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Farmers vs. The General: Which provider is better?

Farmers vs. The General

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Julia Cameron
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Have you narrowed down your car insurance choices to Farmers and The General? Do you still need more information to make your decision? We’ve got you covered.

Farmers is a big name in the auto insurance industry and has been around for more than 85 years. It gets good customer reviews and offers discounts like a good driver discount, making car insurance more affordable.

The General also has a reputation for good customer service and is known for insuring drivers with a less-than-perfect driving history.

If you’re still having trouble deciding, check out our comprehensive comparison below to get the details you need to choose the provider that best suits your needs.

Farmers

Read review

The General

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OVERVIEW

 OVERVIEW
About the provider
About the brand Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options. Snag affordable coverage for high-risk drivers, a marketing claim backed by our rate analysis which showed premiums less than $80 a month.
States served
States served All 50 states
 All states except Hawaii, Massachusetts, Michigan and New Jersey

COVERAGE

 COVERAGE
Roadside assistance
Roadside assistance Included free No
New car protection
New car protection Yes No
Accident forgiveness
Accident forgiveness Yes No
Rideshare coverage
Rideshare coverage Yes Yes
SR-22 insurance
SR-22 insurance Yes Yes
Claims methods
Claims methods Online
Phone
 Phone
App
Payment schedule
Payment schedule 12 months
custom
Monthly
 12 months
monthly

DISCOUNTS

 DISCOUNTS
Anti-theft device discount
Anti theft device discount Yes Yes
Bundling discount
Bundling discount Yes Yes
Home owner discount
Home owner discount Yes Yes
Military discount
Military discount Yes Yes
Multi car discount
Multi car discount Yes Yes
Paid in full discount
Paid in full discount Yes Yes
Safety device discount
Safety device discount Yes Yes
Safe driver discount
Safe driver discount Yes No
Special employment discount
Special employment discount Yes No
Student discount
Student discount Yes Yes
Usage based discount
Usage based discount Yes No
Learn more
Learn more
Read review
Read review

Bottom line

The General doesn’t offer nearly as many discounts as Farmers, but they both do well in the customer service department. So if you find that you are unable to attain car insurance through Farmers because of poor credit or driving violations, The General is a great choice. Compare your car insurance options to find the best insurance company for you.

Compare alternatives to Farmers and The General

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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Progressive
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Get quotes
More Info
The AARP Auto Insurance Program from The Hartford
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Get quotes
More Info
Root
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Get quotes
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Savvy
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Get quotes
More Info
Liberty Mutual
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Get quotes
More Info
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