Fast5kLoans short-term loan connection service |

Fast5kLoans short-term loan connection service review

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Borrow as little as $100 all the way up to $35,000.

Fast5kLoans offers a quick online form to help connect you with multiple short-term lenders — even if you have bad credit. However, fees and interest rates can vary widely between providers. And with unclear state availability, you won’t know if you qualify until after you begin filling out its online form.
Product NameFast5kLoans Short-term Loans Connection Service
Min Loan Amount$100
Max. Loan Amount$35,000
Loan SecurityUnsecured
Turnaround TimeAs soon as the next business day
RequirementsHave a regular source of income, have a verifiable bank account, be a US citizen, ages 18+.
  • Have a regular source of income.
  • Have a verifiable bank account.
  • Be a US citizen.
  • Be at least 18 years old.

What is Fast5kLoans?

Fast5kLoans is a short-term loan connection service. Rather than lending directly to borrowers, you fill out an online form to get connected with multiple lenders you might qualify with — even if you have poor credit. The providers in its network offer loans from $100 to $35,000 — though you’ll have to meet stricter credit requirements to qualify for larger amounts.

Depending on the lender and your loan amount, your loan term could last anywhere from 0.50 year to 6 years. However, interest rates and other fees depend on the lender you’re connected with and your state of residence.

What are the benefits of using Fast5kLoans?

From its network of lenders that offer large loan amounts to its quick process, here are a few perks of using Fast5kLoans:

  • Wide range of loan amounts. You may be matched with a provider that can lend you anywhere from $100 all the way up to $35,000 depending on your credit history and personal financial situation.
  • Variety of loan terms. Many lenders in Fast5kLoans’ network offer loan terms from two months to six years depending on how much you borrow.
  • Quick process. It takes less than five minutes for Fast5kLoans to process your request and connect you with a lender. And once you finalize your application, you may be able to get your funds as soon as the next business day.

What to watch out for

From its unclear state eligibility to its lack of a contact phone number, consider these potential drawbacks before using Fast5kLoans’ service:

  • May impact your credit. When you submit a request through Fast5kLoans, you’re authorizing the lenders in its network to check your credit. This could potentially lower your score, which could hurt future applications for loans.
  • Bank account required. To qualify for a loan with one of Fast5kLoans’ partner lenders, you’ll need to have a verifiable bank account to receive your funds via direct deposit.
  • Not available in all states. While Fast5kLoans advertises that it has a network of lenders across most of the 50 states, it doesn’t mention which ones it doesn’t work in. This means you won’t know if you qualify until after you begin filling out its online form.
  • No phone number listed. To get in touch with Fast5kLoans, you’ll need to email the company at This means you won’t have any way of knowing how quickly you’ll get a response — if at all.

Compare short-term loan providers

Rates last updated March 24th, 2019
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Term of Loan Turnaround Time Max. Loan Amount
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
9 to 36 months
1 business day
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
4–30 months, varies by state
1–2 days
LendYou Short-term Loans
Apply online with this loan-connection service offering unrestricted short-term loans with fast turnaround.
1 business day
CashUSA Installment Loans
A connection service for quick cash loans up to $10,000.
90 days to 72 months
As early as 1 business day
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
Varies by state
ACE Cash Express Short-term Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Varies by state
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see more details for your state.
7–30 days
generally receive the money the next business day

Compare up to 4 providers

Must read: Not all lenders may be legit

Although Fast5kLoans attempts to vet every lender it works with, it’s a good idea to evaluate the lender you’re matched with to make sure you’re information isn’t being misused. Before signing any loan agreements with a lender, make sure it’s legit to avoid falling victim to a scam.

Is it safe to use Fast5kLoans?

In general, yes — though no online company can ensure your information stays 100% safe. Fast5kLoans uses standard encryption technology to keep your personal details secure when you fill out its online form. Its privacy policy covers what information it collects, how it uses that information and how you can contact Fast5kLoans to ask questions.

However, because Fast5kLoans is a connection service, your information is shared with third-party lenders to find one that can work with you. This can lead to unsolicited phone calls and emails from lenders — even after you’ve finalized your loan.

What does the Internet say about Fast5kLoans?

There isn’t much online about Fast5kLoans. It doesn’t have a Better Business Bureau (BBB) or Trustpilot page — though this isn’t that uncommon for a connection service. Because borrowers are redirected to a lender’s website, they usually leave reviews for the lender itself. If you’re connected with a short-term loan provider, be sure to check its BBB or Trustpilot page to make sure it’s legit before you submit a full application.

Am I eligible?

To be connected with a lender in Fast5kLoans’ network, you must:

  • Have a regular source of income.
  • Have a verifiable bank account.
  • Be a US citizen.
  • Be at least 18 years old.

How do I get started?

Fast5kLoans’ online form is relatively simple, but you’ll have to provide quite a bit of information. Follow these steps to get started:

  1. Click Go to Site to be redirected to Fast5kLoans’ website and start the online form.
  2. Select how much you need to borrow and your preferable loan term.
  3. Enter your contact information, details about your income and your bank account information.
  4. Enter even more personal details to verify your identity.
  5. Select your estimated credit score and reason for borrowing.
  6. Read over Fast5kLoans’ privacy policy and terms of use.
  7. Click Finish Form to submit your request.

It can take up to five minutes to verify your information and find one or more lenders that you might qualify with.

What information do I need to submit?

To fill out Fast5kLoans’ online form, you’ll need to provide the following details:

  • Name, address, email and phone number.
  • Military status.
  • Income source and monthly gross income.
  • If employed, how long you’ve been with the company and your employer’s name.
  • How often you get paid and your next pay date.
  • Driver’s license or state ID number.
  • Social Security number.
  • The name of your bank and your bank account and routing number.
  • How long you’ve had your bank account and the type of account it is.
  • Whether you have direct deposit set up with your bank account.

I was connected with a lender. Now what?

Once you’ve been connected with a lender, you’ll need to complete a full application to see if you’re eligible for a loan. If you have any questions about your application status, contact your lender directly.

Before signing any loan documents, read over the terms carefully and make sure you understand any fees you might be on the hook for. Don’t be afraid to ask questions about anything you don’t understand. After you’ve signed the dotted line, you may be able to get your funds deposited directly into your bank account as soon as the next business day.

Bottom line

With Fast5kLoans’ quick online form, you could be connected with multiple lenders offering up to $35,000 in just a few minutes. But not everyone qualifies for this large amount, and you won’t know if it services your state until after you start filling out its online form.

Not sure Fast5kLoans is right for you? Compare other short-term loan connection services or look into a direct lender instead.

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