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Discover it® Miles Travel Credit Card vs. Capital One Venture Rewards Credit Card

Two excellent travel credit cards with a generous signup bonus.

These two are similar travel credit cards with the main difference being the cards’ tier level. The Discover it® Miles Travel Credit Card is an entry-level card with $0 annual fee and a lower rewards rate, while the Capital One Venture Rewards Credit Card is a mid-tier card with a $95 annual fee and a higher rewards rate on all purchases.

Read more about these cards in the table below.

Discover it® Miles Travel Credit Card

Discover it® Miles Travel Credit Card

Terms apply, see rates & fees

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

3.7 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Earning miles with no annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

Discover will match miles earned at the end of your first card year

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Rewards
Rewards

1.5x miles on all purchases

2x miles on every purchase, every day, 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023

Purchase APR
Purchase APR

0% intro APR for 15 months, and then 15.74% to 26.74% variable

20.24% to 28.24% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

0% intro APR for 15 months (then 15.74% to 26.74%) variable

20.24% to 28.24% variable
Cash advance
Cash advance

APR: 28.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 28.24% variable

Fee: $3 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $41 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Compare Discover it® Miles Travel Credit Card vs. Capital One Venture Rewards Credit Card

1 - 2 of 2
Name Product Welcome Offer Rewards Annual fee Filter values
Discover it® Miles Travel Credit Card
Discover will match miles earned at the end of your first card year
Up to 1.5x miles
$0
Earn unlimited 1.5x miles on all purchases - from airfare and hotels to groceries and online shopping.
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel

Up to 5x miles
$95
Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months ​from account opening.
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