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Discover it® Cash Back vs. Discover it® Chrome Gas & Restaurant Card
Two solid cashback credit cards with no annual fee.
The main difference is that the Discover it® Cash Back offers accelerated cash back on rotating categories each quarter, while the Discover it® Chrome Gas & Restaurant Card offers accelerated cash back only on gas and dining. However, the cashback rate of the latter cannot match the rate you earn with the Discover it® Cash Back. Otherwise, these two Discover cards have many similarities, including a $0 annual fee and a long 0% intro APR period on purchases and balance transfers.
Learn more about these cards’ perks and features in the table below.
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Discover it® Cash Back
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Discover it® Chrome Gas & Restaurant Card
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★★★★★ 4.8 / 5.0 |
Not rated yet |
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Discover will match cash back earned at the end of your first card year |
Discover will match cash back earned at the end of your first card year |
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5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases |
2% back on gas and dining up to $1,000 combined quarterly, then 1% after that and on all other purchases |
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0% intro APR for 14 months, and then 13.49% to 24.49% variable |
0% intro APR for 14 months, and then 13.49% to 24.49% variable |
| $0 | $0 |
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APR: 26.49% variable Fee: $10 or 5% of the transaction, whichever is greater |
APR: 26.49% variable Fee: $10 or 5% of the transaction, whichever is greater |
| None | None |
| Up to $39 | Up to $39 |
| $0 | $0 |
| 25 days | 25 days |
| $0.50 | $0.50 |
| 670 | 670 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
Discover it® Cash Back
- Accelerated cash back in quarterly rotating categories
- First year cashback match
- Free FICO credit score
- Ability to freeze your account
Discover it® Chrome Gas & Restaurant Card
- Earn 2% cash back in popular categories.
- Earn 1% cash back on all other purchases.
- Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Redeem your rewards for cash in any amount.
Compare Discover credit cards
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