Discover credit cards with no foreign transaction fee

Choose from a selection that includes rewards and intro APRs.

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Though you won’t pay a foreign transaction fee, you may have a hard time finding merchants that accept Discover while you’re traveling abroad.

What does Discover charge for foreign transaction fees?

All Discover credit cards have a 0% foreign transaction fee. You will pay no fees for purchases made internationally or in foreign currency. This is a great feature of Discover cards, as a typical foreign transaction fee is 3% of a purchase.

0% foreign transaction fees are unusual but not unheard of: Capital One also offers no foreign transaction fees across the board. No foreign fees are more common in travel credit cards.

Discover credit cards with no foreign transaction fee

Name Product Foreign transaction fee Annual fee Purchase APR Filter values
None
$0
0% intro for the first 14 months (then 13.74% to 24.74% variable)
Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.
None
$0
0% intro for the first 14 months (then 13.74% to 24.74% variable)
Earn unlimited 1.5x miles on all purchases - from airfare and hotels to groceries and online shopping.
None
$0
0% intro for the first 14 months (then 13.74% to 24.74% variable)
Earn 2% cash back on gas and dining on your first $1,000 in combined purchases each quarter. After that earn 1% in these categories and on all other purchases.
None
$0
24.74% variable
2% cashback at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases.
None
$0
0% intro for the first 6 months (then 14.74% to 23.74% variable)
Earn 2% cash back on gas and dining on your first $1,000 in combined purchases each quarter. After that earn 1% in these categories and on all other purchases.

Compare up to 4 providers

How to compare Discover credit cards with no foreign transaction fee

Since none of Discover’s cards have foreign transaction fees, you’re not limited to just the travel products. Here are a few dimensions to consider when picking the winner.

Decide which type of card you want

You can zero in on the right card by starting with a product category. Here’s a quick breakdown of Discover cards:

Cash back
  • Discover it® Cash Back
  • Discover it® Chrome Gas & Restaurant Card
  • NHL Discover it® Card
TravelDiscover it® Miles Travel Credit Card
SecuredDiscover it® Secured
StudentDiscover it® Student Cash Back
BusinessDiscover it® Business Card

Almost every Discover card offers cash back. Even the Discover it® Miles Travel Credit Card lets you redeem miles for electronic deposits.

Shoot for the best rewards

Look at your spending and decide if it fits one of Discover’s reward structures:

Reward structureCards
Flat cash back on every purchase
  • Discover it® Miles Travel Credit Card
  • Discover it® Business Card
Accelerated cash back at gas stations and restaurants with a quarterly cap. Then flat cash back after that and on all other purchases
  • Discover it® Chrome Gas & Restaurant Card
  • Discover it® Secured
  • Discover it® Chrome Gas & Restaurant Card
Accelerated cash back in quarterly rotating categories on up to a cap. Then flat cash back after that and on all other purchases.
  • Discover it® Cash Back
  • Discover it® Student Cash Back
  • NHL Discover it® Card

If you’re considering a rotating cashback card, look at Discover’s Cashback Calendar to see if you’ll spend in the bonus categories. These might include grocery stores, gas stations, Uber and Lyft, restaurants and Amazon.com.

Top 5% cashback credit cards

Intro APRs as long as 14 months

A few of Discover’s flagship cards offer intro APRs on purchases and balance transfers for 14 months.

The Discover it® Secured and Discover it® Student Cash Back offer intro purchase APRs up to 6 months. That might not sound enticing, but it’s actually a great deal for these types of cards.

Avoid balance transfers for Discover’s secured and student cards

These cards offer balance transfer intro APRs, but the promotional rates are poor. For example, the Discover it® Student Cash Back offers a 10.99% intro balance transfer APR for 6 months, then 14.74% to 23.74% variable.

Consider not making balance transfers at all with these cards.

Other factors: Signup bonus, annual fee and more

All of Discover’s cards have essentially the same signup bonus: The provider matches all the rewards you earn in your first year.

None of the cards have annual fees. And while you won’t find purchase protections or travel insurance like you will with other providers, you’ll get a suite of cardholder-friendly secondary benefits. These include:

  • Free monthly FICO score
  • No overlimit fees
  • No penalty APRs
  • Free overnight shipping on card replacements
  • Free Social Security number alerts
  • Cash at checkout
  • Freeze your card account on mobile app or website

Bottom line

Many of Discover’s cards are similar with no foreign transaction fees and rewards. But compare your spending to what they offer to find the best one for you.

If you’re not sure a Discover card is the right fit, consider other no-foreign-transaction-fee credit cards.

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