Never owned a motorcycle before? You may be able to score a special discount.
How can I finance a Ducati?
Not all lenders are willing to finance a motorcycle, so your choices are limited to motorcycle loans, personal loans and dealer financing. Your most cost-effective option is finding a motorcycle loan from a bank, credit union or online lender. These typically come with lower rates, though it takes time to compare lenders and fill out preapproval forms to find the best deal. Another option is to take out a personal loan. However, you likely won’t find the most competitive rates since your loan won’t be secured by the bike you’re purchasing.
If speed is your biggest priority, financing your new motorcycle directly through Ducati typically has the fastest turnaround. You have two options to choose from:
- Traditional financing through Ducati Financial Services. Finance your new or used bike through one of Ducati’s authorized dealers. While promotions vary depending on where you live, past offers include 0% financing for up to three years on the 2018 Scrambler or up to $1,000 back to spend on Ducati apparel and accessories.*
- Premier financing through Ducati Financial Services. A combination of purchasing and leasing, you get the low monthly payments that come with a lease. And after a final balloon payment, you own your bike in full. Past promotions include financing the 2018 Scrambler for $97 a month for four years with 10% down and $1,000 back to spend on Ducati apparel and accessories.*
Your local Ducati dealership may offer its own special deals like cash back or low-APR financing. The rates and terms you qualify for will depend on your credit history and personal financial situation.
*Rates as of November 29, 2018.
Compare loans for financing a Ducati
Does Ducati offer special discounts or programs?
Ducati doesn’t have any special discounts for military members or college students. However, through its New Rider Program, you can get a $250 prepaid card to reduce the cost of your Certified Motorcycle Course when you purchase your first Ducati.
What will a new Ducati cost me?
Ready to splurge on a new Ducati? Comparing the manufacturer suggested retail price (MSRP) of a few models can give you an idea of how much you can expect to borrow. The actual cost of your Ducati will vary based on where you live, extra features you add on and your negotiation skills.
|2018 Ducati model||Starting MSRP|
|Monster 1200 R||$19,395|
|Multistrada 1260 Pikes Peak||$24,995|
|Panigale V4 S||$27,495|
Does a new Ducati come with a warranty?
Yes, Ducati offers a two-year limited warranty on all of its new bikes — no matter how many miles you ride it. It’s fully transferrable and applies internationally too, which means you’re covered no matter where you travel or who you sell your bike to.
To ensure your warranty remains valid, you need to take your bike in for regular servicing at specific year and mile markers. It doesn’t cover damage caused by accidents or other negligent use, however. And it can’t be used if you ride your bike in sporting competitions.
If you’re on the hunt for a bike with a sleek design from a word-renowned brand, you may want to consider a Ducati. These motorcycles don’t come cheap, though, so you’ll want to look into your financing options first. While going directly through a Ducati dealer is typically fastest, you may be able to find a better rate with a loan from a bank or online lender.
Read our guide to motorcycle loans to compare your options and learn more about how they work.
Frequently asked questions