, make some extra cash or search for a better-paying job.
Varies by state
Varies by state
1 business day
Sign up for its discount program to get access to coupons and deals on everything from dining out to tax services.
Same business day to 1 business days
Get offers from potential lenders in minutes by filling out just one online form.
Same business day to 1 business days
Fill out a simple online form to compare offers from several lenders that may be able to help.
Varies by state
1 to 2 business days
Plus, get access to check cashing, cell phone top ups, bill pay and more at one of its many storefronts.
90 days to 72 months
As early as 1 business day
Explore its online education center to get tips on budgeting, how to prioritize your bills and more.
7-30 days
As soon as the next business day
Get rewarded for making on-time repayments with better rates and terms on future loans.

Compare up to 4 providers

Must read: Not all lenders may be legit

Although Fast5kLoans attempts to vet every lender it works with, it’s a good idea to evaluate the lender you’re matched with to make sure you’re information isn’t being misused. Before signing any loan agreements with a lender, make sure it’s legit to avoid falling victim to a scam.

Is it safe to use Fast5kLoans?

In general, yes — though no online company can ensure your information stays 100% safe. Fast5kLoans uses standard encryption technology to keep your personal details secure when you fill out its online form. Its privacy policy covers what information it collects, how it uses that information and how you can contact Fast5kLoans to ask questions.

However, because Fast5kLoans is a connection service, your information is shared with third-party lenders to find one that can work with you. This can lead to unsolicited phone calls and emails from lenders — even after you’ve finalized your loan.

What does the Internet say about Fast5kLoans?

There isn’t much online about Fast5kLoans. It doesn’t have a Better Business Bureau (BBB) or Trustpilot page — though this isn’t that uncommon for a connection service. Because borrowers are redirected to a lender’s website, they usually leave reviews for the lender itself. If you’re connected with a short-term loan provider, be sure to check its BBB or Trustpilot page to make sure it’s legit before you submit a full application.

Am I eligible?

To be connected with a lender in Fast5kLoans’ network, you must:

  • Have a regular source of income.
  • Have a verifiable bank account.
  • Be a US citizen.
  • Be at least 18 years old.

How do I get started?

Fast5kLoans’ online form is relatively simple, but you’ll have to provide quite a bit of information. Follow these steps to get started:

  1. Click Go to Site to be redirected to Fast5kLoans’ website and start the online form.
  2. Select how much you need to borrow and your preferable loan term.
  3. Enter your contact information, details about your income and your bank account information.
  4. Enter even more personal details to verify your identity.
  5. Select your estimated credit score and reason for borrowing.
  6. Read over Fast5kLoans’ privacy policy and terms of use.
  7. Click Finish Form to submit your request.

It can take up to five minutes to verify your information and find one or more lenders that you might qualify with.

What information do I need to submit?

To fill out Fast5kLoans’ online form, you’ll need to provide the following details:

  • Name, address, email and phone number.
  • Military status.
  • Income source and monthly gross income.
  • If employed, how long you’ve been with the company and your employer’s name.
  • How often you get paid and your next pay date.
  • Driver’s license or state ID number.
  • Social Security number.
  • The name of your bank and your bank account and routing number.
  • How long you’ve had your bank account and the type of account it is.
  • Whether you have direct deposit set up with your bank account.

I was connected with a lender. Now what?

Once you’ve been connected with a lender, you’ll need to complete a full application to see if you’re eligible for a loan. If you have any questions about your application status, contact your lender directly.

Before signing any loan documents, read over the terms carefully and make sure you understand any fees you might be on the hook for. Don’t be afraid to ask questions about anything you don’t understand. After you’ve signed the dotted line, you may be able to get your funds deposited directly into your bank account as soon as the next business day.

Bottom line

With Fast5kLoans’ quick online form, you could be connected with multiple lenders offering up to $35,000 in just a few minutes. But not everyone qualifies for this large amount, and you won’t know if it services your state until after you start filling out its online form.

Not sure Fast5kLoans is right for you? Compare other short-term loan connection services or look into a direct lender instead.

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