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While some card providers still offer car rental insurance, Discover isn’t one of them. This follows a trend of card providers discontinuing travel benefits across many of their products.
Discover no longer offers car rental insurance with any of its cards. It discontinued the benefit on February 28, 2018, citing a lack of cardholder use. Previously, the benefit offered maximum reimbursement of $25,000 for up to 31 consecutive days or 45 consecutive days for employees of eligible businesses.
If you’re looking for other card providers with car rental insurance, consider Chase, Capital One, American Express and Wells Fargo. Chase is a particularly good option because a few of its cards offer primary coverage in all instances.
If you have primary car rental coverage with your credit card, it means you can make a claim with your card provider’s benefit administrator first in the event of a theft or accident. You don’t have to contact your personal insurer first, which would be the case if your card coverage was secondary.
While Discover credit cards can be attractive no-annual-fee options, they don’t come with car rental insurance. Consider credit cards from other providers for this benefit.
Learn all three ways to activate a Discover card.
Use your Discover card to get cash, but expect high fees and interest.
You can have two Discover cards at a time, with limitations.
Refer a friend to a Discover card and earn rewards if their application is approved.
Start building your credit by being an authorized user.
Enjoy the convenience of paying with your iPhone at participating locations.
Monitor your accounts, pay your bills or redeem rewards from your smartphone.
Request a credit line increase online or by phone.
Choose the right no-annual-fee Discover credit card for you.
