Does Citi have purchase protection?
Yes. Most Citi credit cards still offer this perk. Depending on the card, most come with 90 to 120 days coverage on up to $1,000 per claim or $10,000 per claim, and up to $50,000 per calendar year.
This coverage is better than Visa Signature cards that have standard coverage of $500 per claim.
Note: Some reports say that this perk is no longer available on Citi® Double Cash Card.
How to use Citi purchase protection
Citi purchase protection is automatically activated every time you use your eligible credit card. Here’s how it works:
- Make an eligible purchase with your Citi credit card.
- Call 866-918-4670 to get a claim form or download a claim form from cardbenefits.citi.com.
- Submit the completed form along with any additional documents within 180 days of the occurrence.
- Wait for your claim to be processed.
Compare Citi credit cards with purchase protection
Some credit cards may no longer offer this perk. Be sure to check with the provider before you apply.
Citi credit cards with purchase protection
With most Citi credit cards that offer purchase protection, you’ll get the same amount coverage. The only difference is with the Costco card.
|Purchase protection||Annual fee||Other benefits|
|Citi Prestige® Credit Card||Up to $10,000 coverage per claim, up to $50,000 per account per year.||$495|
|Citi Premier® Card||Up to $10,000 coverage per claim, up to $50,000 per account per year.||$95|
|Citi® / AAdvantage® Platinum Select® World Elite Mastercard®||Up to $10,000 coverage per claim, up to $50,000 per account per year.||$0 for the first year, $99 after that|
|American Airlines AAdvantage MileUp℠ Card||Up to $10,000 coverage per claim, up to $50,000 per account per year.||$0|
|AT&T Access Card from Citi||Up to $10,000 coverage per claim, up to $50,000 per account per year.||$0|
|Costco Anywhere Visa® Card by Citi||Up to $1,000 coverage per item, $50,000 per year.||$0 with Costco membership|
|Citi® Double Cash Card||X||$0|
Information about these cards has been collected independently by Finder and and has not been reviewed or provided by the issuer.
Who gets to use Citi purchase protection?
All cardholders of eligible Citi credit cards get to use this perk.
Purchase protection is one of the best features you can get with a credit card. It costs nothing extra to use this perk and you get between $1,000 and $10,000 coverage per claim, depending on your card.
But if none of the Citi credit cards seem appealing enough, consider other cards with purchase protection.
Frequently asked questions
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