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Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She especially loves breaking down car insurance into simple terms that everyone can understand.
Sarah has been wordsmithing for the better part of three years after graduating with a B.S. in English Education. In her free time, Sarah's usually sipping hot tea and talking through movie plots with her husband.
What motorcycle insurance coverage does Esurance offer?
Esurance provides basic protection if an accident happens during a ride:
Liability. Pay for other driver’s injuries or vehicle repair bills. This coverage is most likely required.
Collision. Get help with damage repairs to your own motorcycle.
Comprehensive. Cover damages to accidents out of the ordinary, like motorcycle theft or damage caused by fallen tree branches.
Medical payments. Pay for steep medical bills, even when you don’t have health insurance. If you do, you may need to max out your health policy before this kicks in.
Uninsured/underinsured motorist. Coverage kicks in for motorcycle damage, injuries and lost wages when an at-fault driver can’t pay your claims.
This company makes claims as seamless as its quoting process.
Online. Go to Esurance’s motorcycle claims page and click log into your policy. You can submit a claim through your online account.
Phone. Talk to a representative 24/7 by calling 800-378-7262.
App. Log into your account on the go and report a claim, including photos for damage estimates.
Alternatives to Esurance
Esurance offers several motorcycle coverage options for a variety of motorcycle types. Its tech focus means you can report claims quickly online or by mobile app. However, the company doesn’t cater to every state and may not work well for those seeking in-person service.
Frequently asked questions about Esurance motorcycle insurance
Esurance boasts that most customers receive a settlement for vehicle damage in 10 days or less.
Customers on Consumer Affairs have given Esurance motorcycle insurance an average 4 out of 5 stars. The company as a whole also has an A- rating with the Better Business Bureau. In addition, Allstate has earned the Consumer Reports car insurance stamp of approval. Esurance is an Allstate-affiliated company.
Yes, you can still get collision coverage for your totaled motorcycle without total loss coverage. This coverage will help you pay for your loss based upon the bike’s actual value for the current day. Total loss coverage simply ensures you’ll receive a settlement based on your bike’s MSRP value, not including depreciation.
Car insurance ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our insurance team analyzes car insurance providers to help you choose the best car insurance for you.
We rank insurers from one to five stars based on key factors including customer satisfaction, policy options, price, billing, claims, and support. We create these rankings to help you narrow down an insurance provider that best suits your budget and coverage needs.
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