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Updated . What changed?
Years ago, Aldi didn’t accept credit cards — perhaps to save on processing fees. However, the company changed its policy in March 2016. It now accepts all major credit cards at its stores.
At this time, Aldi accepts the four major credit card providers below.
American Express | ![]() |
Visa | ![]() |
Mastercard | ![]() |
Discover | ![]() |
Want a side-by-side look at some of your reward card options? Select your credit score below and click “Show Cards” to start comparing.
Grocery credit cards are particularly good options at Aldi. Also consider a flat-rate cashback card if you want consistent rewards on every purchase. For more grocery card options, check out our full grocery credit card comparisons.
★★★★★
Annual Fee | $95 |
---|---|
Purchase APR | 0% intro for the first 12 months (then 13.99% to 23.99% variable) |
Balance transfer APR | N/A |
Welcome offer | $250 after spending $1,000 in the first 3 months |
Rewards | 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases |
Annual Fee | $0 |
---|---|
Purchase APR | 13.99% to 23.99% variable |
Balance transfer APR | 0% intro for the first 18 months (then 13.99% to 23.99% variable) |
Welcome offer | N/A |
Rewards | Up to 2% cash back on purchases (1% when you buy plus 1% as you pay) |
Annual Fee | $95 |
---|---|
Purchase APR | 0% intro for the first 12 months (then 12.99% to 22.99% variable) |
Balance transfer APR | N/A |
Welcome offer | 15,000 points after spending $1,000 in the first 3 months |
Rewards |
3x points at US supermarkets on up to $6,000 annually (then 1x), 2x points at US gas stations and 1x points on all other purchases
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Check out our in-depth guides on credit card acceptance:
You can absolutely use your credit card at Aldi stores. That’s good news to many consumers who flock to the grocer for its low prices and high-quality products.
Grocery credit cards are good choices at Aldi, as are flat-rate cashback cards. If you’d like more options, compare the top-rated cashback cards currently on the market.
Images: Shutterstock
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