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All 50 states
Available states
24/7 claims
Online quotes
New home discount discount | No |
---|---|
New homeowner discount | No |
Home safety features discount | No |
New policy discount | No |
Bundling discount | No |
No claims discount | No |
Other discounts | No |
Personal property coverage | Yes |
---|---|
Valuable personal property | No |
Theft coverage | No |
Fire coverage | No |
Flood coverage | No |
Identity theft coverage | Yes |
Homesharing | No |
Dwelling coverage | No |
Review by
Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
ERenterPlan provides standard insurance coverage along with some unique and rare options like pet damage or unemployment coverage. Among its many helpful offerings are its coverage for roommates at no extra charge and pets of all breeds. Plus, it doesn’t even hike your rates after a claim.
However, one area that could cause you to lose money involves its limited coverage away from home. Your personal belongings may only receive 10% to 20% of your personal property limit, which could be as low as $2,000 for $20,000 of coverage. You’ll also run into a limit on personal liability, a bigger concern if you want higher legal protection.
If you can do without these extra limits, you might get a quote to find out if this policy works for you. But many renters insurance companies offer the same standard coverage with wide protection for belongings no matter where you are.
ERenterPlan offers its coverage through apartment communities, so you can’t purchase a policy otherwise. These communities may provide the website name or link where you can get a quote and opt for coverage. You can also choose liability-only coverage to meet your apartment’s minimum requirement, if allowed.
After buying a policy, eRenterPlan sends your proof of insurance directly to the community management. However, you’re not required to buy a policy through this website if you prefer a different company.
ERenterPlan provides a standard suite of coverage with several helpful extras mixed in:
The only discount offered involves small savings for paying your premium in full, such as $30 off. You’ll also avoid the $2.50 processing fee with each payment with this annual payment.
The company keeps the process quick and simple with these steps for applying online or by phone:
Online
Phone. Get a phone quote by calling 888-512-4204.
You’ll need several key details to complete your application, including: