Finder makes money from featured partners, but editorial opinions are our own.
Advertiser disclosure
Discover Bank routing numbers
Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.
Discover Bank uses different routing numbers depending on several factors, including payment type and the transaction's origin or destination. You'll need this eight to 11-digit code so that banks can locate your account and process transactions like checks, automatic payments, online payments and money transfers in the US and worldwide. Learn how to find the exact routing number you need for your Discover Bank account.
Which Discover Bank routing number do I need?
The routing number you need to send or receive money through Discover Bank depends on whether your payment or transfer is domestic or international.| Transaction | Type of routing number | Discover Bank code |
|---|---|---|
| Payments and debits between US accounts | ACH routing number | 031100649 |
| Wire payments between US accounts | Domestic wire transfer number | 031100649 |
Discover Bank ACH transfer routing number
The ACH routing number for Discover Bank is 031100649. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.Discover Bank wire transfer routing number
The routing number for US wire transfers through Discover Bank is 031100649. You can use this same number to receive international wire transfers to your Discover Bank account.How to confirm the routing number for Discover Bank on your own
Look at a paper check associated with your Discover Bank account to find the routing and account numbers for your account.
- Call your bank. Your local Discover Bank branch or toll-free support line can provide you with routing numbers.
- Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
- Search Fedwire. Use your name, city or state to look up routing numbers for Discover Bank or double-check the one you have is correct.
Can routing numbers for Discover Bank change?
Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While Discover Bank is headquartered in New Castle, services or branches in states outside of Delaware may require a different routing number. Confirm routing numbers with a Discover Bank agent if you're not sure.Bottom line
Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how Discover Bank and other financial institutions use these codes to manage your money in our guide to routing numbers.More guides on Finder
-
Cost of a Christmas tree
With the average cost of a real Christmas tree to hit $86.94 in 2023, Americans are projected to spend a collective $5.6B on Christmas trees.
-
Should I prioritize saving or paying off debt?
There are times when paying off debt makes sense, but you’ll need a decent savings all the time.
-
Soft saving
Will the soft saving trend hurt your financial future?
-
11 debit cards that build credit
Debit cards and similar cards that can help build credit with little to no risk include: Extra, Fizz, Current, Chime, Step, Varo and more.
-
AI Anxiety Index: Are you worried about AI replacing jobs?
Finder’s AI Anxiety Index takes a pulse of US households on how concerned they are about AI replacing jobs.
-
Best business bank accounts for LLCs
Find the best business bank accounts for LLCs with low fees, software integrations and extra perks like ATM reimbursements.
-
Best online banks
Ally Bank wins the best overall online bank of 2023. Other best online banks on our list are UFB Direct, Raisin, Quontic, Chime and others.
-
Compare 3-way joint bank accounts
You can open a joint bank account with three or more people. Learn how it works, how to sign up and what risks to be aware of.
-
What’s a minimum balance and deposit requirement?
Find out how minimum balance or deposit requirements affect your savings, checking and CD accounts in this comprehensive guide.
-
14 best banks and credit unions in the US
The best banks let you choose from several offerings that help you grow and manage your hard-earned cash.
Ask an Expert