Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Citi® Double Cash Card vs. Bank of America® Cash Rewards credit card
Two excellent cashback credit cards with no annual fee.
Please note: Citi is an advertising partner of finder.com
Both the Citi® Double Cash Card and the Bank of America® Cash Rewards credit card are solid cashback options with a $0 annual fee and a long intro APR period on balance transfers. The main difference is the Citi® Double Cash Card, offers a flat cashback rate on all purchases, while the Bank of America® Cash Rewards credit card, lets you choose which category earns accelerated cash back, plus you get to earn a signup bonus and you get a long intro APR period on purchases, something the Citi card lacks.
Check out all the other perks and features in the table below.
Which card should you choose?
Citi® Double Cash Card
- Earn cash back. Earn cash back twice on everything you buy — 1% when you make the purchase and 1% when you pay your balance. Similar cards let you earn 1.5% back. That's up to a $100 difference if you spend $20,000 a year with your card.
- Intro APR on balance transfers. Enjoy 18 months of a 0% intro APR period for balance transfers. Compared to similar cards, this is one of the longest intro periods you can get. After that, a variable APR of 13.99% to 23.99% applies.
- Citi Entertainment℠. Get special access when buying presale tickets or VIP packages for concerts, sports events, dining and more.
Bank of America® Cash Rewards credit card
- $0 annual fee
- Earn up to 3% cash back on purchases
- Intro APR on purchases and balance transfers for the first 15 statement closing dates
Compare cash back credit cards
Ask an Expert