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Discover it® Miles Travel Credit Card vs. Capital One® Venture® Rewards Credit Card

Two excellent travel credit cards with a generous signup bonus.

Updated

Fact checked

These two are similar travel credit cards with the main difference being the cards’ tier level. The Discover it® Miles Travel Credit Card is an entry-level card with $0 annual fee and a lower rewards rate, while the Capital One® Venture® Rewards Credit Card is a mid-tier card with a $95 annual fee and a higher rewards rate on all purchases.

Read more about these cards in the table below.

Discover it® Miles Travel Credit Card

Discover it® Miles Travel Credit Card

Rates & Fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.7 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Earning miles with no annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

Discover will match miles earned at the end of your first card year

50,000 bonus miles after spending $3,000 in the first 3 months

Earn an additional 100,000 miles after spending $20,000 on purchases within the first 12 months

Rewards
Rewards

1.5x miles on all purchases

5x miles on Uber Eats and 2x miles on all purchases

Purchase APR
Purchase APR

0% intro APR for 14 months, and then 11.99% to 22.99% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

10.99% intro APR for 14 months, then 11.99% to 22.99% variable

17.24% to 24.49% variable

Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Discover it® Miles Travel Credit Card

Discover it® Miles Travel Credit Card

  • You won't pay an annual fee to own the card.
  • Earn a flat 1.5x miles on your purchases.
  • Discover will match your miles earned at the end of your first year.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Earn an unlimited 2x miles on all purchases.
  • Get a 50,000-mile welcome offer after you spend $3,000 in your first 3 months.
  • Earn an additional 100,000 miles after spending $20,000 on purchases within the first 12 months.
  • Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

Compare Capital One credit cards

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