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While some card providers still offer car rental insurance, Discover isn’t one of them. This follows a trend of card providers discontinuing travel benefits across many of their products.
Discover no longer offers car rental insurance with any of its cards. It discontinued the benefit on February 28, 2018, citing a lack of cardholder use. Previously, the benefit offered maximum reimbursement of $25,000 for up to 31 consecutive days or 45 consecutive days for employees of eligible businesses.
If you’re looking for other card providers with car rental insurance, consider Chase, Capital One, American Express and Wells Fargo. Chase is a particularly good option because a few of its cards offer primary coverage in all instances.
If you have primary car rental coverage with your credit card, it means you can make a claim with your card provider’s benefit administrator first in the event of a theft or accident. You don’t have to contact your personal insurer first, which would be the case if your card coverage was secondary.
While Discover credit cards can be attractive no-annual-fee options, they don’t come with car rental insurance. Consider credit cards from other providers for this benefit.
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