Expedia® Rewards CARD from Citi review | finder.com

Expedia® Rewards CARD from Citi review

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Expedia® Rewards CARD from Citi

Earn more points when booking through Expedia.

30-second take

  • Get this card if you often book your trips through Expedia.
  • Pick something else if you want to earn more points or an intro APR period.
  • Apply with good to excellent credit score of 670 or higher.
Product NameExpedia® Rewards CARD from Citi
Annual Fee$0
APR (Annual Percentage Rate) for Purchases17.24% to 25.24% variable
Introductory Purchase APR

N/A

Balance Transfer APR17.24% to 25.24% variable
Introductory Balance Transfer APR

N/A

Balance Transfer Fee$5 or 3% of the transaction, whichever is greater
Cash Advance Rate27.49% variable
Foreign Transaction Fee3% of the transaction value
Cash Advance Fee$10 or 5% of the cash advance amount, whichever is greater
Interest Free PeriodUp to 23 days
Late Payment FeeUp to $39
Returned Payment FeeUp to $39
Minimum Age18 years of age
Welcome OfferEarn a $50 statement credit after your first eligible Expedia purchase greater than $50 within 3 months of account opening plus, earn 10,000 Expedia Rewards bonus points after $$1,000 in spend within 3 months of account opening.
RewardsEarn 3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages.
Earn 1 Expedia Rewards point per $1 spent on other purchases.
Base Rewards1x points

The basics

The Expedia® Rewards CARD from Citi is tailored to those who book their trips through Expedia. A decent signup bonus and Citibank perks round out the card — and it’s all available at no annual fee.

The perks

  • Expedia reward points.
    Earn 3x points on Expedia purchases, such as flights, hotels, activities and travel packages. As an Expedia +blue member, you’ll earn this on top of the 2x base points on hotels, activities, packages, cars and cruises and 1 point on every $5 you spend on flights. All other purchases earn 1x points.
  • Signup bonus.
    Spend $1,000 on purchases in your first 3 months of card membership and earn 10,000 bonus points. According to the Citi site as of January 2019, these are worth $200 when you redeem them for VIP Access™ Hotels.
  • Statement credit bonus.
    Make one Expedia purchase larger than $50 within three months of your account opening and earn $50 in statement credit.

Want to earn more Expedia points?

Book your travel through the Expedia mobile app and earn more base points.

You’ll also like …

  • No annual fee.
    Enjoy all perks and benefits without paying an annual fee for the card.
  • Expedia silver status.
    By being cardmember, you enjoy silver status. This comes with additional benefits, including exclusive amenities at more than 2,000 VIP Access Hotels, more bonus points on your stays, priority customer care and dedicated local concierge at select locations.
  • Citi concierge and Citi private pass.
    Save time and call Citi concierge service for help with dining arrangements, buying tickets and more. Also, as a Citi cardmember, you enjoy special purchasing access for tickets to sporting events, dining experiences and movie screenings.

What to watch out for?

  • Foreign transaction fee.
    This may not be a good traveling companion outside of the US — you’ll pay 3% of the transaction every time you swipe.
  • Penalty APR.
    If you make a single late or returned payment, Citi may impose a penalty APR of up to 29.99% variable. Once incurred, it can last indefinitely.
  • No intro APR period.
    You’re starting with a variable APR of 17.24% to 25.24% right off the bat. If you’re looking to save money on interest, consider getting a 0% intro APR credit card.

Compare travel credit cards

Name Product Welcome Offer Rewards Annual Fee
50,000 points after spending $4,000 in the first 3 months
2x points on travel and dining. 1x points on all other purchases
$0 annual fee for the first year ($95 thereafter)
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
50,000 points after spending $4,000 in the first 3 months
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
30,000 miles after spending $1,000 in the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months
2x miles on Delta purchases and 1x miles on all other purchases
$0 annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
75,000 points after spending $1,000 in the first 3 months
7x points on direct purchases within the Hilton Honors portfolio. 5x points at US restaurants, US supermarkets and US gas stations. 3x points on all other purchases
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
35,000 points after spending $2,000 in the first 3 months
3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees

Compare up to 4 providers

What should I know before I apply?

To apply for the card, you must be at least 18 years old.

You also need to provide your:

  • Full name, contact information and address.
  • Date of birth and Social Security number.
  • Annual income and monthly mortgage or rent payments.

What credit score do I need?

Increase your chances of approval with good to excellent credit score of 670 or higher.

What do customers say about the Expedia® Rewards CARD from Citi

Some customers complain about issues with point redemption. One customer even claims that whenever they tried to redeem points for hotel stays, they always found a better price on other websites. But in general, as a no-annual-fee credit card for Expedia, customers are satisfied.

Citibank is rated F by the Better Business Bureau because the bank fails to respond to customer complaints on the BBB website. Most complaints on the BBB site revolve around poor customer service. Be sure to shop around before redeeming your points to get the most value.

How to apply for the Expedia® Rewards CARD from Citi?

1. Go to Citi website and click Apply now.
2. Fill out the application form.
3. Review your application and submit when ready.

How long will it take to get my Expedia® Rewards CARD from Citi?

Citi usually makes a decision on your application in less than a minute. If they need additional information, it could take longer.

Once approved, your card should arrive in up to 10 business days.

I got the card. Now what?

  • Download the Citi Mobile app. Activate your new Citi credit card, pay your balances, transfer money and more through your mobile device.
  • Download the Expedia Hotels, Flights & Car Rental Travel Deals mobile app. Book your trips and earn more points through the app, save money on mobile-only deals and more.
  • Avoid paying interest. Your due date is 23 days after the close of each billing cycle. Try to pay your balance on time. Otherwise, you could incur a penalty APR — which lasts indefinitely.
  • Customer support. Call 800-347-4934 for questions.

How do I redeem points from Expedia® Rewards CARD from Citi?

Log in to your Expedia account and navigate to your rewards section. Click on the number of points you have and follow the steps to choose what to redeem your points on.

Redemption options include:

  • Hotel stays
  • Flights
  • Car rentals
  • Travel packages
  • Activities
  • Charitable donations

You can also look for the Use my points section under Payment at checkout. You don’t have to use all your points. Just enter the amount you want to use and pay the rest with your card.

Bottom line

If you often book your travel through the Expedia website, this no-annual-fee credit card could be a great choice. You’ll earn more points on your bookings, and you get the chance to earn a decent signup bonus — which you can redeem for a variety of travel rewards through Expedia.

Travelers who use more than just Expedia may find more value elsewhere. Take the time to compare other travel cards and find the one that best suits your spending style.

Frequently asked questions

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

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