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Discover it® Miles Travel Credit Card vs. Capital One® Venture® Rewards Credit Card

Two excellent travel credit cards with a generous signup bonus.

These two are similar travel credit cards with the main difference being the cards’ tier level. The Discover it® Miles Travel Credit Card is an entry-level card with $0 annual fee and a lower rewards rate, while the Capital One® Venture® Rewards Credit Card is a mid-tier card with a $95 annual fee and a higher rewards rate on all purchases.

Read more about these cards in the table below.

Discover it® Miles Travel Credit Card

Discover it® Miles Travel Credit Card

Terms apply, see rates & fees

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Terms apply, see rates & fees

Finder rating
Finder rating

★★★★★

3.7 / 5.0

★★★★★

4.4 / 5.0
Best for
Best for
  • Earning miles with no annual fee
  • High unlimited mile-earning rate on all purchases
Welcome offer
Welcome offer

Discover will match miles earned at the end of your first card year

Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening

Rewards
Rewards

1.5x miles on all purchases

5x miles on Uber Eats and 2x miles on all purchases

Purchase APR
Purchase APR

0% intro APR for 14 months, and then 11.99% to 22.99% variable

17.24%, 21.99% or 24.49% variable

Annual fee
Annual fee $0 $95
Balance transfer APR
Balance transfer APR

10.99% intro APR for 14 months, then 11.99% to 22.99% variable

17.24% to 24.49% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.49% variable

Fee: $10 or 3% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0.50 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Discover it® Miles Travel Credit Card vs. Capital One® Venture® Rewards Credit Card

Name Product Welcome offer Rewards Annual fee Filter values
Discover it® Miles Travel Credit Card
Discover will match miles earned at the end of your first card year
1.5x miles on all purchases
$0
Earn unlimited 1.5x miles on all purchases - from airfare and hotels to groceries and online shopping.
Capital One® Venture® Rewards Credit Card
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening
5x miles on Uber Eats and 2x miles on all purchases
$95
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
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