Discover credit cards with no foreign transaction fee

What does Discover charge for foreign transaction fees?

All Discover credit cards have a 0% foreign transaction fee. You will pay no fees for purchases made internationally or in foreign currency. This is a great feature of Discover cards, as a typical foreign transaction fee is 3% of a purchase.

0% foreign transaction fees are unusual but not unheard of: Capital One also offers no foreign transaction fees across the board. No foreign fees are more common in travel credit cards.

Discover credit cards with no foreign transaction fee

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Name	Product	Foreign transaction fee	Annual fee	Purchase APR	Filter values
Discover it® Cash Back		None	$0	0% intro for the first 14 months (then 11.99% to 22.99% variable)		Earn 5% back on up to $1,500 in combined purchases in bonus categories every quarter you activate, then 1% thereafter. Earn 1% back on all other purchases.	View details	Compare	loading Fetching your data...
Discover it® Miles Travel Credit Card		None	$0	0% intro for the first 14 months (then 11.99% to 22.99% variable)		Earn unlimited 1.5x miles on all purchases - from airfare and hotels to groceries and online shopping.	View details	Compare	loading Fetching your data...
Discover it® Chrome Gas & Restaurant Card		None	$0	0% intro for the first 14 months (then 11.99% to 22.99% variable)		Earn 2% cash back on gas and dining on your first $1,000 in combined purchases each quarter. After that earn 1% in these categories and on all other purchases.	View details	Compare	loading Fetching your data...

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How to compare Discover credit cards with no foreign transaction fee

Since none of Discover’s cards have foreign transaction fees, you’re not limited to just the travel products. Here are a few dimensions to consider when picking the winner.

Decide which type of card you want

You can zero in on the right card by starting with a product category. Here’s a quick breakdown of Discover cards:

Almost every Discover card offers cash back. Even the Discover it® Miles Travel Credit Card lets you redeem miles for electronic deposits.

Shoot for the best rewards

Look at your spending and decide if it fits one of Discover’s reward structures:

If you’re considering a rotating cashback card, look at Discover’s Cashback Calendar to see if you’ll spend in the bonus categories. These might include grocery stores, gas stations, Uber and Lyft, restaurants and Amazon.com.

Top 5% cashback credit cards

Intro APRs as long as 14 months

A few of Discover’s flagship cards offer intro APRs on purchases and balance transfers for 14 months.

The Discover it® Secured and Discover it® Student Cash Back offer intro purchase APRs up to 6 months. That might not sound enticing, but it’s actually a great deal for these types of cards.

Other factors: Signup bonus, annual fee and more

All of Discover’s cards have essentially the same signup bonus: The provider matches all the rewards you earn in your first year.

None of the cards have annual fees. And while you won’t find purchase protections or travel insurance like you will with other providers, you’ll get a suite of cardholder-friendly secondary benefits. These include:

• Free monthly FICO score
• No overlimit fees
• No penalty APRs
• Free overnight shipping on card replacements
• Free Social Security number alerts
• Cash at checkout
• Freeze your card account on mobile app or website

Bottom line

Many of Discover’s cards are similar with no foreign transaction fees and rewards. But compare your spending to what they offer to find the best one for you.

If you’re not sure a Discover card is the right fit, consider other no foreign transaction fee credit cards.

Frequently asked questions

• Is a Discover credit card effective for an international vacation?

  It’ll certainly help by waiving foreign transaction fees. However, Discover cards are less widely accepted worldwide than Visa or Mastercard. If you’d like to take one of these cards abroad, consider having another card as a backup.

• Is Discover's secured card effective against the competition?

  It’s one of the best secured cards

• How is Discover's student card against the competition?

  While it has formidable competition, Discover’s student card is an excellent choice. You can earn attractive rewards, which will be matched for your first card year. Also, you’ll earn a $20 statement credit each school year you earn a 3.0 GPA or higher, for up to five years.