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Does Aldi accept credit cards?

Use credit cards and a few other payment methods at this grocer.


Fact checked

Years ago, Aldi didn’t accept credit cards — perhaps to save on processing fees. However, the company changed its policy in March 2016. It now accepts all major credit cards at its stores.

Credit cards accepted at Aldi

American Express

Our pick for grocery shopping

TD Cash Credit Card

  • Earn $150 cash back when you spend $500 within 90 days after account opening
  • Earn 3% cash back on dining
  • Earn 2% cash back at grocery stores
  • Earn 1% cash back on all other eligible purchases
  • $0 annual fee
  • $0 foreign transaction fee
  • Visa Zero Liability
  • Instant credit card replacement
  • Digital wallet
  • Contactless payments
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Compare credit cards for rewards at Aldi

Name Product Welcome offer Rewards Annual fee Filter values
TD Cash Credit Card
$150 after spending $500 in the first 90 days
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
CardMatch™ from
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Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Amalgamated Bank of Chicago Platinum Rewards Mastercard®
$150 after spending $1,200 in the first 90 days
1x points on all purchases and 5x points in quarterly rotating categories on up to $1,500 each quarter you activate, then 1x points
This 5% rotating cashback card boasts a long intro balance transfer APR of , offering added value if you're looking to make a transfer.

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Best credit cards to use at Aldi

Grocery credit cards are particularly good options at Aldi. Also consider a flat-rate cashback card if you want consistent rewards on every purchase.

Amex EveryDay® Preferred Credit Card — $95 annual fee

Please note: All information about Amex EveryDay® Preferred Credit Card has been collected independently by Finder and this card is not available through this site.

Amex EveryDay® Preferred Credit Card
Try this card if you want travel rewards. You’ll earn an accelerated rewards rate on groceries from US supermarkets, and earn more Membership Rewards points if you use your card 30 or more times each billing period.

Membership Rewards points can be valuable, as you can transfer them to a variety of frequent-flyer programs.

If you’d like a no-annual-fee option, consider the Amex EveryDay® Preferred Credit Card.

Blue Cash Preferred® Card from American Express — $95 annual fee (see rates & fees)

Blue Cash Preferred® Card from American Express
With a stellar rewards rate on eligible groceries and strong rewards on eligible gas, this is one of the best cards for everyday purchases.
For a no-annual-fee option, try the Blue Cash Everyday® Card from American Express (see rates & fees).

Citi® Double Cash Card — no annual fee

The information about Citi® Double Cash Card has been collected independently by Finder and and has not been reviewed or provided by the issuer.

Citi® Double Cash Card
If you don’t want to keep track of multiple reward tiers, the Citi® Double Cash Card could be the perfect alternative. You’ll earn solid, consistent cash back as long as you pay off your purchases.

Payment options at Aldi

  • Cash
  • Credit cards
  • Most debit cards
  • Electronic Benefits Transfer (EBT) and Link cards
  • Mobile payments such as Apple Pay and Google Pay

Bottom line

You can absolutely use your credit card at Aldi stores. That’s good news to many consumers who flock to the grocer for its low prices and high-quality products.

Grocery credit cards are good choices at Aldi, as are flat-rate cashback cards. If you’d like more options, compare the top-rated cashback cards currently on the market.

Frequently asked questions

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