Does Aldi accept credit cards?

Use credit cards and a few other payment methods at this grocer.

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Years ago, Aldi didn’t accept credit cards — perhaps to save on processing fees. However, the company changed its policy in March 2016. It now accepts all major credit cards at its stores.

Credit cards accepted at Aldi

American Express
Visa
Mastercard
Discover

Our pick for extra rewards for groceries

Blue Cash Preferred® Card from American Express

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new card within the first 3 months.
  • NEW 6% cash back on select U.S. streaming subscriptions.
  • NEW 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% cash back at U.S. gas stations. 1% cash back on other purchases.
  • Over 3 million more places in the U.S. started accepting American Express® Cards in 2017 and 2018.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%
  • $95 annual fee.
  • Terms apply.
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Compare credit cards for rewards at Aldi

Name Product Welcome offer Rewards Annual fee Filter values
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
$250 after spending $1,000 in the first 3 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
$95
6% cash back at US supermarkets. Rates & fees
$150 after spending $1,000 in the first 3 months
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
35,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn 4x points at restaurants worldwide. Rates & fees
$150 after spending $500 in the first 3 months
3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
$0
Earn $150 after spending $500 in the first 3 months.

Compare up to 4 providers

Best credit cards to use at Aldi

Grocery credit cards are particularly good options at Aldi. Also consider a flat-rate cashback card if you want consistent rewards on every purchase.

Amex EveryDay® Preferred Credit Card — $95 annual fee

Amex EveryDay® Preferred Credit Card
Try this card if you want travel rewards. You’ll earn an accelerated rewards rate on groceries from US supermarkets, and earn more Membership Rewards points if you use your card 30 or more times each billing period.

Membership Rewards points can be valuable, as you can transfer them to a variety of frequent-flyer programs.

If you’d like a no-annual-fee option, consider the Amex EveryDay® Preferred Credit Card.

Blue Cash Preferred® Card from American Express — $95 annual fee (see rates & fees)

Blue Cash Preferred® Card from American Express
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With a stellar rewards rate on eligible groceries and strong rewards on eligible gas, this is one of the best cards for everyday purchases.
For a no-annual-fee option, try the Blue Cash Everyday® Card from American Express (see rates & fees).

Citi® Double Cash Card — no annual fee

Citi® Double Cash Card
If you don’t want to keep track of multiple reward tiers, the Citi® Double Cash Card could be the perfect alternative. You’ll earn solid, consistent cash back as long as you pay off your purchases.

Payment options at Aldi

  • Cash
  • Credit cards
  • Most debit cards
  • Electronic Benefits Transfer (EBT) and Link cards
  • Mobile payments such as Apple Pay and Google Pay

Bottom line

You can absolutely use your credit card at Aldi stores. That’s good news to many consumers who flock to the grocer for its low prices and high-quality products.

Grocery credit cards are good choices at Aldi, as are flat-rate cashback cards. If you’d like more options, compare more cashback cards here.

Frequently asked questions

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