Does Aldi accept credit cards?

Years ago, Aldi didn’t accept credit cards — perhaps to save on processing fees. However, the company changed its policy in March 2016. It now accepts all major credit cards at its stores.

Credit cards accepted at Aldi

At this time, Aldi accepts the four major credit card providers below.

American Express
Visa
Mastercard
Discover

Our pick for rewards at Aldi

Citi® Double Cash Card

• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
• Balance Transfers do not earn cash back.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
• The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Read less

Read more

Apply now
Read review

Compare credit cards for rewards at Aldi

Want a side-by-side look at some of your reward card options? Select your credit score below and click “Show Cards” to start comparing.

{"niche":"USCCF"}

Sort by:

Name	Product	Welcome offer	Rewards	Annual fee	Filter values
Blue Cash Preferred® Card from American Express		$250 after spending $1,000 in the first 3 months	6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases	$95		Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. This heavy-hitter rewards card has uncontested value. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Blue Cash Everyday® Card from American Express		20% at Amazon.com up to $200 back in the first 6 months, plus $100 after spending $1,000 in the same timeframe	20% at Amazon.com up to $200 back in the first 6 months, 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases	$0		This everyday cashback card is ideal for Black Friday and holiday shopping with 20% back at Amazon.com up to $200 back in the first 6 months. Rates & fees	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Flex℠		$200 after spending $500 in the first 3 months	5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases	$0		Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.	Apply now View details	Compare	loading Fetching your data...

loading

Prev

1 2 3 4 5

Next

Compare up to 4 providers

Clear selection

Compare

Credit cards that earn more at grocery stores

Grocery credit cards are particularly good options at Aldi. Also consider a flat-rate cashback card if you want consistent rewards on every purchase. For more grocery card options, check out our full grocery credit card comparisons.

Blue Cash Preferred® Card from American Express

Finder Rating: 4.3 / 5

★★★★★

Credit recommended (670-850) Apply now on American Express's secure site Rates & fees

---

670
Min. credit score

$95
Annual fee

Up to 6%
Cash back

$250
Welcome offer

• Info
• Pros & cons
• Details

With a stellar rewards rate on eligible groceries and strong rewards on eligible gas, this is one of the best cards for everyday purchases. For a no-annual-fee option, try the Blue Cash Preferred® Card from American Express.

• Welcome offer. $250 back after you make $1,000 in purchases within the first 3 months of account opening.
• Rewards. 6% cash back at US supermarkets on up to $6,000 per year in purchases, then 1%. 6% on select US streaming services. 3% on transit purchases. 3% cash back at US gas stations. 1% cash back on other purchases.
• Intro APR. 0% intro APR for 12 months on purchases. A variable APR of 13.99% to 23.99% applies after that.

Annual Fee	$95
Purchase APR	0% intro for the first 12 months (then 13.99% to 23.99% variable)
Balance transfer APR	N/A
Welcome offer	$250 after spending $1,000 in the first 3 months
Rewards	6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases

Citi® Double Cash Card

Finder Rating: 3.8 / 5

★★★★★

Credit recommended (740-850) Apply now on Citi's secure site

740
Min. credit score

$0
Annual fee

Up to 2%
Cash back

n/a
Welcome offer

• Info
• Pros & cons
• Details

If you don't want to keep track of multiple reward tiers, the Citi® Double Cash Card could be the perfect alternative. You'll earn solid, consistent cash back as long as you pay off your purchases.

• Rewards. 1% cash back on purchases and another 1% as you pay for them.
• Intro APR. 0% intro APR for 18 months on balance transfers completed within the first 4 months of card membership. A variable APR of 13.99% to 23.99% applies after.

Annual Fee	$0
Purchase APR	13.99% to 23.99% variable
Balance transfer APR	0% intro for the first 18 months (then 13.99% to 23.99% variable)
Welcome offer	N/A
Rewards	Up to 2% cash back on purchases (1% when you buy plus 1% as you pay)

Amex EveryDay® Preferred Credit Card

Finder Rating: 4.1 / 5

★★★★★

Credit recommended (670-850) Read review Rates & fees

---

670
Min. credit score

$95
Annual fee

Up to 3x
Points

15,000
Points welcome offer

• Info
• Pros & cons
• Details

Try this card if you want travel rewards. You'll earn an accelerated rewards rate on groceries from US supermarkets, and earn more Membership Rewards points if you use your card 30 or more times each billing period. Membership Rewards points can be valuable, as you can transfer them to a variety of frequent-flyer programs. If you'd like a no-annual-fee option, consider the Amex EveryDay® Preferred Credit Card.

• Welcome offer. 15,000 Membership Rewards points after you make $1,000 in purchases within the first 3 months of card membership.
• Rewards. 3x points at US supermarkets on up to $6,000 per year in purchases, then 1x. 2x points at US gas stations. 1x points on other purchases.
• Intro APR. 0% intro APR for 12 months on purchases. After that, a 12.99% to 22.99% variable APR applies.
• Points boost. Earn 50% extra points when you use your card at least 30 times for purchases in a billing period.

Annual Fee	$95
Purchase APR	0% intro for the first 12 months (then 12.99% to 22.99% variable)
Balance transfer APR	N/A
Welcome offer	15,000 points after spending $1,000 in the first 3 months
Rewards	3x points at US supermarkets on up to $6,000 annually (then 1x), 2x points at US gas stations and 1x points on all other purchases

Disclaimer

Please note: All information about Amex EveryDay® Preferred Credit Card has been collected independently by Finder and this card is not available through this site.

Payment options at Aldi

Bottom line

You can absolutely use your credit card at Aldi stores. That’s good news to many consumers who flock to the grocer for its low prices and high-quality products.

Grocery credit cards are good choices at Aldi, as are flat-rate cashback cards. If you’d like more options, compare the top-rated cashback cards currently on the market.

Frequently asked questions

• How many states does Aldi operate in?
  You’ll find Aldi in 35 states, according to the company.
• What is a flat-rate cashback card?
  You’ll earn the same rewards rate on every purchase. For example, you might earn 1.5% cash back on all purchases, regardless of category. To learn more, check out our guide to cashback card types.
• Do I need a membership to shop at Aldi?
  No. You can shop at Aldi without a membership.

Images: Shutterstock