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Discover it® Miles Travel Credit Card vs. Capital One Venture Rewards Credit Card

Two excellent travel credit cards with a generous signup bonus.

Updated Jan 14, 2021.

Fact checked

These two are similar travel credit cards with the main difference being the cards’ tier level. The Discover it® Miles Travel Credit Card is an entry-level card with $0 annual fee and a lower rewards rate, while the Capital One Venture Rewards Credit Card is a mid-tier card with a $95 annual fee and a higher rewards rate on all purchases.

Read more about these cards in the table below.

	Discover it® Miles Travel Credit Card Terms apply, see rates & fees	Capital One Venture Rewards Credit Card Terms apply, see rates & fees
Finder rating
Finder rating	★★★★★ 3.7 / 5.0	★★★★★ 4.4 / 5.0
Best for
Best for	Earning miles with no annual fee	High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer	Discover will match miles earned at the end of your first card year	Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Rewards
Rewards	1.5x miles on all purchases	2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
Purchase APR
Purchase APR	0% intro APR for 15 months, and then 15.74% to 26.74% variable	20.24% to 28.24% variable
Annual fee
Annual fee	$0	$95
Balance transfer APR
Balance transfer APR	0% intro APR for 15 months (then 15.74% to 26.74%) variable	20.24% to 28.24% variable
Cash advance
Cash advance	APR: 28.74% variable Fee: $10 or 5% of the transaction, whichever is greater	APR: 28.24% variable Fee: $3 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee	None	None
Late payment fee
Late payment fee	Up to $41	Up to $40
Additional cardholder fee
Additional cardholder fee	$0	$0
Interest-free period
Interest-free period	25 days	25 days
Minimum interest
Minimum interest	$0.50	$0
Minimum credit score
Minimum credit score	670	670
Card type
Card type	Credit	Credit
Learn more
Learn more		Read review

Compare Discover it® Miles Travel Credit Card vs. Capital One Venture Rewards Credit Card

1 - 2 of 2

Name	Product	Welcome Offer	Rewards	Annual fee	Filter values
Discover it® Miles Travel Credit Card		Discover will match miles earned at the end of your first card year	Up to 1.5x miles	$0		Earn unlimited 1.5x miles on all purchases - from airfare and hotels to groceries and online shopping.	View details	Compare	loading Fetching your data...
Capital One Venture Rewards Credit Card		Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel	Up to 5x miles	$95		Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.	Go to site View details	Compare	loading Fetching your data...

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Megan Horner

Megan Horner is head of publishing at Finder, where she leads a team that's focused on publishing personal finance guides and reviews that help readers make informed financial decisions. She's passionate about helping you find the best financial accounts to meet your needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been featured on Lifehacker, CreditCards.com, American Banker and news broadcasts across the country. She has a longstanding background in surfacing the best deals and helping people make decisions, including a start as a writer at a comparison website and editing credit card and credit score content at Credit Karma. She earned a degree in English and editing from Brigham Young University.

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