Does the Chase Slate® credit card offer rewards?

An excellent balance transfer card, but look elsewhere if you want rewards.

Last updated:

Picture not described

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

If you’re considering the Chase Slate® credit card for a balance transfer, you’ve picked a great product. It offers a strong intro APR for balance transfers and no annual fee. However, if you’re looking for a card that offers rewards for purchases, you won’t find it here.

Does the Chase Slate® credit card offer cash back?

The Chase Slate® credit card does not offer rewards such as points or cash back. It’s primarily a balance transfer card, with a strong intro APR and an introductory fee on transfers.

Our pick for balance transfer card with rewards

Capital One® Quicksilver® Cash Rewards Credit Card

  • Earn $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn 1.5% cash back on all purchases
  • 0% intro APR on purchases and balance transfers for 15 months; 15.74%-25.74% variable APR after that. Pay just 3% fee on balances transferred within the first 15 months
  • No annual fee
  • No foreign transaction fees
Read less
Read more

What does the Chase Slate® credit card have?

  • Intro APR: 0% for 15 months following your account opening on purchases and balance transfers, and a variable APR after that.

    This is a strong intro APR, and you get it for both purchases and balance transfers.

  • Intro balance transfer fee: $0 during the first 60 days of card membership.

    After the intro period the balance transfer fee is $5 or 5% of the transaction, whichever is greater. Plan your balance transfers and try to complete them before your introductory fee ends.

    This perk separates this card from the pack, as few cards can match it.

  • No annual fee.

    This is helpful when you want to make a low-cost balance transfer.

  • Free FICO score monthly.

    Keep track of your credit score based on Experian data. This tool is especially valuable because it offers a FICO score. Most banks use FICO scores for their lending decisions.

Can you get a balance transfer card with rewards?

Yes, you can. This type of card generally doesn’t offer the longest intro APR you’ll find, though it might get close.

Meanwhile, the Citi Simplicity® Card offers the top balance transfer intro APR on the market: 0% for 21 months following your account opening on balance transfers, after that it’s 16.49% to 26.49% variable. However, it doesn’t offer rewards.

Most cards follow this pattern: Either a product will shoot for the moon on the intro APR or offer a merely solid intro APR paired with rewards.

Can you earn reward points on a balance transfer?

There’s one card that bucks the trend…

One card has the best of both worlds: the Citi® Double Cash Card. It offers 1% cash back on all purchases and another 1% back when you pay them off — a stellar rewards rate. At the same time, it offers an excellent intro APR: 0% on balance transfers for 18 months following your account opening. After that, you APR is 15.74% to 25.74% variable.

Compare balance transfer cards with rewards programs

Name Product Filter values Rewards Purchase APR Annual fee
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
16.74% variable
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
1.5% cash back on all purchases
0% intro for the first 15 months (then 15.74%, 21.74% or 25.74% variable)
Earn unlimited 1.5% cash back on every purchase, every day.
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
15.74% to 25.24% variable
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.74% to 25.74% variable)
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
1.5% cash back on all purchases
0% intro for the first 15 months (then 16.74% to 25.49% variable)
Earn a $150 signup bonus after spending $500 in the first 3 months from account opening.

Compare up to 4 providers

Is the Chase Slate® credit card better than Chase Freedom®?

The better card depends on what you’re looking for. Pick the Chase Slate® credit card if you want to pay no fees on eligible balance transfers. Pick the Chase Freedom® credit card if you want rewards in rotating categories and a signup bonus.

Here’s what you’ll find with the Chase Freedom® credit card:

  • No annual fee.
  • 0% intro APR for 15 months following your account opening on purchases and balance transfers, and variable.
  • A bonus after you spend $500 on purchases in the first three months of card membership.
  • 5% cash back on up to $1,500 in combined purchases each quarter for specified categories, then 1%. Earn 1% cash back on everything else.

Bottom line

Unfortunately, Chase Slate® credit card doesn’t offer points, but the card has an introductory APR and no fee that few cards can match. If you want rewards with a balance transfer intro APR, check out other balance transfer cards.

Frequently asked questions

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site