finder.com
US
AU
NZ
UK
CA
SG
More

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Discover it® Miles Travel Credit Card vs. Capital One® Venture® Rewards Credit Card

Two excellent travel credit cards with a generous signup bonus.

Megan Horner
Megan Horner

Updated

Fact checked

These two are similar travel credit cards with the main difference being the cards’ tier level. The Discover it® Miles Travel Credit Card is an entry-level card with $0 annual fee and a lower rewards rate, while the Capital One® Venture® Rewards Credit Card is a mid-tier card with a $95 annual fee and a higher rewards rate on all purchases.

Read more about these cards in the table below.

Discover it® Miles Travel Credit Card

Discover it® Miles Travel Credit Card

Rates & Fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

3.7 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Earning miles with no annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

Discover will match miles earned at the end of your first card year

50,000 bonus miles after spending $3,000 in the first 3 months

Earn an additional 100,000 miles after spending $20,000 on purchases within the first 12 months
Rewards
Rewards

1.5x miles on all purchases

5x miles on Uber Eats and 2x miles on all purchases
Purchase APR
Purchase APR

0% intro APR for 14 months, and then 11.99% to 22.99% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

10.99% intro APR for 14 months, then 11.99% to 22.99% variable

 17.24% to 24.49% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Discover it® Miles Travel Credit Card

Discover it® Miles Travel Credit Card

  • You won't pay an annual fee to own the card.
  • Earn a flat 1.5x miles on your purchases.
  • Discover will match your miles earned at the end of your first year.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

  • Earn an unlimited 2x miles on all purchases.
  • Get a 50,000-mile welcome offer after you spend $3,000 in your first 3 months.
  • Earn an additional 100,000 miles after spending $20,000 on purchases within the first 12 months.
  • Get various travel benefits, including a TSA PreCheck or Global Entry statement credit worth $100.

Compare Capital One credit cards

Related Posts

Varo Savings Account Review

Learn how this high-interest account can boost your savings goals.

Bellwether Smart Cash Card review

Earn flat 1.5% cashback on all purchases or save money with balance transfers.

Applied Bank® Unsecured Classic Visa® Card review

Build your credit with this unsecured credit card.

Chase First Banking review

A bank account for kids that helps your child develop healthy money habits early on. Powered by Greenlight.

Nationwide Advantage checking review

The Nationwide Advantage checking account offers a decent APY and no fees.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site