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Does the Chase Slate® credit card offer rewards?

An excellent balance transfer card, but look elsewhere if you want rewards.


Fact checked
If you’re considering the Chase Slate® credit card for a balance transfer, you’ve picked a great product. It offers a strong intro APR for balance transfers and no annual fee. However, if you’re looking for a card that offers rewards for purchases, you won’t find it here.

Does the Chase Slate® credit card offer cash back?

The Chase Slate® credit card does not offer rewards such as points or cash back. It’s primarily a balance transfer card, with a strong intro APR and an introductory fee on transfers.

Our pick for a balance transfer card with rewards

Citi® Double Cash Card

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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What does the Chase Slate® credit card have?

  • Intro APR: 0% for 15 months following your account opening on purchases and balance transfers, and a variable APR after that.

    This is a strong intro APR, and you get it for both purchases and balance transfers.

  • Intro balance transfer fee: during the first 60 days of card membership.

    After the intro period the balance transfer fee is $5 or 5% of the transaction, whichever is greater. Plan your balance transfers and try to complete them before your introductory fee ends.

    This perk separates this card from the pack, as few cards can match it.

  • No annual fee.

    This is helpful when you want to make a low-cost balance transfer.

  • Free FICO score monthly.

    Keep track of your credit score based on Experian data. This tool is especially valuable because it offers a FICO score. Most banks use FICO scores for their lending decisions.

Can you get a balance transfer card with rewards?

Yes, you can. This type of card generally doesn’t offer the longest intro APR you’ll find, though it might get close.

Meanwhile, the U.S. Bank Visa® Platinum Card offers the top balance transfer intro APR on the market: 0% for 20 months following your account opening on balance transfers, after that it’s 13.99% to 23.99% variable. However, it doesn’t offer rewards.

Most cards follow this pattern: Either a product will shoot for the moon on the intro APR or offer a merely solid intro APR paired with rewards.

Can you earn reward points on a balance transfer?

There’s one card that bucks the trend…

One card has the best of both worlds: the Citi® Double Cash Card. It offers 1% cash back on all purchases and another 1% back when you pay them off — a stellar rewards rate. At the same time, it offers an excellent intro APR: 0% on balance transfers for 18 months following your account opening. After that, your APR is 13.99% to 23.99% variable.

Compare balance transfer cards with rewards programs

Name Product Filter values Rewards Purchase APR Annual fee
Citi® Double Cash Card
Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)
13.99% to 23.99% variable
Get a strong 18 month 0% intro APR on balance transfers AND up to 2% back. This is a rare card that offers both rewards and balance transfers.
TD Cash Credit Card
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
0% intro for the first 15 billing cycles (then 12.99%, 17.99% or 22.99% variable)
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
CardMatch™ from
See terms
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Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Luxury Card Mastercard® Titanium Card™
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
14.99% variable
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
Citi Rewards+℠ Card
Earn 2x points at supermarkets and gas stations on up to $6,000 annually, then 1x points after that and on all other purchases
0% intro for the first 15 months (then 13.49% to 23.49% variable)
Earn rewards and enjoy a long intro APR period on purchases and balance transfers.

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Is the Chase Slate® credit card better than Chase Freedom Flex℠?

The better card depends on what you’re looking for. Pick the Chase Slate® credit card if you want to pay no fees on eligible balance transfers. Pick the Chase Freedom Flex℠ credit card if you want rewards in rotating categories and a signup bonus.

Here’s what you’ll find with the Chase Freedom Flex℠ credit card:

  • No annual fee.
  • 0% intro APR for 15 months following your account opening on purchases, and 14.99% to 23.74% variable.
  • A $200 bonus after you spend $500 on purchases in the first 3 months of card membership, plus earn 5% cash back at grocery stores on up to $12,000 in the first year.
  • 5% cash back on up to $1,500 in combined purchases each quarter for specified categories, then 1%. Earn 1% cash back on everything else.
  • 5% cash back on travel from Chase Ultimate Rewards, 5% on Lyft through March 2022, 3% at restaurants, and 3% at drugstores.

Bottom line

Unfortunately, Chase Slate® credit card doesn’t offer points, but the card has an introductory APR and no fee that few cards can match. If you want rewards with a balance transfer intro APR, check out other balance transfer cards.

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