A no-annual-fee card for those who love Diamond Resorts.
- Get this card if you often stay at Diamond Resorts.
- Pick something else if you want a general travel rewards credit card or an intro APR period on purchases.
- Apply with a good to an excellent credit score of 670 or higher.
|Product Name||Diamond Resorts International® Mastercard®|
|APR (Annual Percentage Rate) for Purchases||17.24%, 22.24%, or 27.24% variable|
|Introductory Purchase APR|
|Balance Transfer APR||17.24%, 22.24%, or 27.24% variable|
|Introductory Balance Transfer APR||0% for the first 15 billing cycles (then 17.24%, 22.24%, or 27.24% variable)|
|Balance Transfer Fee||$5 or 3% of the transaction, whichever is greater|
|Cash Advance Rate||27.49% variable|
|Foreign Transaction Fee||3% of the transaction value|
|Cash Advance Fee||$10 or 5% of the cash advance amount, whichever is greater|
|Interest Free Period||Up to 23 days|
|Late Payment Fee||Up to $37|
|Returned Payment Fee||Up to $37|
|Additional Cardholder Fee||$0|
|Minimum Age||18 years of age|
|Welcome Offer||2,500 points after your first purchase|
|Rewards||2x points on Diamond Resorts purchases (excluding down payments) and 1x points on all other purchases|
|Base Rewards||1x points|
|Rewards Points Expiry||Never|
This card could be the right fit if you’re a Diamond Resorts regular. You could earn points on purchases and get interest-free financing for qualifying Diamond Resorts vacation ownership purchases. The card also has no annual fee and comes with a decent signup bonus.
Another hotel credit card
Hilton Honors American Express Card
- Signup bonus.
Earn 2,500 bonus Diamond plus points after you make your first purchase with your card.
- Diamond plus points.
Earn 2x points on Diamond Resorts purchases and 1x points on everything else you buy.
- Bonus points.
Earn an additional 500 Diamond points for every $2,000 you spend with your card.
You’ll also like
- Promo APR period on Diamond Resorts purchases.
You’ll get a 0% promo APR period for six months on qualifying Diamond Resorts purchases. After that, a variable APR of 17.24% to 27.24% applies.
- Intro APR period on balance transfers.
Enjoy a 0% intro APR period on balance transfers made within your first 45 days of account opening for 15 billing cycles. Once the intro period expires, a variable APR of 17.24% to 27.24% applies.
- No annual fee.
You won’t pay a fee to own the card.
What to watch out for
- Foreign transaction fees.
Despite being a travel card, using it abroad is not advised. You’ll incur a 3% fee of the amount of each transaction made outside the US.
- Balance transfer limitations.
You must complete your balance transfers within your first 45 days of account opening to take advantage of the intro APR.
Compare travel credit cards
If you’re a Diamond Resorts regular, the Diamond Resorts International® Mastercard® could be a solid choice for you. You get to earn points on your purchases and can pay off your qualifying Diamond Resort purchases interest-free for a few months.
But if it doesn’t sound like the right fit, compare travel credit cards for other options.