Farmers vs. The General: Which provider is better? | finder.com

Farmers vs. The General: Which provider is better?

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Farmers vs. The General

Have you narrowed down your car insurance choices to Farmers and The General? Do you still need more information to make your decision? We’ve got you covered.

Farmers is a big name in the auto insurance industry and has been around for more than 85 years. It gets good customer reviews and offers discounts like a good driver discount, making car insurance more affordable.

The General also has a reputation for good customer service and is known for insuring drivers with a less-than-perfect driving history.

If you’re still having trouble deciding, check out our comprehensive comparison below to get the details you need to choose the provider that best suits your needs.

  • Get rewarded for good driving habits
  • Catastrophe response for natural disasters
  • Personal support from 50,000 agents

Our top pick: Farmers

Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.

  • Plenty of discounts
  • Catastrophe response for natural disaster.s
  • Personal support from 50,000 agents across the US
Promoted
Farmers

Farmers

The General

The General

About the provider “Serving America since 1928,” Farmers is one of the top names in car insurance with close to 20 million policies throughout all of America. With several different types of insurance to choose from, Farmers aims to insure that customers have peace of mind with its award-winning Farmers Claim Services. The General specializes in budget-friendly insurance plans for drivers who may be deemed “risky” elsewhere. Conveniently selling directly to customers online, insurance can be approved and put a driver on the road in no time.
Price Policy costs depend your personal situation. Visit Farmers for a quote based on your specific needs. Policy costs depend your personal situation. Visit The General for a quote based on your specific needs.
States served All 50 states 46
User satisfaction* A- A+
J.D. Power ratings** 3/5 on overall claims satisfaction N/A
Driver discounts View driver discounts View driver discounts
Vehicle discounts View vehicle discounts View vehicle discounts


* Based on Better Business Bureau’s company rating
** Based on the 2016 U.S Auto Claims Satisfaction Study


Driver discounts

Farmers

Farmers

The General

The General

Good student B average or 3.0 GPA or higher
Defensive driver
Good driver
Pay in full discount
Multicar
Military
Homeowner
Other discounts Distant students – 23 or younger, 100+ miles away from home

Teen driver – Single licensed driver under 19

Youthful driver – Driver under 25 in the household

Transfer discount – Switch to Farmers with no lapse in coverage


Vehicle discounts

Farmers

Farmers

The General

The General

Anti-theft device
Anti-lock brake
Passive restraints
Air bag
Other discounts Alternative fuel – Vehicle is fueled by new alternative resources like electric / gasoline hybrid, electric, ethanol, methanol

Bottom line

The General doesn’t offer nearly as many discounts as Farmers, but they both do well in the customer service department. So if you find that you are unable to attain car insurance through Farmers because of poor credit or driving violations, The General is a great choice. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Farmers and The General

Name Product Roadside assistance New car protection Accident forgiveness Available states
Optional
Yes, 3 years accident free
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, 5 years accident free or bought
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Yes, history based
AZ, AR, CO, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 24 states.
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Optional
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.

Compare up to 4 providers

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