Delta Reserve® Credit Card from American Express vs The Platinum Card® from American Express

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Please note: All information about Delta Reserve® Credit Card from American Express has been collected independently by Finder and this card is no longer available through this site.

Delta Reserve® Credit Card from American Express

Delta Reserve® Credit Card from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

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★★★★★

4.4 / 5.0
Best for
Best for
  • Premium Delta perks
  • Excellent travel rewards
Welcome offer
Welcome offer

40,000 miles and 10,000 MQMs after spending $3,000 in the first 3 months

60,000 points after spending $5,000 in your first 3 months

Rewards
Rewards

2x miles on direct Delta purchases and 1x miles on all other purchases

5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

17.24% to 26.24% variable

None (Charge Card)

Annual fee
Annual fee $450 $550
Balance transfers
Balance transfers APR: 17.24% to 26.24% variable

Fee: $5 or 3% of the transaction, whichever is greater

Not a feature of a charge card
Cash advance
Cash advance

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 26.74% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $175
Interest-free period
Interest-free period 25 days None
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Charge
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Delta Reserve® Credit Card from American Express

Delta Reserve® Credit Card from American Express

  • Earn Medallion® Qualification Miles (MQMs)
  • Delta Sky Club access
  • Concierge service

The Platinum Card® from American Express

The Platinum Card® from American Express

  • $200 airline fee credit
  • $100 credit for Global Entry or TSA PreCheck
  • $200 in credits for Uber each year

Compare similar credit cards

Name Product Welcome offer Rewards Annual fee Filter values
30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
40,000 miles after spending $2,000 in the first 3 months plus 25,000 miles after spending $10,000 in the first 6 months
2x miles at restaurants, hotels and United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening plus 25,000 miles after spending $10,000 in the first 6 months.
40,000 points after spending $1,000 in the first 3 months
2x points on Southwest Airlines and 1x points on all other purchases
$99
Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months.
40,000 miles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060 (Worth over $1,000)
3x miles on Avianca, 2x miles on gas and groceries, 1x miles on all other purchases and 15% Multiply Your Miles discount
$149
Get a signup bonus worth over $1,000. Earn 40,000 bonus LifeMiles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060
20,000 miles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060
2x miles on Avianca, 1x miles on all other purchases and 15% Multiply Your Miles discount
$59
Earn 20,000 bonus LifeMiles after first purchase, plus 20,000 miles after spending $1,000 in the first 90 days with promo code SB4060.

Compare up to 4 providers

Name Product Welcome offer Rewards Annual fee Filter values
30,000 points after spending $2,000 in the first 3 months
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
$150
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
20,000 miles after spending $1,000 in the first 3 months
1.25x miles on all purchases and 10x miles at hotels.com/venture
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a Delta purchase in the same timeframe
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
75,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
50,000 bonus miles after spending $3,000 in the first 3 months
2x miles on all purchases and 10x miles at hotels.com/venture
$0 intro annual fee for the first year ($95 thereafter)
Earn 50,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.

Compare up to 4 providers

Compare American Express credit cards

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