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Discover it® Cash Back vs. Citi® Diamond Preferred® Card
Last updated:
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Discover it® Cash Back
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Citi® Diamond Preferred® Card
|
|---|---|
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★★★★★ 4.8 / 5.0 |
★★★★★ 4.2 / 5.0 |
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Discover will match cash back earned at the end of your first card year |
N/A |
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5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases |
N/A |
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0% intro APR for 14 months, and then 13.49% to 24.49% variable |
0% intro APR for 12 months, and then 15.24% to 25.24% variable |
| $0 | $0 |
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APR: 0% intro APR for 14 months, then 13.49% to 24.49% variable Fee: 3% of the transaction |
APR: 0% intro APR for 21 months, then 15.24% to 25.24% variable Fee: $5 or 5% of the transaction, whichever is greater |
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APR: 26.49% variable Fee: $10 or 5% of the transaction, whichever is greater |
APR: 26.74% variable Fee: $10 or 5% of the transaction, whichever is greater |
| None | 3% of each transaction |
| Up to $39 | Up to $40 |
| $0 | $0 |
| 25 days | 23 days |
| $0.50 | $0.50 |
| 670 | 690 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
Discover it® Cash Back
- Accelerated cash back in quarterly rotating categories
- First year cashback match
- Free FICO credit score
- Ability to freeze your account
Citi® Diamond Preferred® Card
- One of the longest intro APRs on balance transfers
- Purchase intro APR
- No annual fee
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