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Discover it® Miles Travel Credit Card vs. Bank of America® Travel Rewards Credit Card

Two excellent travel rewards credit cards with no annual fee.

Updated

Fact checked
Both cards come with a $0 annual fee, a long 0% intro APR period on purchases and 1.5x points/miles on all purchases. The main difference is you get a slightly longer intro APR period with the Discover it® Miles Travel Credit Card and you can potentially earn a higher signup bonus than with the Bank of America® Travel Rewards Credit Card.

However, if you travel often internationally, the Bank of America card could be a better choice because Visa cards are more widely accepted abroad.

Discover it® Miles Travel Credit Card

Discover it® Miles Travel Credit Card

Rates & Fees

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.7 / 5.0

★★★★★

3.2 / 5.0
Best for
Best for
  • Earning miles with no annual fee
  • No-annual-fee travel rewards
Welcome offer
Welcome offer

Discover will match miles earned at the end of your first card year

25,000 points after spending $1,000 in the first 90 days

Rewards
Rewards

1.5x miles on all purchases

1.5x points on all purchases

Purchase APR
Purchase APR

0% intro APR for 14 months, and then 11.99% to 22.99% variable

0% intro APR for 12 statement closing dates, and then 14.99% to 22.99% variable

Annual fee
Annual fee $0 $0
Balance transfer APR
Balance transfer APR

10.99% intro APR for 14 months, then 11.99% to 22.99% variable

14.99% to 22.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 17.99% to 25.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 25 days
Minimum interest
Minimum interest $0.50 $1.50
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Compare Discover it® Miles Travel Credit Card vs. Bank of America® Travel Rewards Credit Card

Data updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Discover it® Miles Travel Credit Card
Discover will match miles earned at the end of your first card year
1.5x miles on all purchases
$0
Earn unlimited 1.5x miles on all purchases - from airfare and hotels to groceries and online shopping.
Bank of America® Travel Rewards Credit Card
25,000 points after spending $1,000 in the first 90 days
1.5x points on all purchases
$0
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
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