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Does Aldi accept credit cards?

Use all credit cards and a few other payment methods at this grocer.

Yes, you can use all major credit cards at all Aldi locations. This is a relatively recent change — until March 2016, the grocer didn’t accept any card payments. Here’s an overview of your eligible payment options and credit cards that can earn you rewards at Aldi.

Credit cards accepted at Aldi

Credit card type
Accepted at Aldi
Visa
Yes
Mastercard
Yes
American Express
Yes
Discover
Yes

Payment options at Aldi

  • Cash
  • Credit cards
  • Most debit cards
  • Electronic Benefits Transfer (EBT) and Link cards
  • Mobile payments such as Apple Pay and Google Pay
  • SNAP

What is the best credit card for shopping at Aldi?

The best credit card for shopping at Aldi is the one that earns you the most points or cashback on grocery store purchases for the cheapest price. A flat-rate cashback card is also a good choice if you spend in other categories as well and want consistent rewards on every purchase, regardless of where you’re spending.

Unlike other stores such as Sam’s Club or Target, Aldi doesn’t have a cobranded card specifically designed for Aldi shoppers. That means you’ll have quite a few strong reward card options to choose from.

We recommend you choose one that not only earns big on grocery stores, but on other areas you spend as well, such as dining or gas. The Blue Cash Preferred® Card from American Express for example is an excellent choice, as it not only earns the highest cashback rate available on the market for groceries, which you can redeem for statement credit, but great cashback on several other everyday categories as well.

Bottom line

Grocery reward credit cards are your best choices for earning rewards at Aldi, followed by flat-rate cashback cards. If you’d like a full view of your options, compare the top-rated grocery store credit cards currently on the market to find one that best suits your needs.

Frequently asked questions

  • How many states does Aldi operate in?
    You’ll find Aldi in 35 states, according to the company.
  • What is a flat-rate cashback card?
    You’ll earn the same rewards rate on every purchase. For example, you might earn 1.5% cash back on all purchases, regardless of category. To learn more, check out our guide to cashback card types.
  • Do I need a membership to shop at Aldi?
    No. You can shop at Aldi without a membership.

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